I answered because I was expecting a call from a service technician. Caller had a thick Indian accent and asked for us by last name.  Our last name is often mispronounced, but this was so butchered I honestly didn't think he was asking for us.  Then he spelled the last name, and it sounded like ours, but either misspelled or he gave another common last name, and I figured anyone credible actually looking for us would at least be able to read off the spelling of our name correctly.  When I said they must have the wrong number, he proceeded to double check the phone number (which was right, but we've only had this number for 2 months and it's just a security land line so no one really has this number) but when he said, "Is this your postal code?" and read off a postal code from another province (compared to the phone number's area code) that actually sounded like my very first postal code from my first apartment (2 provinces and 12 years ago) I figured this call was either definitely not for us, or someone going off of a mix of cobbled together information from our credit history.  In either case, no one I needed to speak to.When I said no that's not our postal code in a confused (not angry tone), he blurted out, "I'm sorry!" as in (Geez, don't yell at me!)  That made me think that he got a lot of negative responses from people he called, so I was more inclined to think he was a telemarketer or scammer than a legit business call.  He never did say where he was calling from (which I didn't think was weird, since he claimed to be calling for someone that wasn't us, so really he has no business saying where he's calling from to the wrong person as far as I'm concerned).

Called around noon, no one talked. Could hear phones in the background.

Français, franzuski, tien phap, francia Québec staat

Reçu  un appel et cela à raccroché...mon répondeur répond en français.

Et en vérifiant le numéro sur internet, 403 correspond à l'État d'Alberta.

Trop beau pour être vrai...

Called today at noon. Didn't leave a message. I googled the number b/c I don't know anybody in a 403 area code and found this website. I called them back. A gentlemen with an Australian accent anwered me! I told him that I can't believe that today, in 2009, ppl are still getting scammed by telemarketers! The background clearly sounded like a call center. I told him I knew why he was calling, to lower my interest rates..and that I got through my banks for this, not through some unknown caller! He got really upset, I told him no need to get angry and yell on the phone...does he not have the appropriate 'script' in front of him to answer me when I accuse him of fraud? ?I told him to do himself a favor, and get a real job. I hung up, and called phone busters (thanks Tanya!!)

I got a call on January 4, 2009 at 6:15 pm from a guy with a thick Indian accent. He said he was calling from CCCA - Credit Card Consumer Advocates. He said his name was Dave Lawrence and that this ID # was 78238. He told me that I could get interest rates as low as 1.5 - 6 %, depending on how I qualify. He asked which of my credit cards had the highest interest rate. I told him Visa. He asked what bank it was with. I should have realized at that point, that this was a scam! He asked me how high my current interest rate is and then gasped saying how much less I could be paying. He asked me to get my credit card and then said: Do you see this phone number on the back of your card: (416) 465-4653. Then he asked me for the 3 digits next to my signature!!! I laughed and said: "Are you serious!? There is NO WAY I am giving out the security digits on the back of my card to some stranger." I went on to tell him that I would be looking into his company. This is horrible! I NEVER fall for this kinda stuff but these guys are quite clever. I am so upset that they are doing this to people. I know so many people who would have fallen for this, unfortunately. :(

It came up as call waiting.  I did not call back but tried to find out by reverse phone search who it was.  Google brought me to this site.  Just as well I did not answer, it seems.