A man with an east indian accent called my house looking for myself or my husband.  They spoke with my son who is a minor.  They asked if he was 18-30 years old.  He said he didn't know because he did not want to answer a stranger on the phone.  He is clearly a minor and the man pressed him for his aged.  This organization does not accept calls back from the number that is on the phone.  There is certainly something not right with this!  There is no reason to every ask anyone how old they are on the phone.  Not acceptable especially given this is a child being harrassed.

RE: CALLS FROM  (905) 595-8640DO NOT GIVE ANY INFORMATION TO THESE PEOPLE!!!! THIS IS A SCAM!!!REPORT THESE CALLS TO RECOL:PHONE 1-+1 888-495-8501, OR YOU CAN CONTACT on the web at www.recol.comthis is a government anti fraud sight who supply info on these scams.If you do receive these calls to lower your interest rates, get as much info from them, but DO NOT give  them any PERSONAL OR CREDIT CARD INFORMATION. Record the time and date of the incoming call and a name if you can get one. Then call antifraud immediately and report it.

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.
I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.
the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge.
It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228
My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back.
I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

like the rest of you, i've been getting this and other messages like this "lowering your credit card interest rates" for months...i get numerous calls a day with no messages left...i unfortunately gave them some info so i closed my accounts...scary how persuasive this person can be...there were 3 steps to the program...and i spoke to 3 different guys...step one...buddy named josh matthews---same indian flavoured voice like you all are saying...and yes he got aggressive at times as well as patronizing and throw a little condescending in there just for fun, when i questioned him...step two was another indian sounding guy...he went on and on about interest rates and how he could save me 1,300.00 if i would ...blah blah blah....so i said..well what's in it for you?..he said a one time amount of 695$ but it wouldn t show up on my bill...he assured me nothing would change...so we moved along to the 3rd and final step in the whole torturous process...the step where they recorded you( or me in this case)"agreeing" to their deal.....well at this point, i felt more and more "rushed" and confused and stopped buddy and said no...not gonna do it...he sent me back to "josh" step one guy.....then he pulled out his hardcore sales skills and asked me why and pretty much wouldn t let me off the phone without me having to be rude...so i said.."i am not interested and have  yourself a good nite"...click....and what do you know...my buddy josh called the next day at dinner time...asked why i hung up and refused to wheel and deal.....i told  him i wasn't interested and a few more words, but again he got aggressive so it was "have a nice nite" and click....not 15 minutes later the same phone number comes thru....can you believe the nerve???i'm still trying to get through with phone busters....other numbers buddy gave me were-(403) 648-9228 ext,2998and the company number 1-+1 888-216-5028i've learned a valuable lesson over this momentary stupidity...

Got a call from Angel Rick, he said because our account was in good standing we had won a all inclusive trip for four people to Cancun and Orlando, Florida plus they were giving us extra rewards points.  He said he had all our credit card info and when I asked what our credit card number was he did have the first four digits but said he couldn't give us the rest since this call was being recorded and the privacy act wouldn't allow him to.  When asked the whole credit card number he would not give me that info but had our address.  Then he wanted the number on the back, he said this was a branch number and not a security number.....no I didn't give it to him.   I called Visa and they put me through to the fraud squad....  So our card had to be replaced......NEVER GIVE OUT THE NUMBER ON THE BACK OF YOUR CARD.