I find I have to wonder about anyone introducing themselves as "not a Loser"....This kind of "collection agent" does not limit itself to legitimate claims. This species will, among other low methods, search memorials and/or death records to find an elderly survivor to hararass for debts long paid or fabricated. Pay them nothing. Ever.

Who do these accounts recovery people think they are? I told them in the Autumn that the people they're looking for changed their phone number. I now have the misfortune to own the number. They said "OK, OK, you only needed to tell us!"FGS you blithering, hopeless, prats, it's NOT MY JOB to find the people owing the debt, it's YOUR job! Now they're back again, calling, calling. They are ripping off their clients - so called "collecting debt" -when all they do is make a stream of ineffectual recorded phone calls. Banging off phone calls to a number or an address is not science. It's easy to prove the new owners of phone numbers/addresses are genuine/bona fide and it is absolutely their responsibility to do these chacks. They need to do work to find their targets.I will go after these people. They are harrassing us for no reason.

We constantly get calls from this number.  It is a collection agency looking for the person who lived in our house more than 7 years ago.  They are doing a reverse look up on the address and calling the house, many, many times trying to get someone.

If it's a collection agency and they are leaving insulting messages, then look up the Collections Agency Act for your province, it varies slightly from one to the other.
General are:
While rules vary across Canada, generally collection agencies are forbidden from doing the following:

* trying to collect a debt without first notifying you in writing or making a reasonable attempt to do so
* recommending or starting legal or court action to collect a debt without first notifying you
* communicating with you or your family such that the communication amounts to harassment, or calling to collect a debt at certain prohibited times (which vary from one province or territory to another)
* implying or giving false or misleading information to anyone.
* communicating or attempting to communicate with you without identifying themselves, saying who is owed the money and stating the amount owed
* continuing to demand payment from a person who claims not to owe the money, unless the agency first takes all reasonable steps to ensure that the person does, in fact, owe the money
* contacting your friends, employer, relatives or neighbors for information, other than to get your telephone number or address, except when any of these people have guaranteed the debt or if you have asked the agency to contact them to discuss the debt or, in the case of your employer, to confirm your employment, your job title and your work address.
* they may not contact you at work
this is a link to a page with a list of the provinces and a link to the act for each one.  
httlinksnotallowed://linksnotallowed.ic.gc.ca/eic/site/oca-bc.nsf/eng/h_ca02149.html
FANTASTIC INFO HERE TOO:
httlinksnotallowed://linksnotallowed.canlawlinksnotallowed/credit/collect.htm
Contact for each province to file a complaint:

If they are working outside of the laws for your province then take every measure to report them, they really don't like having to answer to the government about their behavior.

"I am tired of them, thought of changing my phone number, but thought no. I am not doing that to suit them! "You could, you know, pay off what you owe dumbass?!?Since you know the "LAW" you should also know you need to pay back what you owe for goods and services that someone else is now stuck footing the bill for. Perhaps you are just a hypocrite do***ebag, and these words will never lay to rest in what you call a brain; but if for some reason it reaches you, think about it. Same to all you other sad offs listing your woes in here.

And you showed up on this site PURELY by accident?  You were either researching the number because they called you looking for the debt that you didn't pay, if it as cut and dry as "if they call then you owe".  OR you are one of the uneducated collectors that these people hire who completely lack any social skills to get a decent job.  The only thing that works in your favor is your poor attitude towards others and your hostility.  No collecting = no pay for you. Or you are some lonely person that is just ticked at the world and had nothing better to do with your time other than sit on your culo and look for people to harass as making friends isn't quite your forte'.So which is it?

Yes, this is a collection agency, account recovery they say when you force them. They like to slide it by by an acronym ARC, accounts recovery canada. I had a conversation with them once. They would not say who they are looking for, just first name and demand you confirm the rest of the name. I said I do not confirm the rest of the name, unless you inform me what this supposed debt if for. No, they can not DO that against policy. I said, well I can not confirm who I am either. Once the lady was angry and threatened to hand up and END this call! I said no problem, have a nice day! and hung up on her. I had another conversation with a man, I stated that I KNOW that law, that they MUST mail the claim to me if I request it, that exempts me from having to send payment first, that is the LAW. But even though I asked for it, they do not send. Never have they sent it. So, now I do not play games any longer.
He got around the Policy by asking if I still live at *** street? I said no, then laughed and hung up. He still did not ask me if I was WHO I am, just the first name. So that still does not prove that he is looking for me. I get calls every second day at the very least, sometimes repeated ones in ONE day. I am tired of them, thought of changing my phone number, but thought no. I am not doing that to suit them! They do not know who this number belongs to, simple because it is PRIVATE.