Ok, so it's legit but it is one of those "direct buy" situations that ask you to join at an exorbitant rate to cash in on their discounts. If you take a lot of vacations or have a major reno to do, it will be worth it but if you don't.... They also can give you a great rate on mortgages but you can't take advantage of it unless you sign up on the spot. The prize is yours either way and if you choose to sit through the presentation only, without getting quotes, you still get the prize.

Steve general manager called.   Gave me gift claim number.   "hitcheor strings attached".   Keep saying no pets or kids allowed in the gift area.  I have an infant.  Kept wanting me to get a babysitter.   V ery Pushy.  So I agreed to what he was saying just to get him off my phone.   I'm suppose to go with my husband on Saturday at noon,

LOL....These people are ridiculous!I just off the phone with the Senior manager, "Daniel" from "Premium Incorporate"..The guy had an accent, sounded indian.....he also sounded like he was talking through a tin can(if that makes any sense). These people have been calling me for a few months(7 or 8 calls)...... Each time they claimed that I filled out a ballot at a mall between Dec 10th and 24th of last year... I 'politely' told them that I did NOT fill out a ballot because I WOULD NEVER DO THAT just to avoid crap like this... and also the fact that I was in the hospital during that time mending from a major surgery... then he said that a family member 'must' have filled it out then..BULL CRAP!!...if one of family member did that, they would KNOW that my common-law spouse and I DO NOT share a last name and they would have wrote MY name......D'uh.I actually talked to two people today, the initial caller was female with a slight accent, then she handed the phone to "Daniel", the senior manager... QUESTION: How many Senior Managers does this company have? By the looks of previous posts....quite a few....I think it's CRAP!.....with a capital C....

They telephoned a relative's house and itentified themselves as a close personal friend and it was an emergency that they get in touch with me.  I returned their call the next day and they wouldn't even identify the name of their Organization and were insistent that they had ever telephoned in the first place.  The original caller was a man named "Tony" however there is no Tony that works there - an obvious call centre based on the loud background noise.

Going this afternoon. Will post back afterwards and let you know what the deal is....

this "company' is total b***s***... dont waste your time.. f****ng scammers..