Caller...heavy accent, very hard to understand, tried 5 times to understand the name he gave me, (still didn't get his name), lotsa background noise, (call centre?), wanted VISA credit card information and interest rates on the card. He also wanted to know how many other cards I had and what the interest rates on them were. Said he was calling from Calgary but caller ID showed (250) 980-3438 which is a BC area code. I kept telling the caller that I was not interested but he got quite annoyed that I didn't want to lower my interest rates and kept insisting that I provide him with info. He claimed to be a "Consulting Company" calling people who pay off their credit cards on time and therefore deserve a reduced interest rate, "if interest rates on the cards were 15% or more". He knew my wife's last name and 1st initial and my address so I asked how he got the information. He said from the phone book. I told him to remove our number from their list and not call again. I then hung up.

Called today from them, they were "calling about my visa or mastercard". I said which one? They said whichever one you have. I said who are you, where did you get my number and take me off your list - I do not want telemarketing calls". Unbelievable.

They almost had my husband.  However, I did a Google search on the phone number (250) 980-3438 Ex 299 while my husband was on the phone to them and found that is was a scam.  The names given were Tony Adams and Kevin Austin. They also gave a toll free number 1-+1 888-628-9228.  The number that showed up on my caller ID was 1-(403) 648-9228. They are very persistent, even after hanging up on them and telling them to stop calling they called back within 10 minutes.Should they call you do not give them any information about anything.  Tell them to f*ck off and hang up on them.

The people on the other end of this line had Indian/Pakistani accents, and were calling from a very crowded room.  They claimed I had earned a lower interest rate on my card, and seemed to be trying to get information from me.  People who receive a call (in Canada) from this number should contact +1 888-495-8501, Phonebusters, the Canadian national agency created to deal with phone scams.

The same low interest credit card offer.  Starts off by saying he is calling from Mastercard - VISA.  Well, since it is individual banks that issue credit cards, not some central Mastercard - VISA office, I knew it was a scam of some sort.  When the bad grammar became more apparent I just hung up.

Recieved call asked for me, said they could get my interest rate reduced. Asked for Card info, told them my wife has it in city. He said his name was Mark Dennis,(had an asian accent). His says the company name is C.C.C.A. (Credit Card Consumer Advocate) And also gave phone number. I called back fithteen minutes later and got a busy signal. Entered business name on Google, didn't find a company with that name, or acronym. The acronym doesnt even come close to the Credit card consumer advocate.