I also received a call from them and as I had higher debt on my Mastercard and insufficient available balance so I decided to pursue with them despite of the fact running all over my mind that they are scam. At the end of call I was shocked when they connected me to negotiation department, their department directly connected me to my bank and it was 3 way conference call. The same bank who always said these people are scam provided me lower interest rates that was 6.1% for life time.

just called offering me low interest rate on a mastercard .I said I don't have any cards . spoke in some language other than English & said ok thanks have a great day . so I looked up ph # & got this website .

Basically the same situations as described above. Reduced interest rates on our credit cards, please provide expiry date and the code number on the back.  Didn't do it. I then phoned my bank and had them follow through --- they turned up nothing bona fide. One big scam, I suspect

I just got this call and I gave what they wanted realizing in the end what I did when he couldn't give me my right postal code. His name was Johnny Barkery ext 202 his ID number JP1049 his magement person was David Parker. He had all my information and he was so believing. He even called me back to verify the information, but I didn't give him a chance. All credit cards companies said this is a scam and I have to cancelle all my cards cause of this. Beware. The man(Johnny) even said the bank I deal with gave me this information. This is defanitly easy to fall for because they are so believing, they say they Are there to help your interest rate to be lowered, due to some new laws we have.

East Indian claiming to be CIBC VISA...Letting me know that they are reducing our interest rate to 3.5 for life...Asking for expiry date on my card...not willing to give it up...they have called ten times today...keep warning them...???

These guys are trying again...on new years >>>