Caller: ARO

They’ve been calling me everyday including holidays for the past few months. I answered once and they they said that I owe money. I asked to who and they wouldn’t tell me. They wanted to verify that I was who they said I was. I said tell me who I owe money to. Wouldn’t tell me. I told them either tell me who I owe money to and why I owe them money or stop calling me. Never told me. I haven’t answered one of their calls since then. They will even call after business hours.

welcome to collections pay your bills!!!

usually you are in collections pay your bill

Caller: ARO

be harassed by ARO for no reason

They call me asking my date of birth for Security Reasons.If I say I am not going to give it than they want my address. They are calling my cell phone also. I do not have a land line had to give it up to save money. They know my situation and still keep calling.

Hi  this is not legal advice only for education. Do you have a contract with the  collection agency? No.
2 Do they have all the documents you sign  for the allege debt? No.
3 Can they provide the CUSIP number the bank assign to the Loan Application? Ask for it.
4 Are they a third party in your in your private business? Yes.
Don't run away ask questions, if they don't answer ask yourself why?

I find it hilarious that a rep from the number is on this site trying to defend his/her job.


[removed:lang] get a real job.

thank you so much for posting that now i can pass that info on to my lawyerand hopefully they will stop calling me.in my case, they have the wrong number and ive had to change it 3x in the last month.i dont even have a listed number and the name the account is under isnt even close to the name of the person they keep calling for.they call me at least 13x a day starting at 7am even on a sunday.not to mention the girl that calls is rude and swears at me and threatens me,im so sick of it.

Called me 8 times saying I owed $3,412 dollars  on some credit card, I have never even owned a credit card. They new my birthday, my social security number and woman sounded very threatening.

I do not have any collections outstanding, but these idiots are phoning me trying to collect money from my Next Door Neighbor. They use reverse directory to find the closest addresses and then start phoning people in the neighborhood. How "greasy" is this?Having the neighborhood become privy to your most personal affairs?This company has "NO" morals.....DO YOUR JOB... Get out of your desk and make the trip yourself. Stop trying to ruin people's lives by including the entire neighborhood in your debt collection!I'm phoning as many complaint boards as I can right now as they have on 3 separate occasions contacted me 'explaining clearly' that they know that this is not the right address but were hoping that I could either have the person contact them or that I might provide them with a current contact number.

That is incorrect information for anyone out there thinking they will need to pay interest on their debt after having it sent to a third party agency such as ARO.  Once it has been sent no interest will accrue or you can simply pay the principle balance and be done with it.  Thank God for Consumer and Corporate Affairs Offices that one might call in order to set this straight.  Make decisions with all the facts not from some collector who just wants his commission and to make your life miserable.