RE: CALLS FROM  (905) 595-8640DO NOT GIVE ANY INFORMATION TO THESE PEOPLE!!!! THIS IS A SCAM!!!REPORT THESE CALLS TO RECOL:PHONE 1-+1 888-495-8501, OR YOU CAN CONTACT on the web at www.recol.comthis is a government anti fraud sight who supply info on these scams.If you do receive these calls to lower your interest rates, get as much info from them, but DO NOT give  them any PERSONAL OR CREDIT CARD INFORMATION. Record the time and date of the incoming call and a name if you can get one. Then call antifraud immediately and report it.

- Indian Accent, Male
- Had no info but my last name and phone number
- Claimed to call from ICCC
- Claimed to have lower interest rate
- Insisted in getting my credit card number to check my balance and giving me a good rate!
- Trying to make the conversation longer and longer

Got a call from Angel Rick, he said because our account was in good standing we had won a all inclusive trip for four people to Cancun and Orlando, Florida plus they were giving us extra rewards points.  He said he had all our credit card info and when I asked what our credit card number was he did have the first four digits but said he couldn't give us the rest since this call was being recorded and the privacy act wouldn't allow him to.  When asked the whole credit card number he would not give me that info but had our address.  Then he wanted the number on the back, he said this was a branch number and not a security number.....no I didn't give it to him.   I called Visa and they put me through to the fraud squad....  So our card had to be replaced......NEVER GIVE OUT THE NUMBER ON THE BACK OF YOUR CARD.

No non no we are all right my friend talk to the same guy and got a charde on his visa and when you call back to the bank or visa they conferm that they have nothing to do with them and not to give them info so i dont know what you talking about but it bull s***... They are scamers... Rcpm told us so...

they asked me If I was Mr. Smith.

Received a call from an East Indian voice stating he was from Lindquist tax and accounting firm in Toronto and is working with 14 banks to lower interest rates to 6%.  He knew my name and what credit cards I had...needed confirmation of numbers, expiry dates and security code at back.  I was suspicious and asked for his name and ID number.  He said it was "James Marshall" and his ID # was 2442.  He knew my address, and asked for my DOB and combined annual income.  Then his supervisor came on the phone, he called himself "Joe Blake"  (also East Indian accent) and offered an ID number of 801623.  He got quite irate when I asked him what was in it for him as the arrangement sounded way too fishy.  Then he dismissed me and told me to have a good day. Anyways, I gave way too much info, and had to shut down 3 credit cards over the holidays!  They best not call back, or I'll be making their day...