I did not pick up the phone, but why the hell am I getting calls from Ontario?

this person Mr. Mark Benson on ext 269 called to say they reduced the interest rate on my master card and visa and tried to collect info about all my cards i am really disturbed.i must report this to the theft beauro of intellectual property

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge. It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228 My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back. I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

(905) 595-8640
Credit Card Consumer Advocates called on February 19, 2010
Florida
The call back number they weren't supposed to tell me is (403) 648-9228

They started calling us and we said we were not interested and hung up, they have called us back 4 times and started threatening us that they will call us 100 times a day if we don't talk to them. they said it had to do with our master card but when they called they asked for a Mr. ----- and there was no Mr with my last name. Sept 5/11

that number keeps on calling us several times before but i dont usually answer unknown callers, i tried to answer it this morning, an Indian sound guy is on the other line, calling from CCA (Credit Consumer Association), offering lower interest rates in mastercard and visa, they will gather credit card information ,(balance, credit limit etc), but im doutbful because of funny inconsistencies in their part:
1) guy 1 introduced himself as David Johnson , unusual name for an Indian
2) they realize that my credit is up to the limit, they ask me if I have another credit card that still have higher credit limit availabe, (Why do they care bout my other credit card with higher credit limit available?)
3) they ask me if i have debit card, and asking banking info of my debit card, funny, they are asking to lower interest rates of my credit card,is my debit card info has something to do with lower interest rates? crazy
4) lastly, they ask me to pay them $600 to have a good deal in lowering the rates, WHY SHOULD I? hehehehehe,before they hang up, one guy said they will send paper works of there offer even without asking our address
ITS SIMPLY A SCAM
DONT WONDER IF THEY WILL YOU AGAIN USING DIFFERENT NAME, COMPANY OR EVEN PHONE NUMBER