They called me over 6 months ago and said they could get me a better deal on my credit cards. I told them that I am on disability and have no credit cards, which is the truth. They did not call back until Feb. 25 2010. They did not leave a message.

If they are calling you frequently maybe consider telling them that you are on disability and have no credit cards. A lie? Yes, but I would not have a problem lying to these waste of skin scum bags.

If anyone can come up with an address please post it. So far the best I can do is somewhere in Brampton.

Coex Dave

Adding to Message from 'cw' - These calls from (905) 595-8640 (Brampton, Ontario, Canada) and (905) 346-4828 (St. Catharines-Thorold, Ontario, Canada) - both Unpublished Landlines.NOTE:  They have been calling weekly for past six months or so; started at least during summer of 2009...Last call on Saturday, February 27, 2010.  Other calls from 1.+1 800-375-5872 (again, unable to locate on Internet--unpublished).ALSO NOTE:  These callers are very insistent, persistent and difficult to get off the phone. They pretend they know you but ask for your Card # (or at least the 'last 3 digits'); likewise, they try to get your Social Insurance Number in the same manner, and ask for your birthdate.URGENT WARNING:  BE VERY CAUTIOUS--NEVER GIVE OUT ANY PERSONAL INFORMATION OVER THE TELEPHONE.  ANOTHER CAUTION--DO NOT give personal information Over the INTERNET either.  If a caller claims to be from a Bank or a Credit Card company, hang up and call your own branch to verify if your bank is soliciting this type of business (such as protecting your credit card interest rates, or reduce them).TWO YEARS AGO, I had a caller (about 9:30 P.M.) call me (supposedly from the Scotiabank)...I traced the number at that time to a Scotiabank Building, in Toronto, Ontario, Canada (BUT the Scotiabank NO LONGER used that building for any type of branch or credit card business...so, the building ONLY HAD THE NAME OF THE  Scotiabank on that building.  THESE PEOPLE ARE VERY INTELLIGENT AND CREATIVE in the way they are trying to scam people.AGAIN, BE AWARE...If anyone asks for any personal information about you, BE SURE TO HANG UP...STOP THE CALL IMMEDIATELY...give no information to them.  DO NOT BE Duped.  Protect your identity BECAUSE NO ONE ELSE will.  May you all receive discernment in this area.  ALL THE BEST.

they asked me If I was Mr. Smith.

hello, these are the scammers dont trust.the company name is call center technologyfrom karachi pakistan.owner : MURAAD Plastic walapresedent: bob villa fareedvoise presedent : farazaccountant : zech azeem rizwan......................................................................................................these are the some agents of this call center please be ware dont trust in these names:madi parkmike larrymike devisnice devisangelanaya greyjessica brownjuliamark elliotnellsondavidsonsam andersontom andersonlisa puolcol jonsoncliffricherdoscar smithtony...........................................................................dont trust these names  the doing these scams:travel clubcancun all inclusive travelmagazine subscribtiondebt scamroylaty travel scam.......................................................................

I usually answer these calls so I can be put on their do not call list. About 2 weeks agao the I received a call and I pushed 9 or whatever to talk to someone, I was as put through to an indian fellow, I made the mistake of asking if he was calling from Scotiavisa. ooops. He said yes and started his pitch about a rate as low as 6%. Said he wanted to confirm my credit card number do I said go for it, he asked for my credit card number again and I said No, you tell me my number if you are calling from Visa. He said I needed to provide it so he could verify the account. I gave it to him and then he asked for my birthdate. I said hell no, you haven't even said my name. He spelled it rather than said it... funny thing is he gave me the same wrong spelling as the phone book. Should have been my clue. So I gave him a wrong birthdate and he came back on the line none the wiser. He knew my balance and wanted my expiry date. I said no way but he somehow tricked me out of it. I think he gave me an expiry and asked me to confirm but then I corrected it. Wasn't that nice of me? Then he wanted the security numbers from the back but I would not give that. Started asking if I had been the victim of identity theft and telling me how smart I was. Then he tricked me out of giving him my limit and advised me to make a big payment on the card so he could negotiate the best rate possible. Here is where I asked for a number to call him back after I made the payment and immediately called my Visa company. They helped me to cancel the card and set me up with a different card with a better rate. Yahoo kept calling while I was on the line with the real visa people. Called again after I finished with Visa and I told him the jig was up that I talked with Visa and the card was cancelled and that if he called again I was going straight to the RCMP. Haven't heard from this particular company again but did receive one from another company. Stayed on the line and at the end of the recorded speil it gives an option of pushing 2 to be put on their do not call list.

It's been a while since they called in, still the same Indian person. Strangely he offers to reduce rates for Visa and Mastercards credit cards.