This person "Michelle" called with an accent & I couldn?t fully understand what she was saying. (caller ID said private #) She was from CBV Collections & that I owed X bank over $2k & was demanding payment & knew my address & name.  She wanted me to confirm my date of birth & SIN number.  I knew that you should NEVER give out your SIN number so I asked her to confirm her name & company name & she started yelling at me, I asked her to calm down & that she was upsetting me & she didn't so I hung up.  She called back but I didn't answer & she told me it was a criminal offence hanging up on a Collections agency & to call her back at this number.  So I did & she yelled some more so I hung up.  The company she says she is from does have a website, but not her #.  I know thtat fraud websites that are ?fronts? can go up in a day, so I was cautious.   I called the # on the website & to see if this was legit, & was bounced around to a few ethnic sounding names with thick accents, & spoke to "a guy named Beshera (something like that) who was also rude to me saying they were going to come to my house & needed to be paid today.  I advised them they had the wrong person as I do not owe any money to anyone & could I have the contact information to the company that I apparently owed money to & he said "why do you want that, you don't believe me, you think this is a scam from the Philippines or that this is a strip mall?" & I said nope, but if I do indeed owe this bank money that I will deal with them directly.  He yelled some more telling me that their lawyers would deal with me & I would be put in jail, so I hung up went to the bank & had them do a search on me.  I was fine, so now I am reporting this to the Bank's compliance department, the police & the Better Business bureau & will post this anywhere I can to stop them doing this to others.  I didn't fall for it, but with their scare tactics others will

This person "Michelle" called with an accent & I couldn’t fully understand what she was saying. (caller ID said private #) She was from CBV Collections & that I owed X bank over $2k & was demanding payment & knew my address & name.  She wanted me to confirm my date of birth & SIN number.  I knew that you should NEVER give out your SIN number so I asked her to confirm her name & company name & she started yelling at me, I asked her to calm down & that she was upsetting me & she didn't so I hung up.  

She called back but I didn't answer & she told me it was a criminal offence hanging up on a Collections agency & to call her back at this number.  So I did & she yelled some more so I hung up.  The company she says she is from does have a website, but not her #.  I know thtat fraud websites that are “fronts” can go up in a day, so I was cautious.   I called the # on the website & to see if this was legit, & was bounced around to a few ethnic sounding names with thick accents, & spoke to "a guy named Beshera (something like that) who was also rude to me saying they were going to come to my house & needed to be paid today.  I advised them they had the wrong person as I do not owe any money to anyone & could I have the contact information to the company that I apparently owed money to & he said "why do you want that, you don't believe me, you think this is a scam from the Philippines or that this is a strip mall?" & I said nope, but if I do indeed owe this bank money that I will deal with them directly.  He yelled some more telling me that their lawyers would deal with me & I would be put in jail, so I hung up went to the bank & had them do a search on me.  I was fine, so now I am reporting this to the Bank's compliance department, the police & the Better Business bureau & will post this anywhere I can to stop them doing this to others.  I didn't fall for it, but with their scare tactics others will