Hey guys,I've read through quite a few of the posts in this forum and couldn't resist throwing in my opinion.Unfortunately, I had been involved with Primerica full-time for about 2.5 years. I can honestly say without a doubt that joining this company was the single biggest mistake of my life. The second biggest mistake of my life was staying in it for as long as I did.I know those that are Primerica reps will disagree and probably have some rehearsed lines that they always use for comments like mine, but save your breath. I know all the lines because, ashamed as I am now, I've used them myself in the past. For all the readers that are even thinking about joining this company, please don't. I'm not just saying this as someone that "couldn't make it" or anything like that. But I just don't want anyone to lose all the time, money, self-respect, and confidence that I did. It's now been over two years since I've left and, trust me, not a day goes by that I don't curse myself for ever joining this ridiculous company.I don't want to get into too much detail, but long story short, this company (at least in my experience), preys on those that are desperate, looking for work, and literally just wants to get the most out of them as possible.PLEASE, if you're in school, stay in school, find a decent job, anything! If you're just looking for work, do telemarketing if you have to for a little while until you can find a better job. You'll be a lot better off in the long run.

Previously a manager - makes complete sense - you must have pondered for hours through a thesaurus to compile the words that you've typed.  Clearly you have too much time as an unemployed former "manager for the world's largest consumer packaged goods company".  Funny, how you put down an industry you know nothing about.  I went this afternoon and did do a little research on this company.  Funny Nathan, how you only spin the side of the story to " preaching your garbage to the vulnerable of the internet."  You were slightly off on the company's yielded profit.  Last year, it was closer to $650 million.  You failed to mention that they also paid out to the consumer in death claims over $800 million, and they paid the "independant representatives" $673 million.  For me to think that I can learn an industry and succeed and you to say that it's a dream is to tell a student that school and education is worthless, because you'll never make what those ahead of you have.  From the sounds of it, it appears that you were a Quixtar failure, disgruntled. You "currently work in marketing for one of the world's largest internet companies, with the second-most visited site and largest e-mail host in the internet."  Such a busy man has time to surf the net spreading hate? Go to your 9-5, play with Video Google all you like, and stop trying to rob people with your negative gab.  I must appologize for the "attacks" on your character.  I, like you, Banana, and Michael R., hate the fact that people read crap on the internet and make decision based on bull.  Experience and facts are what truth and understanding are based upon.  Yet you posted an irrelevant link to a meaningless company, and hasted a warning on something you know nothing about.  It's like me, never travelling to Italy, warning people that it's like Bosnia - If I've never travelled or experienced it, how could I comment?  I'm an entrepeneur.  I've owned 2 Second Cups, and a variety of small businesses.  As you've attacked my character, things haven't always gone my way.  The truth is I believe that this company may be what I've been looking for - who knows - I'm excited about a chance to change.  Don't pity my children, we've accumulated a fantastic net worth, something I'm sure your father would be proud of.  Hopefully all those that are reading realize that the world is full of different people, each entitled to their own opinion.  Like others have typed - make your decisions based on what you see not read.  Some of the wealthiest people in the world had no experience or education when they embarked on their goldmines - they never listened to negative people, and were never influenced by those that had less than them.  Nathan - stick to your job, good luck - I'm chasing down my next dream!!

I agree with those that say MLM is a bad deal for most people. It's "endless chain" compensation and recruiting. MLMs typically telemarket all hours of the day, weekends, holidays, and are taught to prospect and recruit 24/7. Your friends will avoid you if you bring this shiite up to them. <p>They teach people that your friends are losers if they don't join. People get obsessed because of the groupthink training sessions where they get your endorphins firing. 90%+ lose money in MLMs. Products are usually mediocre and better and cheaper elsewhere. Markets are often already saturated with people who have been harassed by MLM telemarketers. You work harder for longer hours, weekends and holidays included, but you don't get paid for that work, you only get paid to make a sale. You might work for a week just to get one sale, then you get a very tiny cheque because 6 or more people and the company also have to get paid from that sale. MLM is a really bad business model, but they lobby government and make donations to politicians so they can influence the laws in the country. <p>A lot of off-the-street types who are down-and-out join, but just lose more.<p>Check with www.the-cma.org to see if they are registered and abide by the CMA rules for marketing. If they are, you can file a complaint. If not listed, ask yourself why?<p>

