stop bullsh*tting people ...if you're a supervisor there or one of the liers just indicate so without having to lie to people. You sure don't need a resume to get a job because any schmuck can work there which is indicated by your case. You sure are your own boss , YOUR OWN BROKE A$$ BOSS with nothing but a security bill to pay to these thieves and people that hate you because you stalk them 30 times.  The average failure there earns the whopping sum of 5K/year, as admitted by Primerica itself:

http://www.primerica.com/public/primerica_disclosures.html

I neen worling for 3 years. I quiet last night. The company does take your money. I knwo longer could treat people the way they train us to treat. I am also working with the law guys now about this company as a insider.

Hello Ms. ForteI think you need to take action againts these vicious cretins.  First they spam your site with fake postings trying to promote their activity.  Then they post abusive comments against anyone who dares complain about them, and demand that any negative posts be removed.  Then they post defamatory slanderous accusations againts your person, followed by threats to extort  you.Now, this Grossman idiot, who apparently is in charge of that particular office, is employed by Primerica Financial Services Canada (a seperate entitiy from the American head office I believe) -Primerica2000 Argentia RoadPlaza 5, Suite 300Mississauga, Ontario,L5N 2R7Telephone: (905) 812-2900Fax: (905) 813-5310You may also wish to contact the Finanical Services Commission of Ontario, which is responsible for licensing insurance agents in Ontario and investigating breach of conduct:http://www.fsco.gov.on.ca/en/About/contact/Pages/default.aspxThere is only one agent listed for this "office" on the Primerica website, not the big gang of 45 that this "Ray Anchetta" imbecile has mentioned, and that agent is Tal David Grossman.  The "Ray Anchetta" may be another one of his bogus aliases or someone acting on his behalf.Good luck with your efforts and keep us posted.  These people are an embarrassment to all those in the financial services industry and need to be dealt with.

