These guys call me everyday regarding some credit issue with TD.
I have no account with TD, they guy keeps insisting on getting my SIN or DOB which I will not provide. He leaves a Voice message every day. Perhaps the RCMP should visit them.

I have them on my butt tighter than my underwear. I'm getting 4 calls a day. Whatever happened to 3 times in a 7 day period??

The Ontario Ministry of Government Services consulted the collection industry to develop a standard to be followed by all collectors. Having a standard also allows the public to have a better understanding of what collection agencies can and can't do. The regulations forbid collection agencies from: ? contacting you until six days have passed from sending you written notice of the following:? the name of the creditor? the balance owing? the name of the agency and its authority to demand payment? continuing to contact you if you did not receive the notice unless a second copy of the written notice is sent to an address provided by you, and then contact may only be made six days after sending notice;? contacting you if you send a registered letter to the agency saying that you dispute the debt and suggest the matter be taken to court;? contacting you if you or your lawyer notify the agency by registered mail to communicate only with your lawyer, and you provide the lawyer's name, address and telephone number;? contacting you on Sunday, except between the hours of 1 p.m. and 5 p.m., and on a holiday;? contacting you other than by ordinary mail more than three times in a seven-day period without your consent, once the agency has actually spoken with you;? using threatening, profane, intimidating or coercive language, or using undue, excessive or unreasonable pressure;? continuing to contact you if you have told them that you are not the person they are looking for unless they take reasonable precautions to ensure you are that person;? giving false or misleading information to any person;? recommending to a creditor that a legal action be commenced against you without first sending you notice;? contacting your employer except on one occasion to obtain your employment information, unless your employer has guaranteed the debt, the call is in respect of a court order or wage assignment or if you have provided written authorization to contact your employer;? contacting your spouse, a member of your family or household, or a relative, neighbour or acquaintance except to obtain your address and telephone number unless the person contacted has guaranteed the debt or you have given permission for the person to be contacted

These people are phishing for credit card info beware! Why is the RCMP allowing this harassment.

Caller: PIC Partners in Credit

They called me this morning at 7am. They had the right last name but totally the wrong First and Middle name. I looked them up on Google, didn’t know who they were. We have excellent credit. So we’ll see if they continue to call.

The individual called me at work and said she was representing Partners in Credit on behalf of TD Canada. I do not have a TD account. She asked me to confirm my full legal name, when I refused, she asked me to provide my DOB for verification purposes I refused to provide that as well. Then she asked me for an address and I said, well I expect to receive a notice. She said the notice is in the mail. I advised her that I would call her when I received it and she tried to make me feel guilty about not dealing with the issue now and then let me go.

They keep phoning me, after I blocked the number, they started to send written mails. There is no clear providing card number of the visa debt, and what the hell is 70% off?? I called TD and they say I don't owe anything. It's really weird . Is this a true one?

What a nuisance - I have nine calls from these guys!! I think are a collection agency and we have AA credit ratings! I agree the RCMP should visit them. Send complaints also to the National Do Not Call List. And consider investin g in a call block option from Bell Canada. It is worth a few dollars to cut these creeps off.

This number calls on and on and do not leave a message just 'bye' on the message. They need to treat people with respect even if they are ion debt as they have rights too!!!!! they need to be shutdown

The guy call me every morning 8▪10 am and say confirm your date of birth or postal code , I am calling behalf of td bank , I talk to my bank nobody call from td bank this is bullsh*t

These people are sleezebags. They called my landlord's sister-in-law, someone I don't know. We don't know how they found her unless they researched the property deed where I live and found her name on it. It's against the Ontario Credit Act to contact someone you don't know.

One lady called from this number and asked for Dominique Albert who i don't know

this number is a collection agency and keeps calling me every morning for someone I know but does not live with me. They call several times and indicate they are drug dealers and other stupid crap trying to scare me.They guy who calls name is Mirror (spelling).He is a real [***] liar prick and should be charged.I've called his boss and Hopefully he will be fired.

