Below is the message I recieved from Scotiabank about these phone calls:Dear Scott,We have received your inquiry with respect to ScotiaLife Insurance and would like to speak with you directly.  We have Optima Telecommunications calling potential clients on our behalf.  They sell a lot of different products on our behalf:  Accidental Death, Term Life, Hospitalization, Guaranteed Life.  When they do a sale on the phone they have to confirm your name, address, phone number and year of birth.  If you want to be removed from the call list please call us to confirm your details.Please call our Contact Centre at 1-800- 387-9844. Our representatives are available Monday to Friday, 8:30 a.m. to 7:00 p.m Eastern Time. Thank you for your patience and understanding. We appreciate your business and look forward to assisting you in the future.Hope this helps

who are these people and what do they want the phone rings twice and no one there

So an Indian guy calls me earlier and asks for me by name and says he's from Microsoft saying my computer downloaded malicious files.  He stuttered a bunch with his story when I was asking why MS would call me.  I asked for a number to call them back he gave me (416) 915-3536 and then I said you sound like a scam bro and he laughed and said "you're right, you figured it out" and hung up.Four hours later (416) 915-7928 calls and asks for me I tell them wrong number.I looked into this 7928 number and now realize they called me the other day.The guy who called me the second time, that I said had wrong number, it was the same guy, I remember his voice now.  He was Indian sounding, but not a thick accent like the guy who called me "from Microsoft" earlier.Anyways The 7928 guy said I was a good Scotia customer and offered me life insurance.  I was polite and said I'm broke so don't even bother.Kept trying to sell me on insurance.  Anyways I guess their second attempt was today with the Microsoft Tech (fake).Where are they getting our names and numbers from?  I heard from many places including resume/job sites.The phone I answered isn't even in my name.

I am getting a bunch of calls from them too. If it is a scam, as it seems to be... it's been going on a while. Maybe I'll pick up next time they call and get to the bottom of this.

Stop Calling my cell phone

They called to offer me a free 2000$ life insurance, from Scotia Bank, because they said "I was such a good client". I refused everything they offered and I asked for their number to call them back. He gave me another number 1-+1 800-387-9844, which is Scotia Life. I immediately called Scotia Bank. They never heard of such deal.