Beware!!

There is A LOT of noted criticism of Primerica and the way it operates. Search online and you'll see.

Some have called it a pyramid scheme - plus, isn' it a little suspicious that a VP is doing telemarketing?

Look a little deeper - do some research and then decide for yourselves.

Just be cautios and skeptical - there is no such thing as a free lunch.

I joined Tal's office 2 months ago. Primerica paid for all my licensing, my mutual fund licenses, and has not only helped my family and a few of my friends, but has given me a system for referrals and continued success. Not sure why there is so much dislike for someone as successful as Tal, but the bigger you get in business the more people try to take shots at you. To the writer above, you have it all wrong. You obviously didn't invest enough time researching the truths, you are misinformed and probably still unemployed! Everything that was promised to me has been delivered!

Mel -If you were asked to pay a fee for this "job" then told it could not be refunded, you should file a complaint with the Ontario Securities Commission:http://www.osc.gov.on.ca/en/Investors_questions-complaints_index.htmOnline complaint.

Hey guys,I've read through quite a few of the posts in this forum and couldn't resist throwing in my opinion.Unfortunately, I had been involved with Primerica full-time for about 2.5 years. I can honestly say without a doubt that joining this company was the single biggest mistake of my life. The second biggest mistake of my life was staying in it for as long as I did.I know those that are Primerica reps will disagree and probably have some rehearsed lines that they always use for comments like mine, but save your breath. I know all the lines because, ashamed as I am now, I've used them myself in the past. For all the readers that are even thinking about joining this company, please don't. I'm not just saying this as someone that "couldn't make it" or anything like that. But I just don't want anyone to lose all the time, money, self-respect, and confidence that I did. It's now been over two years since I've left and, trust me, not a day goes by that I don't curse myself for ever joining this ridiculous company.I don't want to get into too much detail, but long story short, this company (at least in my experience), preys on those that are desperate, looking for work, and literally just wants to get the most out of them as possible.PLEASE, if you're in school, stay in school, find a decent job, anything! If you're just looking for work, do telemarketing if you have to for a little while until you can find a better job. You'll be a lot better off in the long run.

I got a call from this guy yesterday. Set up an interview for tomorrow. Said he got my information from someone who referred me for a job and he wants to interview me for a leadership role in the company. I always get suspicious when anyone mentions Primerica so I thought I would google his name. I am so glad I found this site. I am not going to the interview after this.

Thanks everyone!!!

While a Primerica rep has yet to cross my path, I am commenting here as is my federally protected right and as permitted by this site's terms of service. You keep harping on the appearance of comments from people your office has never heard of ..... and this is something you can apparently divine in the absence of actual legal names and addresses. I will not speak of Primerica as though I have firsthand knowledge of its practices, nor would I, with or without the controversy which hangs over the firm. This will hopefully satisfy your criteria for people you, a non-site administrator, personally feel are qualified to contribute to Primerica discussion threads. I *can* talk about experiences I've had in commissioned sales. Different names, different products, but similarities in my story and of those reporting on Primerica are striking. It starts out with big-dollar promises for the "motivated". A couple of managers with firm hand grips turn up the flattery and paint a picture of all the trophy goods you'll be buying in a few months when you've seized your dream. They don't seem at all concerned for your actual aptitude or professional background. In fact, they make this dazzling offer to anyone with a pulse and a good pair of shoes.Then comes an intensive "training" period which is really just glorified orientation, teaching very little. They make you an "independent agent", yet enforce your dependence on the home office with yet more dubious "training" and cheerleading meetings, keeping you generally on a short leash. You're told to ignore people who question your new pursuit, because "THEY" don't understand how the "real world" works. You endure this because the product is actually very good and unique, and should halfway sell itself. You spend a ridiculous amount of time and fuel finding leads while scoring few if any real sales. This of course is always the greenhorn seller's fault, not the fact he was sent out to the street without being taught the job. Despite your miserable performance you are given new trainees to work the field with, who just joined maybe two weeks behind you, and you're told you have to be their sherpas. A cycle forms of browbeating and cheerleading from management, your deepening poverty from lack of sales, and a constant influx of new employees who are illiterate, or have stage fright, or who are otherwise completely wrong for the job and sabotage everyone who really wants the work. This continues until you self-destruct from exhaustion or finally wise up and leave the handcuffs of promise for some other victim. On your way out they're still trying to convert you away from a rational decision with emotional arguments. They react with rehearsed surprise, call you a "quitter", yet praise your hard work and "keep the door open". In reviewing comments for and against your firm I can hypothesize if not conclude that all of the above disadvantages to commissioned sales at dysfunctional companies are shouldered by the Primerica reps, then turned up another ten points on the Annoy-ometer. Detractors of Primerica speaking from their own experience often have richly detailed stories, the kind which are difficult to fabricate. Often their author's voices are not shrill and come from a posture of reason and a willingness to work hard at a worthy goal.Meanwhile, supporters of Primerica show a consistent disdain for those people, their former brothers and sisters in the labor force. From their view, anyone who parachuted away from a plane with clipped wings was obviously lazy and stupid, needs to "grow up", "smell coffee", and other bullying cliches. Then they beat their breasts and laud Mother Primerica for its annual earnings, number of office footprints, and business affiliations, like somehow that will directly help all the skilled talent going unemployed. In short, I believe the former sales reps a lot sooner than I believe you and your shill patrol, especially given that your own response to the conflict has been more of the same juvenile sputtering and denigration, seen dozens of times before from guardians of fruadulent businesses. Maybe we skeptical types don't understand how your world or "the real world" works, but you and your kind understand even less how the internet works. Negative comments appear, in your words "numberous times", because caring and distinct and geographically separate personalities put them there simply to help others. There is no conspiracy, no star chamber for the disgruntled.You complain repeatedly in all caps that people have beefed whom your office "DID NOT CALL". Well, plenty of commentors in this thread do claim to be call recipients, apparently not given the benefit of transparency. One is not required to be a call recipient through a single given phone number to contribute here. One *is* prompted to submit accurate reports, and sometimes good collective knowledge must come from persons without a horse in a particular race. The whole point of these caller sites is to help identify callers AND their motives for placing calls. If those motives prove innocent, the callers have little to worry about from negative remarks. Readers can in fact and should make up their own minds.You of course discourage such independent judgment, and prefer to strip comments of their context. The person from May 2011 who you find objectionable because s/he "couldn't resist throwing in [an] opinion" said in the very next sentence s/he "had been involved with Primerica full-time for about 2.5 years." You're quick to deny affiliation with a job hunting site (per "Scammed" from 12 Sep) but have nothing to say about business practices which sound poised to destroy that woman's husband and her marriage. Perhaps you personally never set foot in Missouri or met any young man like "Punch", but surely you don't meet with each trainee yourself. Isn't that what all the manic recruitment is for?You act as if censoring one mystery caller site will be enough to solve your problem. Multiple sites in many directions echo this conversation. You fuming reputation repairmen throw hissy fits the moment you realize you have no tight control over your message in this medium, as you enjoy in broadcast and print. The pipes here carry flow in TWO directions and content can irrigate many fields beyond its source; the sooner you embrace that fact the better your relationship will be with visitors to the virtual town square.You might have had a more constructive response than pointing blaming fingers at the victims and making threats you can't seriously carry out, but you insist on playing the wounded bird. The fact is, you were given an olive branch here, and you slapped it away. The animosity against your firm will only grow, not shrink. Whatever happens next in your campaign of spite will be all your doing, and please don't expect your fractured logic or your toady lawyers to help.