Truth:

-Primerica is not a pyramid scheme, pyramid schemes are illegal.  If Primerica was a pyramid scheme, this post wouldn't exist, along with Primerica.

-Primerica's products are legit, and highly recommended.

-Compensation is 100% commission. (Insurance Sales/investments completed by the agent, and the agents listed under their code)

-Mr. Grossman is a great seller, with no heart, and only sees dollar signs.

-Great opportunity if you are willing to put in work.  This kind of work, should be only recommended to people are truly self-motivated, and goal oriented.  If you need to be instructed on what to do, you better off at McDonald's.

-You need a vehicle to be successful in this business, very few have become successful while using public transportation.

-Everything is sugar coated, in the "opportunity meeting", do your own credible research before making the decision, no need to rush in signing up, Primerica is ALWAYS going to be hiring, don't let anyone fool you.

-Only you can determine what is right for you and no one else.  Just because the opportunity didn't work for you, doesn't make it a scam or fraud, you were just unsuccessful, don't take it to heart.

-Cold-calling is one of the ways that Primerica recruits.  Primerica will teach other recruiting techniques such as:
--3-footing, (Random stranger comes and talks to you, and offers an opportunity in person)
--Warm market (New recruits friends and family will be contacted if they are interested in a new work opportunity)
--Employment sites such as Monster.ca (This will result in a cold call from the agent)

This response is just so profesionl (mispell intential) for a Vice President, wow I want to meet all the rest of you great people at Primerica, how could you not with this ttype of great attitidue.

Furthermore, in reading your pathetic article, It's clear how little you know.  Our distribution is to a client base, not to our sales force.  If you had any clue what we ACTUALLY DID AS A COMPANY (RRSPs, RESPs, Life Insurance, Debt Consolidation, Will revision, Legal Services etc), then you'd realize that we distribute these products to the public.  Your "3 or more level" crap is about selling to the people you "recruit" Do-Do - we are a financial company that operates under strict guidlines set out by the MFDA and FSCO.  If there was something illegitimate, wouldn't they have found out by now? Why are we the fastest growing company in Canada? We do what's right for families - don't even bother responding unless you have PUBLISHED material speaking otherwise - get off the net and go make some money you fruit!

Hey guys,

I've read through quite a few of the posts in this forum and couldn't resist throwing in my opinion.

Unfortunately, I had been involved with Primerica full-time for about 2.5 years. I can honestly say without a doubt that joining this company was the single biggest mistake of my life. The second biggest mistake of my life was staying in it for as long as I did.

I know those that are Primerica reps will disagree and probably have some rehearsed lines that they always use for comments like mine, but save your breath. I know all the lines because, ashamed as I am now, I've used them myself in the past.

For all the readers that are even thinking about joining this company, please don't. I'm not just saying this as someone that "couldn't make it" or anything like that. But I just don't want anyone to lose all the time, money, self-respect, and confidence that I did. It's now been over two years since I've left and, trust me, not a day goes by that I don't curse myself for ever joining this ridiculous company.

I don't want to get into too much detail, but long story short, this company (at least in my experience), preys on those that are desperate, looking for work, and literally just wants to get the most out of them as possible.

PLEASE, if you're in school, stay in school, find a decent job, anything! If you're just looking for work, do telemarketing if you have to for a little while until you can find a better job. You'll be a lot better off in the long run.

Yep. Primerica almost got me a few years ago with it's insurance MLM. Did a little digging and found that the people who didn't get poorer but wiser and leave quickly got trapped into a cultlike cycle of trying to recruit new members and exhausting themselves traveling to as many customers as possible, living in bunkhouse conditions, and never getting ahead. Every once in a while someone would break through and make a couple dollars, and it was a quasi-religious faith that they would be next that kept the drones going.

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