Caller: ARO

They’ve been calling me everyday including holidays for the past few months. I answered once and they they said that I owe money. I asked to who and they wouldn’t tell me. They wanted to verify that I was who they said I was. I said tell me who I owe money to. Wouldn’t tell me. I told them either tell me who I owe money to and why I owe them money or stop calling me. Never told me. I haven’t answered one of their calls since then. They will even call after business hours.

welcome to collections pay your bills!!!

usually you are in collections pay your bill

Caller: ARO

be harassed by ARO for no reason

They call me asking my date of birth for Security Reasons.If I say I am not going to give it than they want my address. They are calling my cell phone also. I do not have a land line had to give it up to save money. They know my situation and still keep calling.

I find it hilarious that a rep from the number is on this site trying to defend his/her job.[removed:lang] get a real job.

You need to print off your credit report through Trans Union.   It is possible you are a victim of identity theft.   I viewed by credit report and saw The Bay card with a $2,200 balance.   I disputed it and told them that I had reported that card lost/stolen about 10 years ago.

They then removed the debt and now it is off my credit report.   Weird how it never went to collections??

If you want them to stop calling you and you are the wrong person, just call the # back and tell them.We are just tryin to get a paycheck so if it's a wrong # just say so.

i want make a payment online i cant reach there how i open that page and how to make a payment online

They keep calling mostly at night between 8:30 and 9 pm
I just let it go to voice mail, But I am putting my daughter to bed...seriously STOP calling!

That is incorrect information for anyone out there thinking they will need to pay interest on their debt after having it sent to a third party agency such as ARO.  Once it has been sent no interest will accrue or you can simply pay the principle balance and be done with it.  Thank God for Consumer and Corporate Affairs Offices that one might call in order to set this straight.  Make decisions with all the facts not from some collector who just wants his commission and to make your life miserable.