Steve general manager called.   Gave me gift claim number.   "hitcheor strings attached".   Keep saying no pets or kids allowed in the gift area.  I have an infant.  Kept wanting me to get a babysitter.   V ery Pushy.  So I agreed to what he was saying just to get him off my phone.   I'm suppose to go with my husband on Saturday at noon,

this "company' is total b***s***... dont waste your time.. f***ing scammers..

Ok, so it's legit but it is one of those "direct buy" situations that ask you to join at an exorbitant rate to cash in on their discounts. If you take a lot of vacations or have a major reno to do, it will be worth it but if you don't.... They also can give you a great rate on mortgages but you can't take advantage of it unless you sign up on the spot. The prize is yours either way and if you choose to sit through the presentation only, without getting quotes, you still get the prize.

Why this is a scam:1) although they say you get one of 5 prizes, the only prize they actually have is the 2 days getaway in a few places in the states and Canada. Interesting enough, we knew someone who had won this "prize" with the same prize company and they ended up never going because apparently, they never had any spaces. Moreover, you have to pay 50 USD in advance and oh, right, that money was never given back2) they get you there with a prize for a ballot you didn't enter. The guy on the phone actually said that we entered it from dec 17 - 31 last year in one of 75 malls. What he didn't know was that in that period, we were not even in north america. 3) when you go, you learn quickly it has nothing to do with winning a prize, it is about you paying a lot of money for some club that provide you apparent financial benefits, but the paper they want you to sign only states you membership of the club, not the actual services provided4) they want you to pay *the night you are there*. (lots of money btw, initially about 10000, when you kept saying no, it went down to 3000) When I told them, I'll think about it, go home and do some research, they were not interested anymore. In other words, they probably don't really offer anything as long as they get your money.5) aggressive sales people, wow. No kidding. Slick like hell, like trying to be your friend and all thatI recommend anyone who actually went to the place to keep an eye on credit ratings. This is a primary scheme for identity theft

Heh...Mark Simmons.You just called our house a few minutes ago from this Premium Buyers club and gave us the spiel.  When we asked your name, you said it was "Mark Simmons".  Such an obviously phony name from someone obviously South Asian.  Get real.