Don't let these peckerheads intimidate you. They use threatening calls to try to get money out of people. I just tell them to piss off. I know for a fact I dont own anything since Im not in debt. They can take up there plausible cause with the business end of my expensive shotgun :). Good day.

Not true I was quite nice till she started getting rude and literally. Screaming at me and the person she was looking for doesn't even reside at this number

This number (905) 663-1440 just called me and I did not pick up. Upon retrieving my message, it's a lady that claims I need to call her back about my house. I have no idea what she wants. She did not even mention where she is calling from or who she is. Very unprofessional and awkward for someone to just mention your address.

For anyone saying you'll only deal with the bank involved..YOU DIDN'T to begin with and thats why they excercised their right to pursue litigiation against you or hire a third party collection agency. There are different methods and actions used by banks to recover their debt. Also not all bill collectors are as nasty as you make them ALL out to be. If you took the time to address the matter instead of sweeping it under the rug..deal with it head on, you'd get alot farther other than avoiding your bill,hiding behind the phone.and REFUSING TO PAY YOUR BILL. Take the time to listen and you may actually be advised how to begin REESTABLISHING your credit ;)

Have received numerous calls on my cell phone from this phone number over the past few weeks.  The person they ask for is not known to me, and although I've explained that they have the wrong number, they call back, sometimes seconds later.  Once I missed the call, and they left a message for this same mystery person, stating they were calling from "the lawyer's office".  I answered their call again today and asked them to please be aware that they are calling a private cell phone number exclusively used by me (and I'm not the person they're looking for), and they rudely hung up while I was in mid-sentence.  Very unprofessional. I feel sorry for their real "clients".

Mark... just a correction .... Yes they HAVE to follow the same rules and regulations as any other collection agent out there... I spoke directly to the Ministry of Consumers Affairs and they confirmed that with me... I also filed a complaint about this company and their collections procedures.

I have no outstanding bills etc, I was curious to call just to see what they'd say but now after reading these msg's the last thing I want to do is egg them on.  Oh I bet it's my old roommate, I have had legite collections call for her in the past.  Anyway they have only called once but if I hear from them again I will definetely file a compaint!   Thanks for info

You know what is funny, your former employee has the legal responsibility to contact there creditors to update info  SUCH AS A NEW NUMBER OR A NEW EMPLOYER.....Matt why don't you try to get a hold of that former employee and ask them why they did not update their info......Instead of people doing a job just like the rest of you....We are not bottom feeders but do have family to support as well....You can file all the calls to the RCMP but they will do NOTHING......just like the telemarketers.....Matt try and get a hold of that employee and see where the trail takes you down....And then you'll see how much trouble we have trying to locate people who go DELIQUENT.....then post your info when you are done

Dont owe money anywhere! Every body owe's money even the collectors. All it's about is fear. Please guy's fear is what makes you weak and they can smell it. What ever gets mailed to you ignore it and who ever calls you entertain them with i dont know. The collection people are person's that buy bad debt and try to collect from you. The original debt that you owe as been written off, so that means your cedit wont get any better if you pay it or not for 7 years. I went throught this process. i went to court and found them guilty of not serving me when they said they did. They were going to garnigh wages sell my house bla bla bla. Next is a meeting between you the judge and the scammer. I told him i was going to pay nothing because he said he represented a creditor and he was in reality representing himself. He was furious and said i will take you to trial. He sounded like my daughter and i have not heard from him. nuff said they have insurance coverage no different as your car ins. God bless.......