The bottom of the barrel in the financial services industry, with the lowest commission payouts and highest turnover rate. Because it is a pyramid scheme, a large amount recruiting is required by a variety of means, which includes pressuring relatives and friends, approaching shoppers in Wal-Mart parking lots, going door to door, and even joining church groups with the express purpose of targeting new marks.

Interesting how the primertards, who claim to be making the big money, spend their time trolling sites like this promoting their scam - obviously the morons have nothing to better to do and aren't making anything at all.  Sign up for Grossman's scam today - that huge $5000/year income awaits:

http://www.primerica.com/public/primerica_disclosures.html

They tried to get me as well.  Primerica preys on the naive and the disadvantaged - students, immigrants, the chronically unemployed - with empty promises of "big money" and "financial independence."

The reality is that recruits are simply used as tools to gain access to their circle of contacts. After collecting enrollment fees from you and bilking what they can from your friends and relatives they move on to the next stooge.  I had a big laugh when I read that the average annual income of one of their grunts was barely over $5000/year, about one quarter what you would earn making minimum wage at a fast food restaurant -

http://www.primerica.com/public/primerica_disclosures.html

This is so funny. I too recieved a call from Tal Grossman,from that number, about a job as a "team leader". Although I have no doubt that I would be great with people, I felt that it was odd the V.P of Primerica was doing the hiring. My interview was a couple of days ago, I didn't go because of some negative instinctual feelings, and I get a message on my answering machine saying how I missed a great opportunity, and that he has influences in the gta job market, and he might have to put a bad word out! Who does this? So completely unprofessional;to match my disregard for responsibility with your own disregard of professionalism!
I am so glad that I found this forum. To the people that have found good jobs with this company:good for you. To everyone else: If it looks like a duck....
You can't all be wrong, can you?!

While a Primerica rep has yet to cross my path, I am commenting here as is my federally protected right and as permitted by this site's terms of service. You keep harping on the appearance of comments from people your office has never heard of ..... and this is something you can apparently divine in the absence of actual legal names and addresses. I will not speak of Primerica as though I have firsthand knowledge of its practices, nor would I, with or without the controversy which hangs over the firm. This will hopefully satisfy your criteria for people you, a non-site administrator, personally feel are qualified to contribute to Primerica discussion threads.

I *can* talk about experiences I've had in commissioned sales. Different names, different products, but similarities in my story and of those reporting on Primerica are striking. It starts out with big-dollar promises for the "motivated". A couple of managers with firm hand grips turn up the flattery and paint a picture of all the trophy goods you'll be buying in a few months when you've seized your dream. They don't seem at all concerned for your actual aptitude or professional background. In fact, they make this dazzling offer to anyone with a pulse and a good pair of shoes.

Then comes an intensive "training" period which is really just glorified orientation, teaching very little. They make you an "independent agent", yet enforce your dependence on the home office with yet more dubious "training" and cheerleading meetings, keeping you generally on a short leash. You're told to ignore people who question your new pursuit, because "THEY" don't understand how the "real world" works. You endure this because the product is actually very good and unique, and should halfway sell itself.

You spend a ridiculous amount of time and fuel finding leads while scoring few if any real sales. This of course is always the greenhorn seller's fault, not the fact he was sent out to the street without being taught the job. Despite your miserable performance you are given new trainees to work the field with, who just joined maybe two weeks behind you, and you're told you have to be their sherpas.

A cycle forms of browbeating and cheerleading from management, your deepening poverty from lack of sales, and a constant influx of new employees who are illiterate, or have stage fright, or who are otherwise completely wrong for the job and sabotage everyone who really wants the work. This continues until you self-destruct from exhaustion or finally wise up and leave the handcuffs of promise for some other victim. On your way out they're still trying to convert you away from a rational decision with emotional arguments. They react with rehearsed surprise, call you a "quitter", yet praise your hard work and "keep the door open".


In reviewing comments for and against your firm I can hypothesize if not conclude that all of the above disadvantages to commissioned sales at dysfunctional companies are shouldered by the Primerica reps, then turned up another ten points on the Annoy-ometer. Detractors of Primerica speaking from their own experience often have richly detailed stories, the kind which are difficult to fabricate. Often their author's voices are not shrill and come from a posture of reason and a willingness to work hard at a worthy goal.

Meanwhile, supporters of Primerica show a consistent disdain for those people, their former brothers and sisters in the labor force. From their view, anyone who parachuted away from a plane with clipped wings was obviously lazy and stupid, needs to "grow up", "smell coffee", and other bullying cliches. Then they beat their breasts and laud Mother Primerica for its annual earnings, number of office footprints, and business affiliations, like somehow that will directly help all the skilled talent going unemployed.

In short, I believe the former sales reps a lot sooner than I believe you and your shill patrol, especially given that your own response to the conflict has been more of the same juvenile sputtering and denigration, seen dozens of times before from guardians of fruadulent businesses. Maybe we skeptical types don't understand how your world or "the real world" works, but you and your kind understand even less how the internet works. Negative comments appear, in your words "numberous times", because caring and distinct and geographically separate personalities put them there simply to help others. There is no conspiracy, no star chamber for the disgruntled.


You complain repeatedly in all caps that people have beefed whom your office "DID NOT CALL". Well, plenty of commentors in this thread do claim to be call recipients, apparently not given the benefit of transparency. One is not required to be a call recipient through a single given phone number to contribute here. One *is* prompted to submit accurate reports, and sometimes good collective knowledge must come from persons without a horse in a particular race. The whole point of these caller sites is to help identify callers AND their motives for placing calls. If those motives prove innocent, the callers have little to worry about from negative remarks. Readers can in fact and should make up their own minds.

You of course discourage such independent judgment, and prefer to strip comments of their context. The person from May 2011 who you find objectionable because s/he "couldn't resist throwing in [an] opinion" said in the very next sentence s/he "had been involved with Primerica full-time for about 2.5 years." You're quick to deny affiliation with a job hunting site (per "Scammed" from 12 Sep) but have nothing to say about business practices which sound poised to destroy that woman's husband and her marriage. Perhaps you personally never set foot in Missouri or met any young man like "Punch", but surely you don't meet with each trainee yourself. Isn't that what all the manic recruitment is for?

You act as if censoring one mystery caller site will be enough to solve your problem. Multiple sites in many directions echo this conversation. You fuming reputation repairmen throw hissy fits the moment you realize you have no tight control over your message in this medium, as you enjoy in broadcast and print. The pipes here carry flow in TWO directions and content can irrigate many fields beyond its source; the sooner you embrace that fact the better your relationship will be with visitors to the virtual town square.

You might have had a more constructive response than pointing blaming fingers at the victims and making threats you can't seriously carry out, but you insist on playing the wounded bird. The fact is, you were given an olive branch here, and you slapped it away. The animosity against your firm will only grow, not shrink. Whatever happens next in your campaign of spite will be all your doing, and please don't expect your fractured logic or your toady lawyers to help.

This response is just so profesionl (mispell intential) for a Vice President, wow I want to meet all the rest of you great people at Primerica, how could you not with this ttype of great attitidue.

This guy isn't actually the VP of Primerica, I think he's just a regional VP of a certain office of Primerica (sounds similar to other MLM where there are various levels within various regions, much like Vector).
Sounds funny that they have so much time to interview so many people, it's almost like they're desperate.

From past experience, most jobs opportunities are first filled my family members or friends of the respective company, so it really is amazing how they can afford to hand out this many interviews.