If you spent half as much time trying to figure out ways to pay your bills as you do trying to get out of them, maybe they wouldn't be calling you. Live within your means.

This phone number belongs to Pamela Hayes of NCO Financial in Edmonton.  NCO Financial is a collection agency.  They are not exactly the most reputable firm on the planet.  A Google search of NCO Financial will bring up more of their unethical and/or illegal garbage than I can possibly post here.

Pamela and NCO Financial also use the toll-free number 1 +1 877-237-2215.  Note that any time you dial a toll-free number, the company you called sees your phone number.  Even if you block your Caller ID.

The best way to contact NCO Financial is to call the main number (780) 441-4000) collect from a pay phone.  That way your real number does not appear on their phone bill and NCO Financial has the added hassle of paying for collect call.

purchase a recording device so that it will tape your telephone conversation.have them give you as much information as possible. keep them on the phone to record as much of the conversation as you can.who the principal is, when was the loan date, what was the limit, when was the default, how much was the default for, how much is it now, what was the interest rate, what is the interest rate now, etc. etc. etc.then have them hold. rewind the recording and tell them to listen.once their know they're recorded they will probably hang up and you may not hear from another collection agency until they sell the debt to someone else.check your credit report to find out the contact information for any outstanding debts.contact the creditors and either cut a deal with them or bring them into a contractual arrangement.write a letter to the credit reporting agency(s) and let them know you have dealt with the situation. the creditor has 30 days to appeal or the credit agency removes their reporting record of your debt.good luck

I received a call from NCO (441-1000) and I have EXCELLENT credit. I phoned both Equifax and Trans Union to verify my file.  Nothing has ever gone to collection for me. I also receive yearly credit updates from Equifax to guarantee that nothing has gone fraudulent with my file.  NCO would not state what type of company they are, would not state why they were phoning, only that they received a file for me. There is absolutely nothing they would have received regarding a bad debt from me. I protect my credit and I am very proud of my excellent credit.  they would not provide any information to me until I provided them with personal information. I don't think so. They then stated that they would continue to contact me until I agreed to cooperate.  I am highly irritated and have no idea how to stop them from contacting me with this nonsense.

This phone number belongs to Pamela Hayes of NCO Financial in Edmonton.  NCO Financial is a collection agency.  They are not exactly the most reputable firm on the planet.  A Google search of NCO Financial will bring up more of their unethical and/or illegal garbage than I can possibly post here.Pamela and NCO Financial also use the toll-free number 1 +1 877-237-2215.  Note that any time you dial a toll-free number, the company you called sees your phone number.  Even if you block your Caller ID.The best way to contact NCO Financial is to call the main number (780) 441-4000) collect from a pay phone.  That way your real number does not appear on their phone bill and NCO Financial has the added hassle of paying for collect call.