Got the call 5 minutes ago and he said he was calling form the credit card company claiming my interest raes were going down...I then asked which credit card and he said the one in my wallet...this guy must have thought I was stupid...I basically told him off and hanged up the phone.

hi

They said they were "I-Talk" a chinese phone company...I asked to speak to the manager and was told that I would be called back!
And the number...busy or not in service...

Got call from this # (416) 642-0882. Say I won a trip from Visa located in Dallas
Called visa never heard of this cancelled my visa # right away

called me today at 2:08pm.  the caller identified herself as monique from montblanc and wanted to speak with someone at our office.  told her he was not available and she asked if he would be back later today, i said no can i help you with something.  she paused and said she would call back later.

lots of background noise and she didn't sound very professional.

I don't know for sure, but I think that its a telemarketer. This isn't actually the number that they call you from, they use it as their call-ID.