Basically the same situations as described above. Reduced interest rates on our credit cards, please provide expiry date and the code number on the back.  Didn't do it. I then phoned my bank and had them follow through --- they turned up nothing bona fide. One big scam, I suspect

I also received a call from them and as I had higher debt on my Mastercard and insufficient available balance so I decided to pursue with them despite of the fact running all over my mind that they are scam. At the end of call I was shocked when they connected me to negotiation department, their department directly connected me to my bank and it was 3 way conference call. The same bank who always said these people are scam provided me lower interest rates that was 6.1% for life time.

East Indian claiming to be CIBC VISA...Letting me know that they are reducing our interest rate to 3.5 for life...Asking for expiry date on my card...not willing to give it up...they have called ten times today...keep warning them...???

East Indian called from this number claiming to be from two competing credit card companies at once.  Claimed to be affiliated with Visa and MasterCard... Yeah, and I got a call last week from the Coca Cola Company and PepsiCo at the same time.  LOL!Claimed to be able to reduce our interest rates on credit cards we have never owned.  I told my wife to waste his time and keep him on as long as possible.  He heard me at about five minutes in saying "He's a scammer."  He hung up after wishing us a Merry Christmas.  Hehe.

just called offering me low interest rate on a mastercard .I said I don't have any cards . spoke in some language other than English & said ok thanks have a great day . so I looked up ph # & got this website .

These guys are trying again...on new years >>>