• Anonymous
    April 3, 2019
    Debt collector
    Canada
    Caller: TCR / Collections

    So this guy called me today from the (416) 756-2096 number. I never answer calls I don't know - First off. He left a voicemail with an extension to call saying there is a urgent matter to discuss , that he was from TCR via the Ministry of Finance. Let me say this - I have only 2 debts that have been written off. 6 years ago TCR had called me saying I owed a $3500 overpayment for my SECOND CAREER ( which is NOT a loan) I disputed this but before doing my research , I paid them $1500 right away. I then did my research and throughout picking up the phone told them I was unemployed , barely getting by and will be considering bankruptsy. Word of advice- collections will call with all your info ( may lie a bit saying they can see what's in your bank account etc) and ask you to verify your name , birth-date, and PIN. Do Not EVER verify this , do Not give them ANY banking info , address or employment info. Say you have 0 debt it must be mistaken identity and they can send you a letter. Now , research the statute of limitations. If the debt is over 2 years old ( for ontario) and it is unsecured debt , I wouldn't bother paying a penny and restarting the clock ...they legally cannot touch your bank account without sueing and having a court order. I believe these scammers are calling regarding this 6 year old debt . I'll continue blocking their number because they aren't getting sh*t and in 2 years it will be off my file. ☠☠☠☠💸
  • Anonymous
    March 27, 2018
    Unknown
    Canada
    scam
  • Riverbank
    March 1, 2013
    Unknown
    Canada
    These people called me and requested my full name and mailing address. When I asked them, why - thay told me, that thay are Governement of Ontario. I replied, that GOVofOnt has my ph.# and address. These is span, conartists, they are fraudulently take people's name and addresses to put on their names fake loans and later on to squeese money from people. Be careaful!
  • TCR collection company
    October 12, 2012
    Debt Collector
    Canada
    I got this number soo many many times and with others (1-+1 800-727-4145 / 1-+1 800-223-5315 / (289) 201-2420 / (289) 434-0420 / 211-000-56654 ). And they told me they're TCR collection agercy which worked by Government about OSAP. And asking me to pay them the part of OSAP (Ontario part). I've told them I'm paying the monthly payment to OSAP through bank already but they told me I just paid the Fuderal part. The collection company is helping the Ontario provincial government to chase back the Ontario part of OSAP!??! They gave me two numbers that I need to contact them how to pay the Ontario part of OSAP: 1-+1 800-387-5514 or (416) 756-2096 ext. 5094. I've talked to the real OSAP number by Government that they told me that is impossible to do that. The only OSAP I need to pay is throught Government by one's social insurance number. I went to the Human Resource department and told them my case. They suggest me to ask them the date of load and all detail information what they have as if they are helping government to collect. There're 2 happened maybe: 1) My SIN was stolen by someone to cheat; 2) spam call.

    One of the request I still don't understand; I loaned $3100, they ask me if I can pay $2500.00 at once, they will withdraw the case file which own by government.
  • Robert
    March 23, 2020
    Unknown
    Canada
    Contact the government of ontario, best place to start. However student loans follow you forever, students used to get osap, finish school, then claim bankruptcy to get rid of the loan/grant. That loophole was closed years ago so they send these accounts to collection agencies who will hound you for a dog's age to get any amount of money they can.
  • Robert
    March 23, 2020
    Financial services
    Canada
    Caller: TCR collection agency

    these people have been calling for a boarder I had who moved out in 2017, gave me his info stating that they are calling regarding an osap loan, from the 90's! Have explained to them several times a week for over 2.5 years that he doesn't live here anymore. I found out they did get him, he survives on disability from an injury while he was taking his courses. They can't garnish his wages only take his tax refund, that he doesn't get as he pays no taxes on odsp, he called me to tell me that they called him and he blocked their number. So they started calling me again but this time they don't give a name just say I have an open file in their office. Oh and it isn't just him they call for, I've noted 5 different people they call my residence for.
  • Anonymous
    March 6, 2020
    Unknown
    Canada
    I have been receiving these calls for about two years regarding my son's school loan. They tell me they don't have his cell number and they ask me for it. They are not professional at all, so it raised a red flag for me right away . . .
  • Anonymous
    February 27, 2020
    Debt collector
    Canada
    I have tried doing some research on credit agencies and what the policies/rules in Ontario are for student loan debt, and unsecured debt...do you have a recommendation on where to start? I have gotten several different calls and not sure what is legit and what my rights are...
  • Anonymous
    January 3, 2020
    Unknown
    Canada
    SCAM
  • Anonymous
    December 25, 2019
    Debt collector
    Canada
    Caller: Collections Agency

    Total Credit Recovery. They are "contracted" by the Ontario Ministry of Finace to manage outstanding or delinquent student debt. Specifically, the Ontario Provincial portion of an OSAP Loan that has gone into collections and YES, believe it or not, Student Loans are split into "two" and there is both a Federal and Provincial portion when it get's sent to Collections. Federal portion is assigned to CRA and the Provincial portion to one of 4x contracted Ontario Collection Agencies. If this happens to you, you'll end up with two separate debts on your student loan. Their phone number and details are listed right on the OSAP Website.
  • Shaun
    December 20, 2019
    Scam call
    Canada
    Caller: Supposedly total credit recovery

    Claiming to have a file on behalf of the ontario minister of finance. Clue one if the government wanted to reach me they would contact me not a credit recovery agency. Fraudulent right from the start. Ya like I will call you...
  • SM
    September 30, 2019
    Silent call
    Canada
    Caller: (416) 756-2096

    They call and don't leave any messages. If they are claiming to be a collection agency with other callers, then they are a fraudulent company because I don't have any debt and don't owe anyone money. Sounds like a scam to me.
  • Ellen
    August 12, 2019
    Unknown
    Canada
    Caller: (416) 246-9539

    This company supposed to report to Canada as Scam Company. The Indian woman said that I need recovery credit, even I never have any credit from anyone and I’m only an international student. And she is very rude and pretends like I had a problem with credit
  • Anonymous
    May 31, 2019
    Unknown
    Canada
    You were scammed. OMG
  • Anonymous
    February 20, 2019
    Scam call
    Canada
    Very rude woman trying to get my personal information. I declined and she got furious.
    No one should ever have to give out their personal information to someone that iniciates the call.
    There are many scams out there!!!
    If they are real they would of understood my point of view when I told them I will NOT give my information to them because of many CRA scams out there. Instead, they got angry when I did not give my info and later mocked me by imitating me and repeating my last words with a hostile voice/tone.
    Very unprofessional if they are ‘real’
  • Steve
    June 20, 2018
    Unknown
    Canada
    Caller: No reply - but Total Credit Recovery

    Many times I have told them take me to Court or take a hike. Loan was medically forgiven in 1999. They've bought write-offs and want to profit. All bark - no bite
  • Ramadan
    November 6, 2017
    Nuisance call
    Canada
    Total harassment and call any time of the day, sometimes five times a day, also from different numbers, they call as collection as I continue to pay my loans to the government.
  • angel
    September 25, 2017
    Unknown
    Canada
    Straight robbers
  • me
    July 31, 2017
    Unknown
    Canada
    Just phone the police. It is an elaborate scam via these collection agency's. Until you file a report with the Police. It will continue to happen in this country.
  • Steve
    June 21, 2017
    Unknown
    Canada
    Call and say nothing of call and harass about a 1986 student loan (figure they want is more than twice what support documentation says) stats barred six times iver and medically forgiven in 1999

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2 complaints this year

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