RE: CALLS FROM  (905) 595-8640DO NOT GIVE ANY INFORMATION TO THESE PEOPLE!!!! THIS IS A SCAM!!!REPORT THESE CALLS TO RECOL:PHONE 1-+1 888-495-8501, OR YOU CAN CONTACT on the web at www.recol.comthis is a government anti fraud sight who supply info on these scams.If you do receive these calls to lower your interest rates, get as much info from them, but DO NOT give  them any PERSONAL OR CREDIT CARD INFORMATION. Record the time and date of the incoming call and a name if you can get one. Then call antifraud immediately and report it.

Phone ID read Show Room

Same thing, only the guy phoned back after I told him I didn't have a credit card.  He asked why.  I told him I didn't need one!  Then he asked me where I work, and told him it was none of his business, and he could look up things like 'THE CANADIAN PRIVACY ACT" if he wanted...and promptly hung up.  He phoned back, and started coming on to me, saying he wished I wasn't married, and I'm like, WTF?  He phones back and he'll get more than what he bargained for.  Oh yeah...he said his name was Ronny Walters, and he worked for Royal Bank Visa.  I asked him if I called The Royal Bank, would they confirm that he worked there?  He said, "Of course"...so, Royal Bank, eyes open if this is not you...they are giving you a bad rap!!

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.
I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.
the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge.
It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228
My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back.
I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

Ok... these guys are scammers!!! Big Time!!! First they told me that they were Mastercard and that they were going to lower my interest rate to 6% for being a good customer. Then they asked me for my address (which I told them they already had because I just got my new Mastercard), then they asked me for my expiration date (which I told them they had), then to read out my credit card number to them.... WTF!?  By then, I knew it was something like a SCAM because when I hung up and looked up their number on the yellowpages.ca... I saw all of these posts. BE CAREFUL PEEPS...Since I had hung up on them to investigate they called me back twice... while I was talking to a REAL rep from Mastercard.oh ya, by the way the guy's name was Alex Johnson and his title was Credit Card Advocate and that I could also reach him at (403) 648-9228.