The call sounded noisy and the guy was with the Asian accent. Said he is from RBC Visa Bank but by unprofessional approach you could say immediately that they are a bunch of criminals. Avoid be questioned just seek answers.

total scam hang up and report phone number to the police and anyone you know.

I got a call from this number today. He kept asking me if I had a visa or a mastercard, then asked for my expiration date. When I wouldn't answer he got mad and started rambling about how I'm missing  big opportunity and started mentioning every company possible that issues credit cards. When I demanded he tell me the name of my bank or my full name he wished me a good day and hung up. Definitely a scam. I've been called by my bank before and they have always had some form of security verification / have never demanded information/ always had correct and up to date information.

Sounded like a crowded calling centre in Pakistan. . .claimed to be "Expert Consulting Company" calling people who pay on their credit cards on time and therefore deserve a reduced interest rate of prime.  They then requested the credit card info for the card I wished to  have a reduced interest rate on claiming that they will negotiate a lower interest rate with my credit card company.  I hope no one falls for this scam!

The same low interest credit card offer.  Starts off by saying he is calling from Mastercard - VISA.  Well, since it is individual banks that issue credit cards, not some central Mastercard - VISA office, I knew it was a scam of some sort.  When the bad grammar became more apparent I just hung up.