The same low interest credit card offer.  Starts off by saying he is calling from Mastercard - VISA.  Well, since it is individual banks that issue credit cards, not some central Mastercard - VISA office, I knew it was a scam of some sort.  When the bad grammar became more apparent I just hung up.

Got a call from (250) 980-3438 telling me they were going to reduce the interest rate on my credit cards - my visa and mastercard. They obviously had no idea if I have a credit card, and if so, which one it is. (They're hoping you'll tell them). When I asked them who they were (several times) he rambled off the name of several banking institutions, hoping that I'd recognize one and trust him. WHAT A SCAM! He also told me that he was calling from CCA. I asked him what that was, and he kept repeating CCA. CCA. I finally asked him what those letters stood for and he said Credit Card Advoctes. I told him I was NOT interested and hung up on him.He had a very thick accent and it was really hard to understand him. There was also lots of talking voices in the background, like if he was in a crowded telemarketing center.I will be reporting this number and adding my phone number to the do not call list.

Caller...heavy accent, very hard to understand, tried 5 times to understand the name he gave me, (still didn't get his name), lotsa background noise, (call centre?), wanted VISA credit card information and interest rates on the card. He also wanted to know how many other cards I had and what the interest rates on them were. Said he was calling from Calgary but caller ID showed (250) 980-3438 which is a BC area code. I kept telling the caller that I was not interested but he got quite annoyed that I didn't want to lower my interest rates and kept insisting that I provide him with info. He claimed to be a "Consulting Company" calling people who pay off their credit cards on time and therefore deserve a reduced interest rate, "if interest rates on the cards were 15% or more". He knew my wife's last name and 1st initial and my address so I asked how he got the information. He said from the phone book. I told him to remove our number from their list and not call again. I then hung up.

I don't even have a credit card, and they're trying to talk me into getting one through them......they ONLY need my DOB, my how much $$ I make, and My Social Insurance Number.....Do I really sound that STUPID????

The people on the other end of this line had Indian/Pakistani accents, and were calling from a very crowded room.  They claimed I had earned a lower interest rate on my card, and seemed to be trying to get information from me.  People who receive a call (in Canada) from this number should contact +1 888-495-8501, Phonebusters, the Canadian national agency created to deal with phone scams.

Got a call from (250) 980-3438 telling me they were going to reduce the interest rate on my credit cards - my visa and mastercard. They obviously had no idea if I have a credit card, and if so, which one it is. (They're hoping you'll tell them). When I asked them who they were (several times) he rambled off the name of several banking institutions, hoping that I'd recognize one and trust him. WHAT A SCAM! He also told me that he was calling from CCA. I asked him what that was, and he kept repeating CCA. CCA. I finally asked him what those letters stood for and he said Credit Card Advoctes. I told him I was NOT interested and hung up on him.
He had a very thick accent and it was really hard to understand him. There was also lots of talking voices in the background, like if he was in a crowded telemarketing center.
I will be reporting this number and adding my phone number to the do not call list.