Keep calling a harassing me about a debt with MDG which I don’t know anything about

thanks apreciate the message being burnt twice by these scumbags garbage equipment ... with extras i never gave permission to ..

I got an email from Michelle Smit from Stephen Walters Professional Corporation, the address that she provided me leads to a BMA Management Consultants, same address and suite number but different phone numbers.

Michelle should be fired. She called and scammed me and my husband and the company had not even sent my bill to the collectors. I paid her and they will now need to get the money from her. She is a scam artist and talks like she has cotton up her nose. If she ever calls me again, she will be in court and possibly jail.

Scam Buster and everyone: Read the Collection Agencies Act or see summary in links. Know your rights. If Michelle Smit violated the law, everyone should report this law-breaker and her law-breaking company to the Ontario government.http://www.gov.on.ca/mgs/en/News/STEL02_047078.htmlhttp://www.gov.on.ca/mgs/en/News/STEL02_046979.html http://www.e-laws.gov.on.ca/html/statutes/english/elaws_statutes_90c14_e.htmMichelle Smit is not allowed to contact you yet, Scam Buster. It appears Smit violated Ontario law and regulations if she called you before first sending you written notice of the name of the creditor (Premier Fitness, Mademoiselle Curzon, Regency), the balance owing, the name of the collection agency, and its authority to demand payment. Looks like she failed to even send you a first notice, or a follow up demand for payment.Michelle Smit is giving false and misleading information on the name of her agency whenever she identifies herself as 'Michelle Smit calling from Stephen Walters law office (or law firm)'. Her notices give her agency name as  Stephen Walters Professional Corporation or Stephen Walters Corporation. Even this may be a lie (try to Google these names and check yellowpages.ca and whitepages.ca, it does not exist) and her real company name may be something else. Do not be surprised if her real name is something else.Smit cannot claim to call from a 'law office' or 'law firm' if no lawyer with that name works in that office location. Mention this to the government and contact the law association.Smit violated the law if she if she used threatening, intimidating, coercive, profane language or used undue, excessive or unreasonable pressure on any of you. If she wants to notify a credit bureau of your failure to pay, you could also put a note in your file stating that this claim is disputed (Equifax tel: 1-+1 800-865-3908).Has anyone visited her so-called office at 8 Main St. E., Suite 307Hamilton, ON L5N 1E8? Does it exist for the purposes she claimed?Keep a copy of ALL her voicemail messages and note the time, date and frequency of her calls if possible. Try to keep the original messages on your original voicemail. Do not speak with Smit without recording what she says. Better still, just let her leave voicemails on your phone.

Stephen Walters Law Office - A woman by the name of Claudia Nourian - (905) 296-3647.  I decided to pay off my debt, wrote post dated cheque as i did not want my credit affected. This law office bounced one of the cheques, cashing it 20 days earlier then what was stated on the cheque.  They are demanding payment plus the service charge.  I believe they changed the date on the cheque.

i also got calls from her   now i will report her and the so call business    you all can report this person and company to          C.R.T.C.     they will deal with her     they are from the high government who deals with people like her     and please report   to the better business  bureau also to the law association of canada    the more numbers of complaints the faster they will deal with the issues             she has violated about 5 laws  the big one is that she is giving false credentials, harrassement, false business identity, and threatening  phone calls

Hi I'm so glad this forum was created.  Received the same message as above re: claim.  I can't wait to get out of work I am going to call and [***] her out so badly.  The only gym I ever belonged to was years ago and Premier Fitness was never in Canada.  I'm going to advise her that I know her location and I'm calling the cops to pay her a visit.I knew she sounded so fake. J

Ok so I feel the need to share with all of you that I received a call from Stephen Walters office and after I read all of this on this web page i decided to ignore the calls. Then I started getting letters stating they would take me to court/effect my credit...But i kept on ignoring the calls and letters. So now guess what??!?!?!?!??!?!?They have taken me to court and garnished my wages.....OMFG you're all wrong about them. They are real they have the right to call and yes they will make good on the threats....May I suggest to everyone to STOP reading crap from people that dont actually know whats going on. Call the people back and find out what they want then fight the claim on your terms...get the so called proof or else you'll be in the same spot as me having my wages garnished instead of figuring it out on my terms......