Caller: ARO

They’ve been calling me everyday including holidays for the past few months. I answered once and they they said that I owe money. I asked to who and they wouldn’t tell me. They wanted to verify that I was who they said I was. I said tell me who I owe money to. Wouldn’t tell me. I told them either tell me who I owe money to and why I owe them money or stop calling me. Never told me. I haven’t answered one of their calls since then. They will even call after business hours.

welcome to collections pay your bills!!!

usually you are in collections pay your bill

Caller: ARO

be harassed by ARO for no reason

They call me asking my date of birth for Security Reasons.If I say I am not going to give it than they want my address. They are calling my cell phone also. I do not have a land line had to give it up to save money. They know my situation and still keep calling.

they keep calling for my wife under her maiden name,we have been married for 10 years. we checked her equifax nothing on it for collections. STOP CALLING and waking up my kids u b*stards

called to confirm how much i owe, they said $2600.90. i paid it because i knew i owed it. they called me 2 WEEKS later and told me i still owe interest of $450.00. dealing with visa desjardins directly now. i refuse to pay this as i was told that i only owe $2600.90. they told me to use my universal child care payment to pay for this. when i said i wasn't going to pay it, the guy hung up on me.

Tips:...or place a collect call.

You need to print off your credit report through Trans Union.   It is possible you are a victim of identity theft.   I viewed by credit report and saw The Bay card with a $2,200 balance.   I disputed it and told them that I had reported that card lost/stolen about 10 years ago.

They then removed the debt and now it is off my credit report.   Weird how it never went to collections??

Sounds to me you are a victim of identity theft.  I would do a credit check on yourself.  Try Transunion.  If it shows, you can dispute that.  Also, if nothing shows, you know they are a scam.There are a lot of collection agencies that are scammers!

They keep calling mostly at night between 8:30 and 9 pm
I just let it go to voice mail, But I am putting my daughter to bed...seriously STOP calling!