see messages left under 800 notes.  Do not even answer the phone, return all mail unopened, and forget about them.  Don't let them ruin your day, but don't let them trap you.  In Alberta, they cannot sue you on a debt over 2 years old UNLESS you acknowledge the debt &/or make even one cent of a payment --- no payments, no comments, do not answer the phone, have nothing to do with them.

simple solution, don't spend money you don't have!

NCO is very much less then honourable. I don't even answer the phone on any unknown name. I get messages about an important "business" matter to call back about. I worked for the Cash Store for 9 months. NCO was calling people with payday loans that were not overdue to have them pay NCO. I don't know how they get hold of information like that. However do NOT when they call EVER give them the missing details! There is a 2 year statue on unsecured debts in Ontario. They can not collect unless you admit to owing the debt. Even if you want to pay the debt companies like NCO are debt scammers and there is no gtee the companies owed will get paid. Or that NCO bought the debt.

Hey my mother, just got this call about her owing some money but i have no ideal what they are talkin about does anybody now what this is about she was really aggressive and was treatin my mother what kinda of agency is that

If you spent half as much time trying to figure out ways to pay your bills as you do trying to get out of them, maybe they wouldn't be calling you. Live within your means.

At 2:10 pm I received a call from this number. When asked to identify himself and his organization, he would only give his first name. He became quite aggressive, almost threatening, telling me I 'must' provide personal information. He refused to provide a reason for calling.It was only by using google, not 411, that I was able to identify this company.I've reported this to the local police and Phone Busters.