Took a while to hear anything - sounded far away - heavily accented voice - couldn't understand - when I said pardon me they cut the connection.

Sounded like a crowded calling centre in Pakistan. . .claimed to be "Expert Consulting Company" calling people who pay on their credit cards on time and therefore deserve a reduced interest rate of prime.  They then requested the credit card info for the card I wished to  have a reduced interest rate on claiming that they will negotiate a lower interest rate with my credit card company.  I hope no one falls for this scam!

"Jacob" at some call center trying to sell some sort of financial service.  I told them to remove my # from their call list.  So far, so good.

Got a call from (250) 980-3438 telling me they were going to reduce the interest rate on my credit cards - my visa and mastercard. They obviously had no idea if I have a credit card, and if so, which one it is. (They're hoping you'll tell them). When I asked them who they were (several times) he rambled off the name of several banking institutions, hoping that I'd recognize one and trust him. WHAT A SCAM! He also told me that he was calling from CCA. I asked him what that was, and he kept repeating CCA. CCA. I finally asked him what those letters stood for and he said Credit Card Advoctes. I told him I was NOT interested and hung up on him.
He had a very thick accent and it was really hard to understand him. There was also lots of talking voices in the background, like if he was in a crowded telemarketing center.
I will be reporting this number and adding my phone number to the do not call list.

They almost had my husband.  However, I did a Google search on the phone number (250) 980-3438 Ex 299 while my husband was on the phone to them and found that is was a scam.  

The names given were Tony Adams and Kevin Austin. They also gave a toll free number 1-+1 888-628-9228.  The number that showed up on my caller ID was 1-(403) 648-9228. They are very persistent, even after hanging up on them and telling them to stop calling they called back within 10 minutes.

Should they call you do not give them any information about anything.  Tell them to f*ck off and hang up on them.

Somebody called me from (250) 980-3438 on Feb. 08/10 9:50am in Calgary telling me that I owe 100K on my visa and asking me about my and my husband?s visa statement. After I told that I don?t know my husband?s statement and that my statement shows $0 balance they hung up on me.