They just called me claiming to be Visa AND Master Card... (didn't realize they did business together)  and then told me that because I was so good at paying my bills on time that they were going to reduce my interest rate... FOR THE REST OF MY LIFE!!!  what a DEAL!  LMAO... I smelled scam and hung up and am calling my credit card company now.

Said it was my mastercard company.  Funny I have not had a mastercard in years,  I hung up and in the process of reporting it to Mastercard.

I got the same call, but I did not give any info.  I was told that because I pay my balances on time I qualified for a lifetime rate of 6% .  I asked what credit card they represented and was told visa and mastercard.  I called one of my credit card companies and was told that since I did not give out any personal info, I shouldn't be worried.All I did was verify I paid my balances in full and on time.  I sure hope there isn't any kind of phone fraud involved with this.

I took a call for my wife and the caller, David Roy (heavy Indian accent)(Manitoba area code - but) and he tried to engage me, insisting he would reduce our Visa interest to 6%.  To make a long story short, after many questions from me that he never answered  I ended up talking to his supervisor Brad Martin(also Indian accent) by which time I had accessed this site (consumer credit advocate - user feedback). I started reading the responses (didn't let him interrupt) and asked if he would like me to read him several more.  Of course he said no and that shut him up and he hung up.
I suspect they are actually calling from India but it doesn't matter.  I still don't know exactly what their scam is but that doesn't matter either!  Try the above for a giggle or just hang up on them

I got the same call, but I did not give any info.  I was told that because I pay my balances on time I qualified for a lifetime rate of 6% .  I asked what credit card they represented and was told visa and mastercard.  I called one of my credit card companies and was told that since I did not give out any personal info, I shouldn't be worried.

All I did was verify I paid my balances in full and on time.  I sure hope there isn't any kind of phone fraud involved with this.

Reported it to my credit card company!  It is a scam!!  DO NOT EVER GIVE THESE PEOPLE YOUR INFORMATION!!!