MCSprograms is calling again for reducing your Visa/MC rates...trying to say they are calling from Visa.  Very hard to get information out of them, to the point that they told me Bob Villa is the president of their company.  BBB has given this company a D-...should be lower, its a scam.  Out of Tacoma,WA? or Dallas, TX?  Very sketchy.

Someome from this number called me speaking an indian language. When I said hello the asked"is this Mrs.____?" when I said yes, they hug up.

ok see what i found on theses guy now if I CAN DO THIS THE COPS SHOULD ME ABLE TO HE IS THE BIG BOSSES INFO THRAFER THIS TO THE COPS PHONEBUSTERS AND LOCAL COPS SO IF I CAN FIND THEM THEY COULD TO ----------------
Reverse lookup for 404-775-9399  


Area code lookup results for 404-775
Owner Name  Available - Rachida  
Current Address  Available - Main st-Atlanta
Phone Type  Wireless/Cellular  
Country  United States of America
State  GEORGIA
County  FULTON
City  ATLANTA  
Area Codes/Exchanges  404775,4047759,40477593,404775939
Date Introduced  October 15, 1996
Zipcodes Covered  30288
Timezone  (UTC-05:00)
Geo-Coordinates  Latitude: 33.75 | Longitude: -84.38
Service Provider  Atlanta - Athens Msa Limited Partnership  
Tower Switch  ATLNGAUYCM4  
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now with this they have the exact location of this phone ..
good luck ....even there phone company so WHY THE HELL ARE SOMEONE NOT STOPING THESES ASSHOLS.CANT HAVE MORE INFO THEN THIS WITH THIS THE COPS HAVE THERE ADDRESS TOWN COUNTRY EVEN HIS NAME ...

Well, From what I have read on this site alone... about phonecalls originating from this number, and the accompanying male voice with what appears to be an east indian accent..  They have been going on for a long, long time.  So obviously, complaining to the proper authorities, sadly doesn't do anything.   This world is going to hell....  
~One more Victim.

Just got a call from this number and found this web site. They tried to collect all kinds of info about my credit card. I gave the the expiry date but not the number. I also gave them the wrong phone number on the back of the card. (ha). When they asked for the 3-digit number on the back I said i wasn't going to give them that on the phone and they hung up. I called them back and told them i was going to report them, which i would like to do. anybody know who I should call to report them. Is it the police, or is there a fraud investigations unit of the RCMP, i'm in vancouver these guys are obviously somewhere in ontario.

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge. It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228 My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back. I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!