How come every time someone comes on and writes something positive, ironically within 24 hours 'someone else' has a negative rebuttle? Coincidence? The website obviously has someone on alert everytime something good comes up. It's understood that the larger the stream the more advertising it can command. They prey on bad mouthing reps - not sure what the purpose is, but Read what LOL had to say...Many companies hire both full time and part time representation.  When reading the legal posting - which is required by both the American and Canadian government, you'll not that the average income is such.  The company also houses 110,000 locensed reps and paid over $500,000,000.00 to them!  Some people didn't show up for the year and consequently made $0, bringing the average down.  If we averaged all the school teachers across the US and Canada and pooled their incomes, including supply teachers and maternity leavers, the average would be a far cry from what the actual ones who worked was... The same holds true for any profession.  It is a unique company where anyone can make it - it makes NO PROMISES, it requires a lot of work - like any business you want to build.  The reality is that the company doesn't require you to use your contacts, that's just an easy place to start. Rather, it requires you to use your mouth and speak - to build new contacts.  Regardless of the business you are trying to build, you must establish a name for yourself.  People need to know you're in business to do business with you.The model, while appealing to some, isn't for everyone.  "Irritated by Pyramid Shills" can rest assured as 2 things are for sure. 1 - The company is not a Pyramid and 2 - no one in the company wants to hire YOU!  Negative, dull, frustrated crybabies have no part in American or Canadian business other than running coffee to the President of the company!Primerica is looking for enthusiastic, entrepeneurial, happy people with excellent communication skills and a strong desire to help the middle market make a diffence and get better financially.  It's amazing to read so much negative stuff from people that are truly not doing much else with their lives.  They search "Primerica" on google just to come to a site like this and dump - hoping to keep someone else from taking a chance and bettering themselves... I wish both sides much luck!Oh... and to the JOKER above - who copies and clicks the link to the Primerica disclosure page which shows average earnings, and then calls this company a "pyramid" and "they just want you to recruit more people..." If you actually took the time to read the link you posted it also shows that Primerica is a publically traded company, regulated by both the American and Canadian governments (respectively), goes through how every individual is an independant contractor... etc etc... try this link on...http://news.primerica.com/

Actually, I was researching the company last night - got a call.  Nathan - Primerica is a huge financial organization that sells products registered with the government of Canada.  Quixtar is a multi-level marketing company that sells SOAP and TOOTHBRUSHES!!  One has nothing to do with the other.  Your link is irrelevant as it has nothing to do with this company.  Michael R had it right - www.citigroup.com.  I'm in awe as to how people who have no idea what companies like Primerica are, or what products they have to offer make STUPID comments and references to irrelevant material.  Why would you advise someone to "beware" when you know nothing about it - because you're broke and unemployed, sitting at home typing on the internet Nathan, you want other people to follow and listen to you.  It's sad if they do - I have booked an interview on Monday - and like Peach, I hope they hire me.  Peach, I realize that the compensation structure is based on personal efforts - that's incredible because I am a self-motivated hard working person.  I've got a family of 3 and a mortgage.  I'm not 20 years old like Nathan living off my parent's dime!!  This could very well be the chance of my life, and small minded people cannot stop me!!

The chance of your life? You are definitely a very close-minded person to assume that. "Quixtar is a multi-level marketing company that sells SOAP and TOOTHRBURSHES!!" Wake up buddy, Primerica is a multi-level marketing company that sells INSURANCE and FINANCIAL SERVICES. Please point out to me where the big difference is. It is not irrelevant as the same basic principles which applied to AmWay/Quixtar apply to other MLM schemes. I advise any and all people to beware of MLM companies, whether they are backed by Citigroup or AmWay. Citi is in the business of making money, Primerica yielded a profit of $544M, it is obvious that it is making money. The difference is WHO is making the money. The "independent representatives" (read: "Independent Business Owners" in Quixtar speak) are not the ones making money. If you've booked an interview - don't worry, you're already hired. Why? Because you are a customer to them, not an employee. As will be everyone that you refer. I can definitely see that you are a hardworking and self-motivated person (read: unemployed?) and it is a scary thought to think that you have a mortgage and a family of three while living on the hopes and dreams of some "amazing" financial freedom that you think a job that requires no experience may yield you. I pity your children, for if my father spoke with the immaturity of you it would be a sad day of reckoning when I saw him for the failure that you are. I was previously a manager for the world's largest consumer packaged goods company, a $100B MNC that has work ten-fold that of your precious Primerica. I currently work in marketing for one of the world's largest internet companies, with the second-most visited site and largest e-mail host in the internet. To think that you would call me a pety "20 year old... living off my parent's dime!!" speaks volumes about the types of people that Primerica is looking for to sell financial services. I would bet you think CFA stands for Corn Flakes 'n Applejuice. Attacks on my character are unwarranted. Get the facts before you try do so, and for the sake of your children at least get some outside information on what you speak before preaching your garbage to the vulnerable of the internet.