They called my house a couple of days ago, luckily I wasn't home to answer.

Sounded like a crowded calling centre in Pakistan. . .claimed to be "Expert Consulting Company" calling people who pay on their credit cards on time and therefore deserve a reduced interest rate of prime.  They then requested the credit card info for the card I wished to  have a reduced interest rate on claiming that they will negotiate a lower interest rate with my credit card company.  I hope no one falls for this scam!

i got the call today. soundes like a busy spot but it was a landline. they said they were from my visa mastercard RBC. sounded asisan to me. tried to get numbers i said i dont have any credicards.. i asked them why they were calling from a 250 area code since that was on the other side of teh country and they said how do you know that and i said becuase your number came up on my phone.. he said can you tell me which number and i basically told them to go screw theirselves and reported it

They almost had my husband.  However, I did a Google search on the phone number (250) 980-3438 Ex 299 while my husband was on the phone to them and found that is was a scam.  

The names given were Tony Adams and Kevin Austin. They also gave a toll free number 1-+1 888-628-9228.  The number that showed up on my caller ID was 1-(403) 648-9228. They are very persistent, even after hanging up on them and telling them to stop calling they called back within 10 minutes.

Should they call you do not give them any information about anything.  Tell them to f*ck off and hang up on them.

Call received originally from (250) 980-3438. Heavy background noise, sounded like a very busy room with many voices talking. Caller's voice partly muffled, like he placed the phone piece against his mouth. A male caller first spoke of my master card account, how it was paid on time and at an interest rate of 18%. He tried to ask me if I wanted a lower interest rate and said a few other things, but it was quite muffled. I asked him to call back for a better connection. He did, that phone number he called from was: (647) 288-1289. Again the same bad sound and background noise. He asked me if I was interested in a lower interest rate, but said other things that were muffled (again).

I asked him for a telephone number and I could call him back. He gave phone # (403) 648-9328. I called that number and it was not in service.

His information about my credit card was partially true, that I paid my dues on time, but he was wrong about my interest rate I currently have, which I never told him. That triggered a warning that this was not the credit card company I was with. They would have the exact information of my account and most of all, better telephone connection.

Plus, this guy sounded quite unprofessional and all agents for the credit card company are trained, this guy was untrained.

Be careful, these scams make generalized statements in the hope it fits your credit card account. Never give information out when someone calls you, always ask for a return telephone number and a name to call them back. When a return number is given, check it out on line and find out from your real credit card company if they have people calling and making such calls.

Legitimate Credit card companies keep one set of phone numbers. When you get different area codes that span across the country from the same caller, then it is a scam.

I got a call from this number today. He kept asking me if I had a visa or a mastercard, then asked for my expiration date. When I wouldn't answer he got mad and started rambling about how I'm missing  big opportunity and started mentioning every company possible that issues credit cards. When I demanded he tell me the name of my bank or my full name he wished me a good day and hung up. Definitely a scam. I've been called by my bank before and they have always had some form of security verification / have never demanded information/ always had correct and up to date information.