Keep calling a harassing me about a debt with MDG which I don’t know anything about

thanks apreciate the message being burnt twice by these scumbags garbage equipment ... with extras i never gave permission to ..

I got an email from Michelle Smit from Stephen Walters Professional Corporation, the address that she provided me leads to a BMA Management Consultants, same address and suite number but different phone numbers.

In reply to your question Cmac,

no, I havent heard from this so called Maffia Stephen Walters Law office yet. Over a month ago I got their registered letter saying I had 5 days to pay up. My lawyer suggested he should send them a letter....so as of this date May 5th 2010 have heard nothing!!!!  About a month ago I had gone online to Equafax.. I think thats the name to check my credit rating to ensure nothing had gone on...and not a thing. I have now recieved a monthly email from Equafax to confirm nothing new or bad has been added. I thought I would still get the phone calls but nothing, not after their Claim letter to me.  
Cmac, I was worried sick about this sitution, I am 52 and have a great credit rating and never have been harrased like this in my life. I have a friend who told me his son had the same problem, similar to mine, and similar to yours...and all the others on here. I had recieve a call from Ontario Consumer Protection Board and she told me that Premier Fitness is on their Consumer Beware List...of companies..and they wanted a followup on my report as they recommended me to take my complaint to the Law Society of Upper Canada. I truely beleive they are some collection  agency... and relying on their intimidation tacticts on good people like ourselves to cave in and send them  money.  

To the person who previously commented on having her wages garnished...I say she deserved that. No one can garnish your wages, unless there is a court order...and in Canada we all have the right to go to court and state our cases. If a judge looked at the evidence.... it would seem this person had not attended the court nor defended her rights...her fault.  In this case vs  Preimer Fitness...they have no way of winning with me.  I could turn around, and charge them with not sending me a contract renewal notice, and taking a year and a half membership fees from a non- member at the fault of their own.

My advise, is be cautiously optimistic. You need to answer this woman once, either leave a message like I did...telling her to stop it...then state to her, as per the rules regulating collection Agencys to send you a letter...tell her to Register it...( I like that..it makes them pay something lol)  Then when you get her letter..either reply, in FIRM  and not so polite wording to take a hike.  Then wait. I bet.. you will not hear a thing!

Hey keep me updated...I would love to hear how you faired!  I can be reached at celery2 @ hotmail.com

CrissyA

since my last post I have received yet another call from "michelle".I refused to answer the call and her voicemail stated that she had not recieved my payment via mail and had a deadline for the 27th and the day she called is the 26th.I was never provided a forwarding mail address to send a payment in the first place!! I have  been in touch with the bradford exchange and they had acknowledged that they had put forth my account to 2 different collection agencies. One I have received formal letters from requesting payment and clearly stating the client they represent and the amount and that I could forward payment to themselves or be in contact with the client. The other however, is another story. The bradford exchange had provided me with a name of "Inter Canada Credit" and a phone number of 1-+1 888-738-7277. When I tried to call this so called reputable collections company I was connected with a REWARDS CENTER????? I tried the # again and the same thing. I then contacted the bradford exchange once again to confirm the # and it was in fact the one they had listed. The only other information they could give me was an email address and a mailing address of

875 main ST west
Hamilton Ontario L8R 4R1

During my conversation with the rep from the bradford exchange I was assured that I could always make payment with them, which was stated by Michelle that I could not. I then went online to look up this "Inter Canada Credit" and saw this plain website that my 10 year old could manufacture with that same 800 number. As I read through some of there pages I found this and I quote
"There is no such thing as a mailing queue in our office. Every single file will receive attention from a recovery officer, and every debtor will be contacted by telephone if they can be located.We believe letters and written notice should supplement our staff, not the opposite." Which could potentially explain why no previous correspondance and the direct call from her.So I went to the pages of paying my debt and the payment requests were by credit card and western union, or a money order could be sent to an address similar to that the bradford exchange company had provided but with a slightly different postal code.????????hmmmm. Still having my hackles up I have phoned and paid the Bradford Exchange directly and I am not sure what to make of this "michelle" if she is the real thing or not and how the Stephen Walters law office and Inter Canada Credit are potentially linked.I do however know that should she contact me again she will be in for a very rude and abrupt fouled language conversation.

I just received a message from her today.  Couldn't understand what she was saying.  I googled her phone number and this site came up.  From what I am reading she is a fraud?  I've left 2 messages with her.  I haven't been able to contact her so far.

This Michelle girl called my work, not for me for my boss saying she could not disclose any info to any one other then my boss, i told her that she would not get a call back unless she left her name number and a email so that my boss could contact her on her own time. Michelle wasnt happy that she could not get a hold of her so she persistanly called everyday for weeks and everytime i asked if you tell me what this is about i will be able to relate the message other then that sorry. So she told me her office name and who she was and i told her that she would get a call back if my boss decided on doing so, she demanded that my boss has to call her back. I realated the msg,  my boss then told me that she wouldnt call back unless the girl told me specifically what this was about and i called "Michelle Smit" back and told her sorry lori will not being calling you back, she needs to know the details of your call, she then told me if my boss was in the office that she speak with her right now demanding it, i hung up on her. I then googled the office and her name because i was going to call and complain about harrasment from this women, i then come upon these posts i call Michelle back and tell her if she calls this office one more time we will be going to our company lawyer and taking legal action against her, she then pleaded with me that she has a client that hired her to get a fee payed that is going to collections which was BRADFORD EXCHANGE and the amount was $122.something cent (I havent seen anyone with that on here yet, must be her new company she is using) So i told her if my boss really does owe money then please send a formal invoice via mail or email and we would be glad to pay it once we see what we are paying. (cuz i thought if is a collections agency people were probably just mad about paying and writing bad things) so she sends me an email saying an item number and name of something calm/bold, telling me to write a cheque out to stephen walters or a money order there was no attachment, so i waited for an attachment for an invoice couple days pass no invoice but an email from her saying that she hasnt heard back from me and i have untill the 29th to respond or the payment is going to collections, i emailed back saying i am waiting for an invoice to give to my boss so she can confirm what she is paying for is something she really bought, michelle emailed me back saying that we would have to calll bradford exchange and get the invoice then she gave me this number 1-+1 800-265-1027 i called and just beeps, i then go to the website so see if the number she gave me was correct and i see that the only way to contact them is by email, no phone number anywhere you cannot contact them via phone. So im so tired of this stupid [***] [***] i look up the item number see that nothing comes up  and i finally email her and tell her That she is a complete scam and her office is shady i reversed looked up her phone number, nothing came up. I told her that she was horrible at this and if she actually wants people to believe her go about it a different way, you say your a law firm then your a collections agency, she chick is straight out of it she emailed me back saying she doesnt want to argue and entertain me with emails and that i know have untill August 31st to pay i emailed back, i contacted authority's, fowarded all your msgs, gave them your phone number and told them the three names you use(Michelle, Claude, Rosanne)  what  you do is fraud, and you will be getting what you deserve. since then no msg back from her or call, this [***] is a stupid scammer that think people believe her, she is completely retarded about going the way she does about this. Im done with this girl and if she msgs me or calls me again im sure her "Intimdating voice" wont be so intimidating anymore.

actually its michelle smith i have a few of her letters...it says m smith   direct line (905) 296-3027

Interesting about this Madame Claude person being a woman. The scum bag that called me was Claude Nourian....sketchy