Don't let these peckerheads intimidate you. They use threatening calls to try to get money out of people. I just tell them to piss off. I know for a fact I dont own anything since Im not in debt. They can take up there plausible cause with the business end of my expensive shotgun :). Good day.

Not true I was quite nice till she started getting rude and literally. Screaming at me and the person she was looking for doesn't even reside at this number

This number (905) 663-1440 just called me and I did not pick up. Upon retrieving my message, it's a lady that claims I need to call her back about my house. I have no idea what she wants. She did not even mention where she is calling from or who she is. Very unprofessional and awkward for someone to just mention your address.

I don't know if I would be worried to much most of these lawyers that do only debt collections are not very good lawyers they do collections because they are not that good, they are however a little sneaky make sure that if they do try and take you to court that you file a defense immediately if you don't they can get a judgement against you.  I only know this because I know someone this happen to she filed a statement of defense, they sued her in Superior Court and not small claims because they don't have to provide documents in Superior Court when they file the claim.  She filed the statement of defense, sent in copies of the documents required and the person suing her had to drop the case since they didn't have a defense they lied in the statement of claim indicating terms that were not true.  This is how these companies work they are basically scammers that try and come across as decent lawyers but they are not.  Don't let it scare you defend yourself if you they prove you owe the money you can always make payment arrangements.  Also check the statue of limitation, its two years if your last payment was 2 years ago and you don't make another payment or admit you owe the money they can't win if you point out the statue of limitation.

There was a man calling himself "Mr. Sibi" or something close, claiming to be a rep for a law firm. He asked me wether this (my number) was the home or business number for the person he was looking for. I told him I'd take a message for the person he's trying to contact, without promising I'd be able to deliver it. He became very uppity so I hung up on him. He called right back, and I let it go to machine.

Mark... just a correction .... Yes they HAVE to follow the same rules and regulations as any other collection agent out there... I spoke directly to the Ministry of Consumers Affairs and they confirmed that with me... I also filed a complaint about this company and their collections procedures.

Dont owe money anywhere! Every body owe's money even the collectors. All it's about is fear. Please guy's fear is what makes you weak and they can smell it. What ever gets mailed to you ignore it and who ever calls you entertain them with i dont know. The collection people are person's that buy bad debt and try to collect from you. The original debt that you owe as been written off, so that means your cedit wont get any better if you pay it or not for 7 years. I went throught this process. i went to court and found them guilty of not serving me when they said they did. They were going to garnigh wages sell my house bla bla bla. Next is a meeting between you the judge and the scammer. I told him i was going to pay nothing because he said he represented a creditor and he was in reality representing himself. He was furious and said i will take you to trial. He sounded like my daughter and i have not heard from him. nuff said they have insurance coverage no different as your car ins. God bless.......

I recently applied to rent a condo and my debt with Canadian Tire showed up as an 09 rating and says that Canadian Tire wrote it off but I paid it through Palmer and Boccia in April.  Anyone have any suggestions on what I should do?And yes, every single one of you that says the are rude and bullying and badly behaved are all absolutely right.Does this mean that since I paid these losers my outstanding balance that I'm screwed now with this 09 rating, which apparently is BAD, even though I paid it in full? Please help!!!

So what happened at court?