Don't let these peckerheads intimidate you. They use threatening calls to try to get money out of people. I just tell them to piss off. I know for a fact I dont own anything since Im not in debt. They can take up there plausible cause with the business end of my expensive shotgun :). Good day.

Not true I was quite nice till she started getting rude and literally. Screaming at me and the person she was looking for doesn't even reside at this number

This number (905) 663-1440 just called me and I did not pick up. Upon retrieving my message, it's a lady that claims I need to call her back about my house. I have no idea what she wants. She did not even mention where she is calling from or who she is. Very unprofessional and awkward for someone to just mention your address.

Yeh wow I'm glad I found this site, I was about to send them money!.  I was dealing with Yolanda at ext 1450.   She said that TD had hired them to collect on my past due account.  However that account has  been written off and is over 4 years old.   My concern is how they found my personal information.  My bet is its someone who works at a credit agency, is stealing info from peoples files.  And came up with this idea to scam people, by threatening them to take them to court.  Has anyone call the cops on them? These [***] need to be put in jail.

They called me today, I lost my job and could not pay 10 months balance 2k canadian tire. They are saying they will take court action against me, I said I owe the money to canadian tire I ll pay to them and hanged up the phone.  What should I do, since they know my phone number and soon they will unfortunatelly abusevily harrast me.

These people have been calling and threatening me for years about a CDN tire card i was scared and would pay what i could here and there. I had to do a credit report on Equifax and it shows the card as written off/closed am i being scammed?

Did you find out how owns the account

This is a completely legitimate law firm (legal professional corporation) that has a collection agency as a separate department. Just google them! The people calling you are not lawyers, nor do they ever say they are. But they are working within a law firm. They are not scammers, and what they are doing is perfectly legal.  Remember that any creditor or properly designated collection agency can sue you (in Small Claims Court if the amount is under $25k). The paperwork is ridiculously simple to fill out, you certainly don't need to be a lawyer to do it. Some agencies will, some won't... they will all have a dollar value threshold and it will also depend on various other factors.   (Whether they think you have assets or employment income, the time elapsed, the documentation of the debt they have, how busy they are...).  I defaulted on 2 payday loans in the $500 range. I ignored the first one and got taken to Small Claims. I ended up paying the whole amount plus about $250 in court costs. So when P&B contacted me about the other one, I made them a settlement offer and settled for slightly less than they asked for. Would they have bothered to sue for $500?  Who knows. Could they? In my particular case, sure they could have, if they wanted to. I wasn't about to call their bluff.

I received a voice mail from Yolanda extension 1250 Aug 29 regarding an urgent legal matter.  Upon calling her back, she claimed I had some outstanding loan or something with TD bank which ceased being TD in 1997 or 1998. She told me based on my present excellent credit rating (how does she know) she'd give  me the opportunity to clear this up before they put it into Small Claims court. I was dumbfounded.  She couldn't give me detail other than the amount owing. I told her I had no idea what she was talking about and why I am just hearing about this.  She claims collection agencies couldn't find me - well I found that hard to believe - I've moved once in 12 years and am a current TDCanadaTrust customer ever since TD and Canada Trust joined forces.  She suggested I go to my bank manager and give him some NRT # and if they wanted all outstanding money to call her then she could probably work something out for me by having the amount reduced.  She was very pleasant but I didn't like the threat of something of legal action, the lack of information and how she would be able to lessen payback. I spoke with a lawyer friend who told me since it has been over 6 years since TD's closure and the Statue of Limitations (SOL) is up to ignore the call and report back should any further calls be made to me.  The lawyer based his advice on the Statue of Limitations prior to 2004 legislation.  I will use the info on this board to deal with this - ask for the Law Society ID number, etc...I just wonder where are they getting this information from?????