I was recently referred by a friend to "Primerica" for an "opportunity."  He refused to mention any details and simply said, "Man, you just gotta check it out."  I obliged, considering I'm desperately looking for work this summer to pay for university.  On the drive there,  he gave me minor details, still proclaiming, "Man, you just gotta talk to this guy.  He'll explain everything."  From what I gathered, I figured this "opportunity" revolved around sales; my amusement quickly dissolved.After waiting about half an hour, I was finally greeted by a "representative", whom I quickly identified as a boorish blockhead.  Our interview (I think that's what it was) began by him flashing all these fancy figures that I could be earn if I chose to join Primerica; uninspired and skeptical, I asked him monotonously, "So, doesn't this job require education?"  He was sharp--like a snake preying on a mouse--and said, "We actually require our representatives to complete a course in finance."  As our "interview" continued he explained why term life insurance was so good and frequently pointed at pictures of fancy digits and dollar signs; essentially I had no idea what was really going on, neither did he tell me what I'd actually be doing.  As he rapped up his uninspiring presentation, he began asking me hypothetical questions like, "How much money would like to make in life?" or "How many hours would you like to work?" and "What kind of luxury car would you like to drive?"--claiming all my dreams would come true if I joined Primerica, as I could work little hours and make a six-figure income (though, unfortunately, none of my dreams revolve around money.)  He then told me that I'd be required to pay $100 to get a finance certificate, and therefore be qualified.  I immediately thought, SCAM.  But no, I wasn't quite right. They do send you to a legitimate place (you can find them on your own) where you can obtain a certificate in finance.As I had now listened to this guy's explanation--I think I was supposed to be brainwashed--my friend had now felt inclined to fill me in on the details.  On the ride home, which, by the way, he played a motivational CD by some Primerica guy (creepy,) I was finally told what I would be doing: selling life insurance.  On the surface, not that I would be interested or anything, it didn't seem like the deceptive conclusion that I came to later on.  However, as he continued, he said that for my "training" I would have to go out with Daniel (the representative) and explain to my family, as well as other close contacts, how the service worked; in turn, I would receive a small portion of any sales made.  By the time I got home, I began to put together the puzzle.  I was told during my interview not to look up Primerica on the web, but to go to specific sites, which he wrote down for me.  I thought that it was pretty sketchy, but  he assured me of the business's integrity with the high ratings that the company received in valid business magazines, and then showed me where Primerica was on the New York Stock Exchange.Even though the closest I've ever made it to in business is through Death of a Salesman, by Arther Miller, I became acquainted with some business terms, terms that he failed to mention.  I reached the conclusion that Primerica is a multi-level marketing organization; they operate through a pyramid scheme.  Basically, how it works is you, the salesman, go out and sell their life insurance; in turn, however, your sales makes everyone else money, including a relatively small portion for yourself (the people higher up on the "pyramid.")  They operate through referrals and allow you to recruit people, yourself, to make more money (which is why my friend was so eager to refer me.)  The reason they want you to work for them is because you'll make them money, while they virtually do nothing.  There's essentially nothing wrong with this, but if you think about how such an operation is ran, it seems quite pathetic: they'll hire anyone (the more the merrier) and by sending these non-professional, non-educated people out to sell life insurance, do you think people will actually buy it?  What if the potential buyer decides to, uh, I don't know, ask questions?This is where they get you again.  Throughout my interview, the guy explained how their product, term life insurance, was so great; typically, he's right, but for life insurance, it certainly isn't a "one size fits all" scenario.  Also, he made it seem that this product was so unique and that they're the only ones who offer it.  I believe I had asked him how likely it would be to sell this product in terms of competition.  He pulled out a red herring and went on about something else--I think about their really low rates.  I went on Google and was surprised to find that practically every insurance company offers the same service.  I did a few quotes under various ages and scenarios and also found that Primerica is much more expensive, practically under every circumstance, than other services--how are you supposed to sell that?  He had me convinced that their service was the "Wal-mart" (We sell for less!) of life insurance.  Nope.  Finally, I put everything together and this is what I gathered:They try to sell life insurance to your friends and family (because, for your training, you have to "observe" the representative through six session of him trying to sell life insurance [to your close friends and family.]) And what better people to sell to!  You go to them, saying, "I just got this new "job" and this is part of my training--are they, as your friends and family, going to be inclined to buy this half-a** insurance policy?  Obviously.  Once you get through these six observations sessions, your training is now complete and you can now sell freely.  But, once again, who's going to want to buy from your non-professional, non-educated self?  Certainly, not those close friends and family, as they--if they decided to even make purchases--bought them off your representative.  I wouldn't see these people as your only hope as sales but, in the end, who's else is going trust your non-professional a**?  This is the beauty of multi-level marketing: your sales will quickly run out once you've heard, "Nos" from all you'll close friends and family.  At the end of the day, you, as well as many others, have just made someone higher up in the pyramid a lot more money, but once you run out of sales, that's okay, they have 200,000 some odd people just like you to bring them in more money and referrals.You don't stand a chance selling this garbage.  In fact, the average income of a Primerica salesmen is little more than $5000 annually, which is a far cry from the $100,000 income they flaunt in your face as well as even a typical $20,000 minimum wage salary.  Don't waste your time.  If you're a good salesmen, have an endless supply of contacts, and you don't mind pressuring your close friends and family into sales, there's something way better out there for you then Primerica.However, I never dealt with the "cult" aspect of Primerica; to be honest, I figured it would just make for an interesting headline, but it seems like there's an eerie truth to it.  Although I can only base my skepticism on the fact that I received creepy vibes from every single person in that building, it seems like a lot of brainwashing is taking place.  They keep you in line, as I said earlier, by telling you how much money you can make; they do this by having frequent conferences, "motivational" CDs, covering their walls in posters, and moronic representatives influencing you every step of the way.  They do this to motivate you, so reality takes a longer time set in; once it has, you'll be scratching your head wondering, why the hell you spent so much time on such nonsense.

Many companies hire both full time and part time representation.  When reading the legal posting - which is required by both the American and Canadian government, you'll not that the average income is such.  The company also houses 110,000 locensed reps and paid over $500,000,000.00 to them!  Some people didn't show up for the year and consequently made $0, bringing the average down.  If we averaged all the school teachers across the US and Canada and pooled their incomes, including supply teachers and maternity leavers, the average would be a far cry from what the actual ones who worked was... The same holds true for any profession.  It is a unique company where anyone can make it - it makes NO PROMISES, it requires a lot of work - like any business you want to build.  

The reality is that the company doesn't require you to use your contacts, that's just an easy place to start. Rather, it requires you to use your mouth and speak - to build new contacts.  Regardless of the business you are trying to build, you must establish a name for yourself.  People need to know you're in business to do business with you.

The model, while appealing to some, isn't for everyone.  "Irritated by Pyramid Shills" can rest assured as 2 things are for sure. 1 - The company is not a Pyramid and 2 - no one in the company wants to hire YOU!  Negative, dull, frustrated crybabies have no part in American or Canadian business other than running coffee to the President of the company!

Primerica is looking for enthusiastic, entrepeneurial, happy people with excellent communication skills and a strong desire to help the middle market make a diffence and get better financially.  It's amazing to read so much negative stuff from people that are truly not doing much else with their lives.  They search "Primerica" on google just to come to a site like this and dump - hoping to keep someone else from taking a chance and bettering themselves... I wish both sides much luck!