- Indian Accent, Male
- Had no info but my last name and phone number
- Claimed to call from ICCC
- Claimed to have lower interest rate
- Insisted in getting my credit card number to check my balance and giving me a good rate!
- Trying to make the conversation longer and longer

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.
I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.
the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge.
It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228
My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back.
I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

I got a call from them this morning.  They knew how many credit cards I had, the told me the first 4 and last 4 numbers of my credit cards.I told them that I thought they were a scam, and since it seemed like they knew so much about me I decided to block my cards and get new ones to be on the safe side.I talked/reported it to Mastercard and VISA and it is most def a scam! and they said it is happening more and more.be awaaare!

They keep calling me at the same time every hour of every day and never answer the phone. I am sick of receiving calls from these people late at night and early morning. I am now at the point of unplugging my telephone at nights so I can sleep.

DISGRACEFUL!

(905) 595-8640
Credit Card Consumer Advocates called on February 19, 2010
Florida
The call back number they weren't supposed to tell me is (403) 648-9228

I had the same crap call from (905) 595-8640 for lower rates credit cards.

But another strange thing is that 4 days before, I had another call from 979 446-0366 saying I won a trip to Orlando for $2200.

Im pretty sure they are the same scammers.