The call sounded noisy and the guy was with the Asian accent. Said he is from RBC Visa Bank but by unprofessional approach you could say immediately that they are a bunch of criminals. Avoid be questioned just seek answers.

Called today from them, they were "calling about my visa or mastercard". I said which one? They said whichever one you have. I said who are you, where did you get my number and take me off your list - I do not want telemarketing calls".
Unbelievable.

Credit card consumer advocate called with caller id of (250) 980-3438 with same offer of reducing interest rates on credit cards.  Could hardly understand him and he said he would call back.  2 minutes later called back showing a (647) 288-1289 area code id and went through the spiel. I told him I would not give any information over phone and that I would check out their info and call back if I wanted to pursue anything.  He gave me a Alberta area code number (403) 648-9228.  I could not find these numbers on reverse directories so with what they are asking for it would be wise to rebuff them. This guy gave the name Oscar Smith.  Nice non-descript name for a guy that speaks english with a heavy east Indian accent.

The people on the other end of this line had Indian/Pakistani accents, and were calling from a very crowded room.  They claimed I had earned a lower interest rate on my card, and seemed to be trying to get information from me.  People who receive a call (in Canada) from this number should contact +1 888-495-8501, Phonebusters, the Canadian national agency created to deal with phone scams.

Caller...heavy accent, very hard to understand, tried 5 times to understand the name he gave me, (still didn't get his name), lotsa background noise, (call centre?), wanted VISA credit card information and interest rates on the card. He also wanted to know how many other cards I had and what the interest rates on them were. Said he was calling from Calgary but caller ID showed (250) 980-3438 which is a BC area code. I kept telling the caller that I was not interested but he got quite annoyed that I didn't want to lower my interest rates and kept insisting that I provide him with info. He claimed to be a "Consulting Company" calling people who pay off their credit cards on time and therefore deserve a reduced interest rate, "if interest rates on the cards were 15% or more". He knew my wife's last name and 1st initial and my address so I asked how he got the information. He said from the phone book. I told him to remove our number from their list and not call again. I then hung up.

"Jacob" at some call center trying to sell some sort of financial service.  I told them to remove my # from their call list.  So far, so good.