Don't let these peckerheads intimidate you. They use threatening calls to try to get money out of people. I just tell them to piss off. I know for a fact I dont own anything since Im not in debt. They can take up there plausible cause with the business end of my expensive shotgun :). Good day.

Not true I was quite nice till she started getting rude and literally. Screaming at me and the person she was looking for doesn't even reside at this number

This number (905) 663-1440 just called me and I did not pick up. Upon retrieving my message, it's a lady that claims I need to call her back about my house. I have no idea what she wants. She did not even mention where she is calling from or who she is. Very unprofessional and awkward for someone to just mention your address.

These people are still at it!  The woman who calls goes by the name of "Miss Lee"? She is one nasty individual who definitely does not present as a so-called professional lawyer.  She is relentless and I will be contacting the appropriate authorities.  She calls at all hours as well, and we have very young children....very frustrating.  We are going to let her leave a few more of her wonderful messages so that we have more evidence for the police!

So what happened at court?

I've submitted a complaint to the Ministry of Government Services at http://www.mgs.gov.on.ca under Consumer Protection/Consumer Protection Toolbox.  I've paid pretty much the entire debt, dealing with the credit card company directly now, as "Ms. Lee" continues to call me and my place of employment even though she's been repeatedly asked not to do so.  Get on the bandwagon and file your complaint.  The more they get the more serious they'll be about making sure this company stops their tactics.

I recently applied to rent a condo and my debt with Canadian Tire showed up as an 09 rating and says that Canadian Tire wrote it off but I paid it through Palmer and Boccia in April.  Anyone have any suggestions on what I should do?
And yes, every single one of you that says the are rude and bullying and badly behaved are all absolutely right.
Does this mean that since I paid these losers my outstanding balance that I'm screwed now with this 09 rating, which apparently is BAD, even though I paid it in full?
Please help!!!

I have no outstanding bills etc, I was curious to call just to see what they'd say but now after reading these msg's the last thing I want to do is egg them on.  Oh I bet it's my old roommate, I have had legite collections call for her in the past.  Anyway they have only called once but if I hear from them again I will definetely file a compaint!   Thanks for info

I don't know if I would be worried to much most of these lawyers that do only debt collections are not very good lawyers they do collections because they are not that good, they are however a little sneaky make sure that if they do try and take you to court that you file a defense immediately if you don't they can get a judgement against you.  I only know this because I know someone this happen to she filed a statement of defense, they sued her in Superior Court and not small claims because they don't have to provide documents in Superior Court when they file the claim.  She filed the statement of defense, sent in copies of the documents required and the person suing her had to drop the case since they didn't have a defense they lied in the statement of claim indicating terms that were not true.  This is how these companies work they are basically scammers that try and come across as decent lawyers but they are not.  Don't let it scare you defend yourself if you they prove you owe the money you can always make payment arrangements.  Also check the statue of limitation, its two years if your last payment was 2 years ago and you don't make another payment or admit you owe the money they can't win if you point out the statue of limitation.