Yes, that Pauline called me threatening to my employer to garnish all my income. PAULINE being shouting on the phone saying derogatory words. I was so depressed and could not understand why in this world has people like her. Anyways, God bless her soul.., more than 100% she will go to hell!!

Wow! What an awful job it must be to be a collector. Imagine getting up everyday, going to work to make money to pay your bills and your job is to yell, berate and be condescending to people. I can imagine that after awhile, you would just become an a**hole to everyone. I had the most unpleasant experience with Patrick Johnson who is about as nice as sand paper on my lily white ass. Funny thing is I have enough to pay the reduced amount he offered but won't have the money in hand for a few days. Well, that's not good enough. Ok how about zero then a**hole. I'll take the money I was going to use to pay my account and invest it. In the meantime, go ahead and sue me. Ill pay you $20 a month forever and since I'm unemployed and know the law, I know the court will accept this. Arm yourself with information people, become aware of your rights and don't be bullied by the bottom feeders called collectors. People default out of misfortune not because they want to and the courts are on our side. Your credit is ruined anyway so let them sue you and when they do, counter sue. And yes, whenever they call - tell them you're not interested in buying anything then hang up. Scum of the earth.

Hi Bill,
I agree wholeheartedly that a class would be appropriate, check your provincial laws. In Quebec we are allowed - and there is jurisprudence and many cases won - to sue collection agencies (some go to small claims court)
if you need info please reach out at mgb000 @ yahoo.com
(I am not a lawyer)

Let me know where you stand on a class action lawsuit.I am willing to support your action.

Called my employer, ( very nice man) and was very rude to him

You must work for them, its one thing to negotiate a pay back amt.. But the rudeness that these individuals is beyond the scope of arrogance.

I'm looking to put together a class action law suit against Preferred Credit Resources LTD. After reading countless complaints about them, it's time to do something about it.

I took a settlement offer back in 2009. I went to make a car purchase and I was flagged having an active collection notice on my credit report. This was supposed to be closed 6 years ago. I'm stuck paying $10k more than I should have for a car due to higher interest rates. PCR ltd sold my PAID debt to another debt buyer to collect more than I owed. They violated the FDCPA by calling my work. They are guilty of falsely reporting incorrect information to credit bureaus. They sold debt that was settled and worst of all, attempting to collect interest from principal obligation after settlement.

I currently have a civil law suit pending and the best consumer protection attorney I could find.

Once the civil suit is settled, I am going to file a federal class action lawsuit for criminal negligence. I need the support of all of you who've been affected by these crooks.

Please contact me at :andycap_84_25 @ hotmail.com

Got a call from these clowns today. The guy was rude as hell. Apparently, someone used to be at the phone number I have that they were looking for.
I called them back and gave them heck.
What I know about these clowns is that the agents only get paid if you pay up. So, d*ck around with them as much as you can and waste their time. if they hang up, call them back. keep telling them you don't want to buy anything when they call you.
There are so many complaints about this company all over the net that there's no way in hell they'll ever be able to do anything to you other than mess up your credit score... which is already messed if they're calling you anyway.