I just had the same phone call this morning! The man said he was from VISA and Mastercard (Since when did they team up). Anyway, he wanted to lower my interest rate to less than 5%, then asked me for a bunch or credit info like my current balances, credit limits and interest rate...and so on.  I just told him that if he actually worked for my credit card company he would have know all of those answers... He was getting very rude so I told him NO and hung up. He repeatedly called me back asking why I hung up!  Can you believe this guy!!

like the rest of you, i've been getting this and other messages like this "lowering your credit card interest rates" for months...i get numerous calls a day with no messages left...i unfortunately gave them some info so i closed my accounts...scary how persuasive this person can be...there were 3 steps to the program...and i spoke to 3 different guys...step one...buddy named josh matthews---same indian flavoured voice like you all are saying...and yes he got aggressive at times as well as patronizing and throw a little condescending in there just for fun, when i questioned him...step two was another indian sounding guy...he went on and on about interest rates and how he could save me 1,300.00 if i would ...blah blah blah....so i said..well what's in it for you?..he said a one time amount of 695$ but it wouldn t show up on my bill...he assured me nothing would change...so we moved along to the 3rd and final step in the whole torturous process...the step where they recorded you( or me in this case)"agreeing" to their deal.....well at this point, i felt more and more "rushed" and confused and stopped buddy and said no...not gonna do it...he sent me back to "josh" step one guy.....then he pulled out his hardcore sales skills and asked me why and pretty much wouldn t let me off the phone without me having to be rude...so i said.."i am not interested and have  yourself a good nite"...click....
and what do you know...my buddy josh called the next day at dinner time...asked why i hung up and refused to wheel and deal.....i told  him i wasn't interested and a few more words, but again he got aggressive so it was "have a nice nite" and click....not 15 minutes later the same phone number comes thru....can you believe the nerve???
i'm still trying to get through with phone busters....
other numbers buddy gave me were-(403) 648-9228 ext,2998
and the company number 1-+1 888-216-5028
i've learned a valuable lesson over this momentary stupidity...

They said because I had such great credit I won a trip to Mexico and Florida
I couldn't stick around because of an appointment, but he wanted info about my credit card
That isn't going to happen

I got a call from them tonight.  They said I one two trip to Florida or Cancun because I bought items with my Mastercard OR visa last Christmas. He had a heavy accent and didn't give any name.  Sound convincing at first because it sounded like a busy call center and the phone number showed up on call display. He tryed to transfer me to some booking office, but I hung up.  He called again right after, but I didn't answer.

I just received my second call from this company.  The RCMP number to call is 1-+1 888-795-8501.  This was given to me by my Visa company.  I see that this scam goes back a few years and with the scammers allowing the number to display,  I'm surprised that the RCMP hasn't done something already.  

Even if I had wanted to do business with them, their accents were SO heavy that I didn't understand half of what they were asking.

I had the same crap call from (905) 595-8640 for lower rates credit cards.But another strange thing is that 4 days before, I had another call from 979 446-0366 saying I won a trip to Orlando for $2200.Im pretty sure they are the same scammers.