Caller...heavy accent, very hard to understand, tried 5 times to understand the name he gave me, (still didn't get his name), lotsa background noise, (call centre?), wanted VISA credit card information and interest rates on the card. He also wanted to know how many other cards I had and what the interest rates on them were. Said he was calling from Calgary but caller ID showed (250) 980-3438 which is a BC area code. I kept telling the caller that I was not interested but he got quite annoyed that I didn't want to lower my interest rates and kept insisting that I provide him with info. He claimed to be a "Consulting Company" calling people who pay off their credit cards on time and therefore deserve a reduced interest rate, "if interest rates on the cards were 15% or more". He knew my wife's last name and 1st initial and my address so I asked how he got the information. He said from the phone book. I told him to remove our number from their list and not call again. I then hung up.

The same low interest credit card offer.  Starts off by saying he is calling from Mastercard - VISA.  Well, since it is individual banks that issue credit cards, not some central Mastercard - VISA office, I knew it was a scam of some sort.  When the bad grammar became more apparent I just hung up.

I had the same thing happen. I mean if the credit card company wanted to reduce my rate because I pay off my credit card in full they'd just do it. They would also know the information they are asking for. And they always ask for confirmation question to make sure it's them. Plus they are asking for more then one of your credit cards, this means they are NOT with the card issuing company and they can't possibly be from your credit card company. Also, did a reverse look up and it's a land line in British Columbia, Canada it appears to be through Telus. Obviously NOT a REAL call center! THIS IS A SCAM BEWARE!!!

The people on the other end of this line had Indian/Pakistani accents, and were calling from a very crowded room.  They claimed I had earned a lower interest rate on my card, and seemed to be trying to get information from me.  People who receive a call (in Canada) from this number should contact +1 888-495-8501, Phonebusters, the Canadian national agency created to deal with phone scams.

Recieved call asked for me, said they could get my interest rate reduced. Asked for Card info, told them my wife has it in city. He said his name was Mark Dennis,(had an asian accent). His says the company name is C.C.C.A. (Credit Card Consumer Advocate) And also gave phone number. I called back fithteen minutes later and got a busy signal. Entered business name on Google, didn't find a company with that name, or acronym. The acronym doesnt even come close to the Credit card consumer advocate.

Sounded like a crowded calling centre in Pakistan. . .claimed to be "Expert Consulting Company" calling people who pay on their credit cards on time and therefore deserve a reduced interest rate of prime.  They then requested the credit card info for the card I wished to  have a reduced interest rate on claiming that they will negotiate a lower interest rate with my credit card company.  I hope no one falls for this scam!