This company calls me 3-4 times a day. It is D&A Collections, a third party collection agency.and they are nothing but strongarmes on the phone. They harrass and upset you to no end. The supervisors are no better than the callers.The staff do not know what manners are. I did not enter into any contracts with these people nor do they have a signature of mine on any contracts or agreements between them and myself !!  I just wish one day they fall under hardships and experience the treatment they dole out on others..