Again, just like the others claiming it is not a scam, your grammar for someone named "Alex Murphy" should be perfect.  It is not. "They really exists" do they???  You should be ashamed of yourself.  Get a real job and stop stealing money from honest people.For the record, it is illegal for anyone to ask the information they are asking for.  Even a call from 'your bank'.  If you call your bank then it is allowed for them to ask you, but that is the only situation.

I got the same call yesterday -- John Chambers.
After I asked for the org's info, I told him that the # was on the DNC and I would need to report it, he said that he had figured as much.

I have to wondering if "John Chambers" is this guy's real name.  All the names provided here sound rather generic?!  Surprising considering that the GTA has a pretty high ethic diversity...

After I hung up on him, he immedialty called back, but this time it showed an area code out of utah even though he said he was calling from canada.  Here is a tip, if you want lower rates on your credit cards call the number on the back of your card and ask for a lower rate.  9 time out of 10 they will give you one.

As far as being able to lower the rate, I believe they transfer the balance to there own company but they charge the interest differently so the 4.5 % winds up costing you hundreds of dollars.

I recieved a call from a person called himself (John Chambers) offering low interest rate on all my credit cards 3.9% & he asked for my name and D.O.B only.I didn't give him any correct information,he said that his (liberty international financial) is at (15 allstate parkway ) in Markham- Ontario.his way of talking was suspecious (begging to get personal information )

I also recieved a call from liberty international financial about my interest rate..! A dumb guy named cliff called me and was asking for my CC number.. How can a person be so stupid to give out this sort of personal information to an unknown person over the phone.. this guy had an indian accent.. F***ing indian jack***!

Heh. Just got a call from these people as well.
Nicky Brown was the name she gave me. Heavy accent as well. Alot of background niose along with the accent making it extremly difficult to understand/hear properly. (red flag 1)
Number on caller ID didn't match phone number she gave me to call back (I requested call back number which took several tries to get it) (flag 2)
I also requested website I could visit for more info (www.libertyifg.com) which Bonnie (sis?) above also noted that details are flimsy. (flag 3)
I didn't even get to the part where the 600$ fee comes in lol..
She kept repeating that the interest rates would go down to 3.5% & kept asking for my CC info to "confirm" & asking how much on my cards, how much I owed, how much I paid/month, etc. (flag 4)
Of course I didn't giver anything.
She wanted also to connect me to her manager to carry out <whatever> (I declined) (flag 5)
At this point she was egar to get off the phone & simply repeated the callback number urging me to call. (flag 6)

I don't think it is a scam per-se --- rather a method for them to make $$ by transfering your CC bills over to them instead of whatever bank you deal with.
Although I mist say it was all very confusing & difficult to understand them (flag 7)
They don't get much interest out of you but the "one time fee" is sure a nice lil grab if enough people sign up for it.
Did not call my CC company [yet] to see if any other complaints or if this is more "malicious" intent involved.

Caller ID = 416-001-2345
Callback number given = (905) 595-4511 ext. 311