I usually answer these calls so I can be put on their do not call list. About 2 weeks agao the I received a call and I pushed 9 or whatever to talk to someone, I was as put through to an indian fellow, I made the mistake of asking if he was calling from Scotiavisa. ooops. He said yes and started his pitch about a rate as low as 6%. Said he wanted to confirm my credit card number do I said go for it, he asked for my credit card number again and I said No, you tell me my number if you are calling from Visa. He said I needed to provide it so he could verify the account. I gave it to him and then he asked for my birthdate. I said hell no, you haven't even said my name. He spelled it rather than said it... funny thing is he gave me the same wrong spelling as the phone book. Should have been my clue. So I gave him a wrong birthdate and he came back on the line none the wiser. He knew my balance and wanted my expiry date. I said no way but he somehow tricked me out of it. I think he gave me an expiry and asked me to confirm but then I corrected it. Wasn't that nice of me? Then he wanted the security numbers from the back but I would not give that. Started asking if I had been the victim of identity theft and telling me how smart I was. Then he tricked me out of giving him my limit and advised me to make a big payment on the card so he could negotiate the best rate possible. Here is where I asked for a number to call him back after I made the payment and immediately called my Visa company. They helped me to cancel the card and set me up with a different card with a better rate. Yahoo kept calling while I was on the line with the real visa people. Called again after I finished with Visa and I told him the jig was up that I talked with Visa and the card was cancelled and that if he called again I was going straight to the RCMP. Haven't heard from this particular company again but did receive one from another company. Stayed on the line and at the end of the recorded speil it gives an option of pushing 2 to be put on their do not call list.

I' ve got  a call from (905) 595-8640 and it is a SCAM !

I got a call from an Indian speaking guy as well.  He said that he was with the CCA "Consumer Credit Advocate"   He said he was in compliance with the SPCA and CPA and that the CCA was in business since 1989.  He asked me how many credit cards i had with an interest rate greater than 6%.  He said that he could contact the credit card companies and negotiage with them to reduce my rate. I told him which 4 credit cards i had then told him the expiry date of one of them.  Then he asked me for the CVS number on the back of the card.  I told him i would not tell him the number of my credit card or the CVS number over the phone and that i would have to meet someone in person.  He changed the topic to that the CCA could only do the work on the phone.  He gave me numbers to call him back at 1-(604) 756-1399 and 1- +1 877-510-5849.    At this point i knew it was a scam.  I kept wasting his time but attending to my kids and having him listen to them fussing about toys, the dog or going on the potty.  Then i starting asking him irrelevent questions.  Eventually he hung up without even saying goodbye.

(905) 595-8640If you are in Canada, You can report here: https://www.lnnte-dncl.gc.ca/index-eng.

february 22 9:34 a.m. I' ve got  a call from (905) 595-8640

Date Today:  Sunday, February 28, 2010**APOLOGY...I gave another #(905) 346-4828...(Pls disregard...It is NOT A SCAM; It is a legit #; is OK.)Thx...............................................................................................................................................BUT #(905) 595-8640 is definitely a scam.