I received a phone call from this number (905) 948-3203 and the lady (with Indian accent) on the other side shouting and threating to sue me and that they have given me many chances and I'm ignoring them!!! thought the fact my file came under your hands by 27 Dec 2009 and I have already made arrangements, these people are very abusive, arrogant and above all ignorant and have the minum level of proficiency someone can imagine!

To stop receiving phone calls you have to mail in a letter ( registered mail) to tell them to stop calling you at the home number. Every month you must do this. If they call you at work, it takes one time only for you to tell them to stop calling you at work. You can make a complaint if they should call you again. Legally, they can call you 3x a day. Can't call on Stat Holidays. Every province has a time they start from and finish at. They can't impersonate anyone, they can't speak to anyone but the debtor, they must identify themselves and where they're calling from.
I used to work at NCO Financial doing collections for Telus Mobility and Rogers. In all reality guys, there is a cancellation policy regardless of whether you like it or not..its a contractual agreement and its unfortunate that no sales people tell you about that part of the contract. I don't work there anymore obviously because I found it to aggressive. I was one of the nice people that would actually work with you rather than fight with you...Read up on your collection laws in your province and find out what your rights are. (And maybe review the contract you signed as well) The CSR should do a financial statement with you to see what you can work out. Their first demand is always payment in full but did you know you can ask for a settlement amount? that would have to be paid in full. Did you know that if you send them $20.00 a month and make your postdated payments via your bank and provide them with the reference numbers, they'll stop calling. They can't refuse a payment so don't screw up and miss one lol
Good luck....just a few helpful hints...

t.nhave you check your phone bill? what does it say?

Im so pissed with the phone call every day!!!! They are harrasing people

these a**es keep calling me.. they are calling me because someone gave my number by mistake. Anyway I told him politely to F** off.. maybe I will have to visit them in person.