I find I have to wonder about anyone introducing themselves as "not a Loser"....This kind of "collection agent" does not limit itself to legitimate claims. This species will, among other low methods, search memorials and/or death records to find an elderly survivor to hararass for debts long paid or fabricated. Pay them nothing. Ever.

And you showed up on this site PURELY by accident?  You were either researching the number because they called you looking for the debt that you didn't pay, if it as cut and dry as "if they call then you owe".  OR you are one of the uneducated collectors that these people hire who completely lack any social skills to get a decent job.  The only thing that works in your favor is your poor attitude towards others and your hostility.  No collecting = no pay for you. Or you are some lonely person that is just ticked at the world and had nothing better to do with your time other than sit on your culo and look for people to harass as making friends isn't quite your forte'.So which is it?

this number called my cell.... no clue... no message

Can a collections agency even go after you for something thats over 7 years old?

Just got a call from this number so I called them back and it said accounts recovery corporation. It's a collection agency.

If it's a collection agency and they are leaving insulting messages, then look up the Collections Agency Act for your province, it varies slightly from one to the other. General are:While rules vary across Canada, generally collection agencies are forbidden from doing the following:* trying to collect a debt without first notifying you in writing or making a reasonable attempt to do so* recommending or starting legal or court action to collect a debt without first notifying you* communicating with you or your family such that the communication amounts to harassment, or calling to collect a debt at certain prohibited times (which vary from one province or territory to another)* implying or giving false or misleading information to anyone.* communicating or attempting to communicate with you without identifying themselves, saying who is owed the money and stating the amount owed* continuing to demand payment from a person who claims not to owe the money, unless the agency first takes all reasonable steps to ensure that the person does, in fact, owe the money* contacting your friends, employer, relatives or neighbors for information, other than to get your telephone number or address, except when any of these people have guaranteed the debt or if you have asked the agency to contact them to discuss the debt or, in the case of your employer, to confirm your employment, your job title and your work address.* they may not contact you at workthis is a link to a page with a list of the provinces and a link to the act for each one.  httlinksnotallowed://linksnotallowed.ic.gc.ca/eic/site/oca-bc.nsf/eng/h_ca02149.htmlFANTASTIC INFO HERE TOO:httlinksnotallowed://linksnotallowed.canlawlinksnotallowed/credit/collect.htmContact for each province to file a complaint:If they are working outside of the laws for your province then take every measure to report them, they really don't like having to answer to the government about their behavior.