These guys call me everyday regarding some credit issue with TD.
I have no account with TD, they guy keeps insisting on getting my SIN or DOB which I will not provide. He leaves a Voice message every day. Perhaps the RCMP should visit them.

I have them on my butt tighter than my underwear. I'm getting 4 calls a day. Whatever happened to 3 times in a 7 day period??

The Ontario Ministry of Government Services consulted the collection industry to develop a standard to be followed by all collectors. Having a standard also allows the public to have a better understanding of what collection agencies can and can't do. The regulations forbid collection agencies from: ? contacting you until six days have passed from sending you written notice of the following:? the name of the creditor? the balance owing? the name of the agency and its authority to demand payment? continuing to contact you if you did not receive the notice unless a second copy of the written notice is sent to an address provided by you, and then contact may only be made six days after sending notice;? contacting you if you send a registered letter to the agency saying that you dispute the debt and suggest the matter be taken to court;? contacting you if you or your lawyer notify the agency by registered mail to communicate only with your lawyer, and you provide the lawyer's name, address and telephone number;? contacting you on Sunday, except between the hours of 1 p.m. and 5 p.m., and on a holiday;? contacting you other than by ordinary mail more than three times in a seven-day period without your consent, once the agency has actually spoken with you;? using threatening, profane, intimidating or coercive language, or using undue, excessive or unreasonable pressure;? continuing to contact you if you have told them that you are not the person they are looking for unless they take reasonable precautions to ensure you are that person;? giving false or misleading information to any person;? recommending to a creditor that a legal action be commenced against you without first sending you notice;? contacting your employer except on one occasion to obtain your employment information, unless your employer has guaranteed the debt, the call is in respect of a court order or wage assignment or if you have provided written authorization to contact your employer;? contacting your spouse, a member of your family or household, or a relative, neighbour or acquaintance except to obtain your address and telephone number unless the person contacted has guaranteed the debt or you have given permission for the person to be contacted

These people are phishing for credit card info beware! Why is the RCMP allowing this harassment.

Caller: PIC Partners in Credit

They called me this morning at 7am. They had the right last name but totally the wrong First and Middle name. I looked them up on Google, didn’t know who they were. We have excellent credit. So we’ll see if they continue to call.

The individual called me at work and said she was representing Partners in Credit on behalf of TD Canada. I do not have a TD account. She asked me to confirm my full legal name, when I refused, she asked me to provide my DOB for verification purposes I refused to provide that as well. Then she asked me for an address and I said, well I expect to receive a notice. She said the notice is in the mail. I advised her that I would call her when I received it and she tried to make me feel guilty about not dealing with the issue now and then let me go.

They keep phoning me, after I blocked the number, they started to send written mails. There is no clear providing card number of the visa debt, and what the hell is 70% off?? I called TD and they say I don't owe anything. It's really weird . Is this a true one?

What a nuisance - I have nine calls from these guys!! I think are a collection agency and we have AA credit ratings! I agree the RCMP should visit them. Send complaints also to the National Do Not Call List. And consider investin g in a call block option from Bell Canada. It is worth a few dollars to cut these creeps off.

This number calls on and on and do not leave a message just 'bye' on the message. They need to treat people with respect even if they are ion debt as they have rights too!!!!! they need to be shutdown

The guy call me every morning 8▪10 am and say confirm your date of birth or postal code , I am calling behalf of td bank , I talk to my bank nobody call from td bank this is bullsh*t

These people are sleezebags. They called my landlord's sister-in-law, someone I don't know. We don't know how they found her unless they researched the property deed where I live and found her name on it. It's against the Ontario Credit Act to contact someone you don't know.

One lady called from this number and asked for Dominique Albert who i don't know

This number is for a collection agency called "Partners in Credit".  The man who called me today (at my workplace) is named Brian Singh.  He was extremely aggressive in trying to control the conversation and would barely let me get a word in edge-wise.  He was threatening in his tone, and I must say was a complete jerk.  He is attempting to collect on a closed debt account.  Beware!   I will be filing a complaint.

That is illegal. They have 7 years from the time the bill is due to chase after it. Once the bill is seven years overdue, they can't chase it. Also, if they're calling for people who have been dead for 20 years, there is something VERY fishy about them. Report it. Explain to the police that they are calling you for someone who has been dead for 20 years.

well said my friend.  Don't get rattled.  These losers are hired because they are good at being nasty to strangers and to plow forward to get whatever information they can get no matter who  they are talking to - your mom, your employer...doesn't matter.  On the bright side, these organizations are employing sociopaths that otherwise would be unemployable and be sucking off the taxpayer's titties. Just let them do thier thing.  Don't give out information.  Give them fake numbers, talk kindly, say you'll call them back right away but don't, say you are so sorry and really are feeling super burdened, ask them for an account number to deposit the money in, say you will be going to the bank for a loan and please call back in a couple days to see how things went... have some fun with it!  I sure do.  Seriously though... picture sociopaths and friendless misfits trying to make a next paycheque by harrassing you.  Why would you give them what they want?

maybe he calls you at work cause you have not provided with a good contact number

The company is Partners in Credit in Richmond Hill. If you would like to make a complaint I contacted their Montreal office and spoke to a manager (1-+1 877-677-4214 ext 222). I also contacted the Ministry of Consumer Services Consumer Protection Branch (1-+1 800-899-9768) and they are sending me a complaint form so they can do an inspection.

Under the Collection Agnecy Act in Ontario it states:
Section 22, (6), 6.:
Otherwise communicate in such a manner or with such frequency as to constitute harrassment.

And this is towards the debtor, a relative, a friend or a person they have mistaken to be the debtor.

Know your rights!