Caller: ARO

They’ve been calling me everyday including holidays for the past few months. I answered once and they they said that I owe money. I asked to who and they wouldn’t tell me. They wanted to verify that I was who they said I was. I said tell me who I owe money to. Wouldn’t tell me. I told them either tell me who I owe money to and why I owe them money or stop calling me. Never told me. I haven’t answered one of their calls since then. They will even call after business hours.

welcome to collections pay your bills!!!

usually you are in collections pay your bill

Caller: ARO

be harassed by ARO for no reason

They call me asking my date of birth for Security Reasons.If I say I am not going to give it than they want my address. They are calling my cell phone also. I do not have a land line had to give it up to save money. They know my situation and still keep calling.

I normally just use these pages to read, but this is pretty bad -- if you are seriously representing the company, why not try a little tact and class? Some people yes, just avoid their responsibilities - but other people aren't in that boat, and lumping everyone together like that is unfair and not a good business practice. I work for a payday loan company and a HUGE part of my job is collections - of course you need to be stern, but treating people with respect goes a long way. Furthermore, writing a huge statement like that with poor spelling, typing and grammar, will not gain ANY respect from the clients on here getting information. If I were someone that legitimately earned a phone call from you, and I read that statement, I would be even less likely to return your call. Most of your clients are human beings in real predicaments that have caused them to end up in this situation. If you treat them as such, you will get farther. The ones that are just 'dodging' aren't going to pay, regardless of what you say; so focus on the people who are actually willing. From one collector to another.

It's fine to phone and leave a message to call but need to know who they are contracted to to collect a possiible debt.

What they looking for

I have picked up at least a dozen or So times. Clearly telling who ever is calling that they have the wrong person. But instead they constantly ask me for personal information which i refuse to give out. They need to change their calling practices. One time the called a total of 16 times in one day and that is hurassment.

I just got a call from them +1 877-762-7070 and they ask for me by name. BUT they had my middle name wrong. When I told them this she said they had the wrong person. All they do is call ever one with your name thinking they will get there man or woman. Best way to stop the calls is to talk to them and if you are the wrong person they have to stop calling you. Never give any one money if you do not see all info in writing. NO emails All info in a letter. You do not have to give out your name it is them calling you if they have info wrong tell them thats it. If they have your name wrong they can't by law talk to you any more or give you any more info on the file.

You need to print off your credit report through Trans Union.   It is possible you are a victim of identity theft.   I viewed by credit report and saw The Bay card with a $2,200 balance.   I disputed it and told them that I had reported that card lost/stolen about 10 years ago.They then removed the debt and now it is off my credit report.   Weird how it never went to collections??