Don't let these peckerheads intimidate you. They use threatening calls to try to get money out of people. I just tell them to piss off. I know for a fact I dont own anything since Im not in debt. They can take up there plausible cause with the business end of my expensive shotgun :). Good day.

Not true I was quite nice till she started getting rude and literally. Screaming at me and the person she was looking for doesn't even reside at this number

This number (905) 663-1440 just called me and I did not pick up. Upon retrieving my message, it's a lady that claims I need to call her back about my house. I have no idea what she wants. She did not even mention where she is calling from or who she is. Very unprofessional and awkward for someone to just mention your address.

Oh yeah,I was just doing some searches on youtube and came across this ontario lawyers website - his name is Mark Anthony Silverthorn , very imformative and I suggest you really look through it thoroughly, especially the website.  http://www.youtube.com/watch?v=313pF_wiVUg (youtube)Lawyers website http://www.collection-calls.ca/Q.Is it possible to avoid paying a debt due to the passage of time? A.It might be possible to avoid paying a consumer debt, but not a debt owed to the government, in circumstances where the relevant limitation period on your debt has expired prior to your creditor commencing a lawsuit against you. Each province in Canada has a limitation period which forces creditors to sue individuals on consumer debts within a certain number of years. As a practical matter, once the limitation period on your consumer debt has expired it is very difficult for a creditor to successfully recover a debt from you unless you pay it voluntarily. Failure to pay a debt will likely have negative consequences for you in the future.Each province in Canada has a limitation period for consumer debts. Limitation periods are not consistent in each province ranging from two years to six years. It is possible for a consumer to restart the clock on a limitation period by either making a partial payment or making a written acknowledgement of the debt to the creditor or the creditor's collection agent. Each year collection agencies collect tens of thousands of consumer accounts in circumstances where the relevant limitation period has expired and the consumer is no longer legally responsible to pay the debt. Depending upon the age of your consumer debt and the province you live in it may be illegal for a collection agency to attempt to collect a particular account from you where the limitation period has expired.If you want to learn more about limitation periods you might want to speak to Mark Silverthorn or buy a copy of this e-book titled A How-to Guide for Dealing with Collection Agencies in Canada .

I received a voice mail from Yolanda extension 1250 Aug 29 regarding an urgent legal matter.  Upon calling her back, she claimed I had some outstanding loan or something with TD bank which ceased being TD in 1997 or 1998. She told me based on my present excellent credit rating (how does she know) she'd give  me the opportunity to clear this up before they put it into Small Claims court. I was dumbfounded.  She couldn't give me detail other than the amount owing. I told her I had no idea what she was talking about and why I am just hearing about this.  She claims collection agencies couldn't find me - well I found that hard to believe - I've moved once in 12 years and am a current TDCanadaTrust customer ever since TD and Canada Trust joined forces.  She suggested I go to my bank manager and give him some NRT # and if they wanted all outstanding money to call her then she could probably work something out for me by having the amount reduced.  She was very pleasant but I didn't like the threat of something of legal action, the lack of information and how she would be able to lessen payback. I spoke with a lawyer friend who told me since it has been over 6 years since TD's closure and the Statue of Limitations (SOL) is up to ignore the call and report back should any further calls be made to me.  The lawyer based his advice on the Statue of Limitations prior to 2004 legislation.  I will use the info on this board to deal with this - ask for the Law Society ID number, etc...I just wonder where are they getting this information from?????

So what happened at court?

They are so behind on there collections. I have not made one payment with them and they have not noticed. They have so mannny and r making soooo much money, and i know ur account balance i have a friend that told me... It's a joke, i dont think they know who owes what. :  ) find me.........

If they are fraud, then how have they managed to garnish 20% of my wages to pay back a Canadian Tire card. The man I speak to says he is a lawyer and he put someone on the phone to get me a small mortgage to pay off all my debts. If he is not a lawyer, and he is commiting fraud, how did he manage to garnish my wages. Am I safe to take a small mortage with the person he had call me?? I haven't filled out any paper work yet. HELP. I actually spoke to Brian Pomer, said he was a lawyer and that he really wanted to help me get out of debt. Willing to cut my debt in half and write letters to the credit bureau. I was actually relieved when they offered me help to get out of debt!!!

he garnished ur wages because u  co=operated with them and he took you all the way to the bank. Gerry golly is a bully and and will pay some day, from his actions. He is old and will fly straight to hell. lawyer might make it in limbo but collections will go straight to hell. Enjoy ur yatch the future is grim my friend...................Its sucks eventualLLLLy................