This number calls me everyday. They are a collection company. If you do not want to talk to them you should warn everyone living in your house. They use lies to get information out of you or the person that picks up the call. They will use a real bank name to frighten you or to make you think they are legit. An example would be "I'm calling on behalf of Capital One. It's very important that I talk to (name)." or "I have a very important package at my desk. Do you have the current address & phone number of (name). Be aware! Good Luck!

A little less than 2 years ago, I started getting calls from a number that my caller ID told me was registered to 'PIC'. They left voice mails, sometimes human, sometimes electronic, always fairly polite, but they would make it clear that the matter was urgent. Not being aware of any debts I owed, I ignored the calls at first. When I finally spoke with them after several months, they informed me that I had an outstanding balance from February 2012 on a Toronto Hydro account at an address that I hadn't lived at for almost 4 years. I realized that I made the mistake of not closing the account when I moved out, and my ex-roommate, who had continued living there after I left, had been paying the hydro bill under my name. She must have moved around that time and thus had never received that final hydro bill, and neither of us were there to receive any payment notices that may have been sent. PIC suggested I call Toronto Hydro to sort this out. They confirmed that I did indeed owe them for that one month, at which point I paid Toronto Hydro directly and asked them to make sure the account was closed so nothing like this would happen again. I stopped receiving calls from PIC.Until a couple of weeks ago, when I started getting calls from a man calling himself Al (his voice mail states his last name is Bores... sp?). He says he is from Partners In Credit and gives me a toll-free number to call +1 888-730-6333) and an extension (2514). The toll-free number is the same as is listed on PIC's website, and my caller-ID also indicates PIC, just like last time. After several voice mails where he said we're running on a limited time frame and he wants me to have full understanding of the issue before they "move forward" (never mentioning what they were moving forward with), I picked up the call. He informed me, again, of an outstanding balance with Toronto Hydro from the same address, this time from March 2012 and for a slightly differing amount. I was outraged because I thought I had fixed this problem, and why wouldn't they have told me there were further outstanding payments last time they called? He said he just wanted to help me, and that if a previous payment had been made, he had no current record of it and couldn't access the archives to check. He said the best way to go was to make the payment right away if I could so as to not affect my credit, and get the money back from my ex-roommate. At this point I became suspicious because he told me to put 'Partners In Credit Inc.' as the payee, whereas last time I paid Toronto Hydro directly. Good thing I didn't actually pay them, because when I spoke to Toronto Hydro they said they had received my previous payment a long time ago and there were absolutely no other charges under my name. They did not understand why PIC was calling me, and I told them to relay that information to PIC and make sure I do not receive any further calls. However, I received another one this morning, asking me to confirm my payment to them. I am currently trying to get this guy to send me something in writing so I can expose his scam. He's probably using me to fill some sort of quota and earn some easy cash, picking my file because I was cooperative last time.

These people call me looking for someone else several times a day.  I tell them that the person does not live here but they still keep calling.  They will not stop calling me and say that I am the girl they are trying to reach.  It's driving me nuts !!!!

You were looking for Julie-Anne Giffen?Does Murray know her-you are related to him by marriage--you are not a Giffen!You identified yourself as Grant from the bank?MESSAGE TO CALLER___DO NOT CALL HERE IN FUTURE AS YOUR CALLS WILL BE MONITORED!!

The company is Partners in Credit in Richmond Hill. If you would like to make a complaint I contacted their Montreal office and spoke to a manager (1-+1 877-677-4214 ext 222). I also contacted the Ministry of Consumer Services Consumer Protection Branch (1-+1 800-899-9768) and they are sending me a complaint form so they can do an inspection.

Under the Collection Agnecy Act in Ontario it states:
Section 22, (6), 6.:
Otherwise communicate in such a manner or with such frequency as to constitute harrassment.

And this is towards the debtor, a relative, a friend or a person they have mistaken to be the debtor.

Know your rights!