LOL....These people are ridiculous!I just off the phone with the Senior manager, "Daniel" from "Premium Incorporate"..The guy had an accent, sounded indian.....he also sounded like he was talking through a tin can(if that makes any sense). These people have been calling me for a few months(7 or 8 calls)...... Each time they claimed that I filled out a ballot at a mall between Dec 10th and 24th of last year... I 'politely' told them that I did NOT fill out a ballot because I WOULD NEVER DO THAT just to avoid crap like this... and also the fact that I was in the hospital during that time mending from a major surgery... then he said that a family member 'must' have filled it out then..BULL CRAP!!...if one of family member did that, they would KNOW that my common-law spouse and I DO NOT share a last name and they would have wrote MY name......D'uh.I actually talked to two people today, the initial caller was female with a slight accent, then she handed the phone to "Daniel", the senior manager... QUESTION: How many Senior Managers does this company have? By the looks of previous posts....quite a few....I think it's CRAP!.....with a capital C....

Ok, so it's legit but it is one of those "direct buy" situations that ask you to join at an exorbitant rate to cash in on their discounts. If you take a lot of vacations or have a major reno to do, it will be worth it but if you don't.... They also can give you a great rate on mortgages but you can't take advantage of it unless you sign up on the spot. The prize is yours either way and if you choose to sit through the presentation only, without getting quotes, you still get the prize.

Same here. I just got a call from a certain Jenelia who said I won and am supposed to pick my prize out of 5 which they are giving away. Then she passed the call to Paul Stevens, who said he is a Senior Manager of the alleged PREMIUM CORPORATION with offices at 6175 Hwy 7 and Hwy 27, Unit 6, Woodbridge, Ontario and with contact number as reported above. I told him I would have to talk to my husband to schedule a time for pick up so I'd have to call him back. So I googled the company and nothing came up. I googled the address and found this site. Thanks.

Don't believe anything they tell you or any of the "positive postings" about them on this site.THIS IS A SCAM.They indicated the address was 6175 HWY #7 in Woodbridge, Ontario.Don't waste your time.

Why this is a scam:1) although they say you get one of 5 prizes, the only prize they actually have is the 2 days getaway in a few places in the states and Canada. Interesting enough, we knew someone who had won this "prize" with the same prize company and they ended up never going because apparently, they never had any spaces. Moreover, you have to pay 50 USD in advance and oh, right, that money was never given back2) they get you there with a prize for a ballot you didn't enter. The guy on the phone actually said that we entered it from dec 17 - 31 last year in one of 75 malls. What he didn't know was that in that period, we were not even in north america. 3) when you go, you learn quickly it has nothing to do with winning a prize, it is about you paying a lot of money for some club that provide you apparent financial benefits, but the paper they want you to sign only states you membership of the club, not the actual services provided4) they want you to pay *the night you are there*. (lots of money btw, initially about 10000, when you kept saying no, it went down to 3000) When I told them, I'll think about it, go home and do some research, they were not interested anymore. In other words, they probably don't really offer anything as long as they get your money.5) aggressive sales people, wow. No kidding. Slick like hell, like trying to be your friend and all thatI recommend anyone who actually went to the place to keep an eye on credit ratings. This is a primary scheme for identity theft

this "company' is total b***s***... dont waste your time.. f****ng scammers..