Date Today:  Sunday, February 28, 2010**APOLOGY...I gave another #(905) 346-4828...(Pls disregard...It is NOT A SCAM; It is a legit #; is OK.)Thx...............................................................................................................................................BUT #(905) 595-8640 is definitely a scam.

They called me many times. After calling me bank, they called me back and the man on the phone called me ([removed:lang] and some more of these nice words ) when I told him that I called my bank.One of the guy told me; We are calling from Calgary but after verifivation, Area Code 905 is in Ontario around Niagara Falls.They look like a bunch of crooks Canada accepted in our country.The best thing to do and to give these peoples a nice Canadian Hard Time: Cancel your credit cards and ask for new cards from your credit cards offices.Better be safe than sorry.Alain Berube.

like the rest of you, i've been getting this and other messages like this "lowering your credit card interest rates" for months...i get numerous calls a day with no messages left...i unfortunately gave them some info so i closed my accounts...scary how persuasive this person can be...there were 3 steps to the program...and i spoke to 3 different guys...step one...buddy named josh matthews---same indian flavoured voice like you all are saying...and yes he got aggressive at times as well as patronizing and throw a little condescending in there just for fun, when i questioned him...step two was another indian sounding guy...he went on and on about interest rates and how he could save me 1,300.00 if i would ...blah blah blah....so i said..well what's in it for you?..he said a one time amount of 695$ but it wouldn t show up on my bill...he assured me nothing would change...so we moved along to the 3rd and final step in the whole torturous process...the step where they recorded you( or me in this case)"agreeing" to their deal.....well at this point, i felt more and more "rushed" and confused and stopped buddy and said no...not gonna do it...he sent me back to "josh" step one guy.....then he pulled out his hardcore sales skills and asked me why and pretty much wouldn t let me off the phone without me having to be rude...so i said.."i am not interested and have  yourself a good nite"...click....
and what do you know...my buddy josh called the next day at dinner time...asked why i hung up and refused to wheel and deal.....i told  him i wasn't interested and a few more words, but again he got aggressive so it was "have a nice nite" and click....not 15 minutes later the same phone number comes thru....can you believe the nerve???
i'm still trying to get through with phone busters....
other numbers buddy gave me were-(403) 648-9228 ext,2998
and the company number 1-+1 888-216-5028
i've learned a valuable lesson over this momentary stupidity...

Received a call from an East Indian voice stating he was from Lindquist tax and accounting firm in Toronto and is working with 14 banks to lower interest rates to 6%.  He knew my name and what credit cards I had...needed confirmation of numbers, expiry dates and security code at back.  I was suspicious and asked for his name and ID number.  He said it was "James Marshall" and his ID # was 2442.  He knew my address, and asked for my DOB and combined annual income.  Then his supervisor came on the phone, he called himself "Joe Blake"  (also East Indian accent) and offered an ID number of 801623.  He got quite irate when I asked him what was in it for him as the arrangement sounded way too fishy.  Then he dismissed me and told me to have a good day. Anyways, I gave way too much info, and had to shut down 3 credit cards over the holidays!  They best not call back, or I'll be making their day...

Got a missed call from this number today.  Whoever it was just left a heavy breathing message!  These guys are pieces of s***.

they called asking for a dead woman.