calling back this number (226) 663-8231 the same day the call is received and number not in service ,
what is this ?

do not call back or will make police complaint,
this is ILLEGAL to use a telephone number like this ...

Illegal robocall about credit card phishing. It is not legal in Canada to make unsolicited calls when the person is on the do-not-call list, and even without the list it is not legal to make robocalls at all, unless it's charity or by a political party.
226 area code is in Ontario. Either there is a company in Ontario making these illegal calls, in which case someone could sue them theoretically, or, it's some sort of phone switch. Either way, the company providing this phone switch, if that's what happening, could be held liable.
It's sad that there are people that can make a buck through dirty work like this. Phishing for people's financial status information. Not that they're looking to actually steal, but to log you in a database as a person to sell products to, like alternative credit cards and debt control services and whatnot. These types of companies build databases and sell these databases. It's all very scummy.

Judging by the number of current complaints about this number, this outfit has recently crawled out from beneath its rock and is busy annoying us all.  How many people are still willing to do business with annoying telemarketers? We've got to fight back!  . . .I never answer an unrecognized number and the caller gets one chance to leave a message. If they hang up on my answering machine, I block their number.I also block any calls coming in from "private number." My phone is MY phone.

I got an automated call from them.  The area code is from Windsor Ontario - when I hit 1 to talk to a live rep and tell them I was on the do not call list I was told to F_@$ o$$.  Needless to say I will now be pursuing this with the administrators of the do not call list.  I wonder if windsor police would investigate this as a harassing phone call.  I did after all answer it on speaker phone with my 5 year old in the room.

Illegal robocall about credit card phishing. It is not legal in Canada to make unsolicited calls when the person is on the do-not-call list, and even without the list it is not legal to make robocalls at all, unless it's charity or by a political party.
226 area code is in Ontario. Either there is a company in Ontario making these illegal calls, in which case someone could sue them theoretically, or, it's some sort of phone switch. Either way, the company providing this phone switch, if that's what happening, could be held liable.
It's sad that there are people that can make a buck through dirty work like this. Phishing for people's financial status information. Not that they're looking to actually steal, but to log you in a database as a person to sell products to, like alternative credit cards and debt control services and whatnot. These types of companies build databases and sell these databases. It's all very scummy.

He said that I could lower my interest on my credit card Visa and master card. So I have none of those. So I no he is mistaking (Fraud)

Oh my!!! I just had the same thing happen to me.  He told me to f*ck o*f too after I asked him to provide more information and told him not to call here again.  I have to admit I was pretty shocked by his response, so my reply to him was a "same to you too":).  I have since filed a report with the anti-fraud website with the Government of Canada.  These are the scum of the earth...they pray on older adults and other trusting individuals. The government should come down harder on these people (that is saying it nicely).

Well this number called me as well- hung up when I answered!!!   Tried to call it back and got "the number you have called is not in service????"   They just called me - probably a ghost number errrrrrrr!!!!!!