Phone rang again, They will not leave a message or identify themselves. I refuse to answer such calls.

They called about lowering my credit card interest rate. I 'm on the "do-not-call list", which apparently means nothing to these idiots

Answered the phone to a recorded message about my credit card interest rates needing to be lowered and this was my "last call".  We haven't had this call before and didn't recognize the number so, I picked it up.  Upon hearing the message, I decided to get a live body since we have NO credit cards.  The male who answered the phone had a THICK Middle Eastern accent and when I asked him what credit card I had, he stumbled and said I had a Visa and MasterCard and it was my choice which one I wanted to lower the interest rate on.  I blasted him and hung up.

Called no message

Phoned but would not leave a message on answering machine. Also no name on display. I refuse to answer such calls.

I'm in Edmonton. No one on the line when I answered and then it hung up. Likely a robocalling scammer.