Bogus calls trying to make it sound like genuine employment.  It's not a job, it's multi-level marketing garbage based on commission only. The vast majority don't last a year, after making fools of themselves trying to peddle crap to their family and friends or suck them into joining this cult.

I fell victim to this scam known as Primerica. It all started one day when an unknown number called my cell phone and left me a voicemail. I listened to the voicemail and couldn't even hardly make out the name of the company from which the guy said he was calling. In the voicemail, he asked if I was still looking for employment.
As a recent college graduate desperate to find a job in this sluggish economy, I gladly called back and set up an interview. So I met with the guy who was to become my "field trainer" or whatever and he explained to me what I would be doing, and as a journalism major in college, I hadn't the slightest clue or interest in selling insurance, which is what I got out of the interview, but desperate to work, I agreed to a second interview, and the really weird part is that he asked me if I wanted to meet at the local office or if I wanted him to come to my house (strange).

I always felt really pressured when I met with him, and I found it strange the way he always had me write down names of people who I knew. He told me that there was a $99 fee but that if I didn't have it, I could do a "scholarship" program to where I go with my field trainer on three "successful" interviews with prospective buyers/victims in my "warm market" (people close to me - friends and family) to waive the $99 fee, which is what I chose to do.

So we went on several interviews to houses of people who I knew and the whole process just seemed a little strange to me. I found it weird how I wasn't participating (I would just sit at the kitchen table watching him explain all this information to my friends who were just as confused as me) and how he always left papers with everyone and asked them to fill out names of people who they knew. Even to customers who didn't or wasn't interested in the whole process, he would constantly call me and ask if I had gotten the list of names. Finally after the third client, my field trainer just stopped calling me and that's when I knew that I had been scammed. I could tell from the beginning that it was a little strange and didn't seem like a real job, but being the desperate unemployed college graduate that I am, I accepted.

I feel absolutely embarrassed to have to tell my friends that it was a scam and I am constantly apologizing to them for putting them through this and for giving out their personal financial information to these crooks at Primerica. These cronies are a weird bunch as well. My field trainer told me that I needed to go to the weekly meetings which were every Tuesday night and this was during the summer and Tuesday nights were volleyball nights for me so I rarely showed up and just made excuses as to why I wasn't there.

The few meetings that I went to were absolute repeats of one another. The same people got up in the same order and talked about the same old stuff - about how great Primerica was and how it's changed their lives, etc. I spent the entire time asking myself, "What am I doing here with these scammers?" To top it off, my field trainer told me that I needed to go to a regional meeting in St. Louis, which was the biggest joke and waste of time of my entire life.

All of these Primerica people are the most brainwashed and ridiculous-acting people I've ever met. I thought to myself that it was just a big cult.  Their phony postings here and elsewere, along with countless fake blogs and websites are indicative of the caliber of mediocrities that this organiziation attracts, and should be a red flag to any potential recruits or customers. To anyone who comes into contact with these people, I would say hang up the phone or slam the door immediately before they lure you in before it's too late. I made no money but lost no money either - only thing I lost was some respect among my friends and a great deal of time that I could have spent looking for other jobs.

Wow!! I got a similar call - the dude doesn't talk that fast - infact - he gave me all the info.  When I asked him questions he was pretty cool about it.  I had my interview this morning.  I have no financial expertise, but after talking to him, he really shared great insight to the position.  Kutchky - why wouldn't you go?  Work is work!!  And apple - I hope I qualify further, if you qualified why wouldn't you go - you're going to take the opinion of a bunch of unemployed people typing on the internet rather than making an opinion yourself??????  Banana has it so right - after reading what he/she wrote I too believe that information should be from the source.  I found a great website that has REAL INFO:  www.citigroup.com  This guy is a Vice President for the largest financial companies in THE WORLD - No wonder he talks fast!!!!  Dude probably has a lot to do!!  My recomendation is if you get a call from someone - don't waste time listening to negative losers that are probably still looking for a job - go after it yourself and find out yourself- make decisions FOR YOURSELF.  I too will keep you posted.

Primerica solicits as follows:You post your resume on Monster, CareerBuilder, etc.They troll the resumes. They call you.They leave a voice mail that says something like: "our company is opening a branch office in your area and we were referred to you as a strong candidate for a managerial position." If you call them or speak with them on the phone, they will invariably demurr on the details on the business, and pretty much stay with the vague script wording that they use in their voicemail. They will stay with the "management position for a big important company" schtick.At this point, having had my time wasted with one of the A-holes once on an in person meeting a few years ago, I bust them. I just say: "are you really representing Primerica". I generally get a sheepish "yeah". I tell them something along the lines of: "SORRY! I have a career, and what you are offering is total crap."  Usually they hang up on me. My fun for the day.The point is, Primerica doesn't pay a salary, they demand an enrollment fee, they want you to attend their cult training, and they do not go out looking for programmers. It's a financial services MLM pyramid. The "jobs" are commission only sales jobs, and you create your own leads. You are supposed to recruit other Primerica stooges.  Utterly consistent and deceptive recruiting M.O.

Many companies hire both full time and part time representation.  When reading the legal posting - which is required by both the American and Canadian government, you'll not that the average income is such.  The company also houses 110,000 locensed reps and paid over $500,000,000.00 to them!  Some people didn't show up for the year and consequently made $0, bringing the average down.  If we averaged all the school teachers across the US and Canada and pooled their incomes, including supply teachers and maternity leavers, the average would be a far cry from what the actual ones who worked was... The same holds true for any profession.  It is a unique company where anyone can make it - it makes NO PROMISES, it requires a lot of work - like any business you want to build.  

The reality is that the company doesn't require you to use your contacts, that's just an easy place to start. Rather, it requires you to use your mouth and speak - to build new contacts.  Regardless of the business you are trying to build, you must establish a name for yourself.  People need to know you're in business to do business with you.

The model, while appealing to some, isn't for everyone.  "Irritated by Pyramid Shills" can rest assured as 2 things are for sure. 1 - The company is not a Pyramid and 2 - no one in the company wants to hire YOU!  Negative, dull, frustrated crybabies have no part in American or Canadian business other than running coffee to the President of the company!

Primerica is looking for enthusiastic, entrepeneurial, happy people with excellent communication skills and a strong desire to help the middle market make a diffence and get better financially.  It's amazing to read so much negative stuff from people that are truly not doing much else with their lives.  They search "Primerica" on google just to come to a site like this and dump - hoping to keep someone else from taking a chance and bettering themselves... I wish both sides much luck!

The Primerica reps in this thread appear to believe insulting people makes them look successful and legitimate ...