Keep calling a harassing me about a debt with MDG which I don’t know anything about

thanks apreciate the message being burnt twice by these scumbags garbage equipment ... with extras i never gave permission to ..

I got an email from Michelle Smit from Stephen Walters Professional Corporation, the address that she provided me leads to a BMA Management Consultants, same address and suite number but different phone numbers.

same thing here with regards to MDG...this ones name was Rose  i called her and asked for her info and she started to get rude  i have told her that i have checked onto her and have seen lots of negative comments on her and she said she will post negative comments about me if i don't pay up..she refused to send me proper proof she has assumed the debit to be collecting on MDG's behalf..  I told her not to call me at work anymore and she said she will call when ever she wants...and they she will be contacting payroll dept about garnishing me wages....

I got a call from " Roseanne"  from Steven Walters professional corporation. She is trying to collect from me on a legit debt. Is she actually a lawyer or does she work for a law firm ?  I googled Steven Walters & got a lawyers listing in Toronto. I'm going to call it & see if I can get her there. She only calls me at work.

since my last post I have received yet another call from "michelle".I refused to answer the call and her voicemail stated that she had not recieved my payment via mail and had a deadline for the 27th and the day she called is the 26th.I was never provided a forwarding mail address to send a payment in the first place!! I have  been in touch with the bradford exchange and they had acknowledged that they had put forth my account to 2 different collection agencies. One I have received formal letters from requesting payment and clearly stating the client they represent and the amount and that I could forward payment to themselves or be in contact with the client. The other however, is another story. The bradford exchange had provided me with a name of "Inter Canada Credit" and a phone number of 1-+1 888-738-7277. When I tried to call this so called reputable collections company I was connected with a REWARDS CENTER????? I tried the # again and the same thing. I then contacted the bradford exchange once again to confirm the # and it was in fact the one they had listed. The only other information they could give me was an email address and a mailing address of 875 main ST westHamilton Ontario L8R 4R1During my conversation with the rep from the bradford exchange I was assured that I could always make payment with them, which was stated by Michelle that I could not. I then went online to look up this "Inter Canada Credit" and saw this plain website that my 10 year old could manufacture with that same 800 number. As I read through some of there pages I found this and I quote"There is no such thing as a mailing queue in our office. Every single file will receive attention from a recovery officer, and every debtor will be contacted by telephone if they can be located.We believe letters and written notice should supplement our staff, not the opposite." Which could potentially explain why no previous correspondance and the direct call from her.So I went to the pages of paying my debt and the payment requests were by credit card and western union, or a money order could be sent to an address similar to that the bradford exchange company had provided but with a slightly different postal code.????????hmmmm. Still having my hackles up I have phoned and paid the Bradford Exchange directly and I am not sure what to make of this "michelle" if she is the real thing or not and how the Stephen Walters law office and Inter Canada Credit are potentially linked.I do however know that should she contact me again she will be in for a very rude and abrupt fouled language conversation.

Glad my friend found this site for me. I got a call today from this michelle and so far as i know, don't have any outstanding debts, it's stressful though. I'm also all the way in BC, I've never even heard of this premier fitness club. I guess wait and see how much more she calls. Does anyone know of any other companies she apparently represents????

In reply to your question Cmac,

no, I havent heard from this so called Maffia Stephen Walters Law office yet. Over a month ago I got their registered letter saying I had 5 days to pay up. My lawyer suggested he should send them a letter....so as of this date May 5th 2010 have heard nothing!!!!  About a month ago I had gone online to Equafax.. I think thats the name to check my credit rating to ensure nothing had gone on...and not a thing. I have now recieved a monthly email from Equafax to confirm nothing new or bad has been added. I thought I would still get the phone calls but nothing, not after their Claim letter to me.  
Cmac, I was worried sick about this sitution, I am 52 and have a great credit rating and never have been harrased like this in my life. I have a friend who told me his son had the same problem, similar to mine, and similar to yours...and all the others on here. I had recieve a call from Ontario Consumer Protection Board and she told me that Premier Fitness is on their Consumer Beware List...of companies..and they wanted a followup on my report as they recommended me to take my complaint to the Law Society of Upper Canada. I truely beleive they are some collection  agency... and relying on their intimidation tacticts on good people like ourselves to cave in and send them  money.  

To the person who previously commented on having her wages garnished...I say she deserved that. No one can garnish your wages, unless there is a court order...and in Canada we all have the right to go to court and state our cases. If a judge looked at the evidence.... it would seem this person had not attended the court nor defended her rights...her fault.  In this case vs  Preimer Fitness...they have no way of winning with me.  I could turn around, and charge them with not sending me a contract renewal notice, and taking a year and a half membership fees from a non- member at the fault of their own.

My advise, is be cautiously optimistic. You need to answer this woman once, either leave a message like I did...telling her to stop it...then state to her, as per the rules regulating collection Agencys to send you a letter...tell her to Register it...( I like that..it makes them pay something lol)  Then when you get her letter..either reply, in FIRM  and not so polite wording to take a hike.  Then wait. I bet.. you will not hear a thing!

Hey keep me updated...I would love to hear how you faired!  I can be reached at celery2 @ hotmail.com

CrissyA

Are you dumb? Why would you pay? You totally just got scammed.