A recorded voice at this number keeps calling to advise me that they can offer me a lower rate on a credit card.  Funny, that, I don't have one, gave it up for Lent.  The number is (905) 595-8640.

I called the number back and reached someone in India.  They were some consolidation company that said I had a credit card with them.

I had someone call from this number as well. wrong name etc, and when I said the person was not home they insisted on finding out who i was but would not tell me anything about them.....weird!!
They said they were from a financial company

No No No No You All Guyz Are Wrong Actually i receive a Call From Them 2 and They Are Negotiating With my bank and i got the lower interest rate on my 4 CC 1 is visa and 3 is master they are not a scammer They Are really help me to payoff my balances

that number keeps on calling us several times before but i dont usually answer unknown callers, i tried to answer it this morning, an Indian sound guy is on the other line, calling from CCA (Credit Consumer Association), offering lower interest rates in mastercard and visa, they will gather credit card information ,(balance, credit limit etc), but im doutbful because of funny inconsistencies in their part:
1) guy 1 introduced himself as David Johnson , unusual name for an Indian
2) they realize that my credit is up to the limit, they ask me if I have another credit card that still have higher credit limit availabe, (Why do they care bout my other credit card with higher credit limit available?)
3) they ask me if i have debit card, and asking banking info of my debit card, funny, they are asking to lower interest rates of my credit card,is my debit card info has something to do with lower interest rates? crazy
4) lastly, they ask me to pay them $600 to have a good deal in lowering the rates, WHY SHOULD I? hehehehehe,before they hang up, one guy said they will send paper works of there offer even without asking our address
ITS SIMPLY A SCAM
DONT WONDER IF THEY WILL YOU AGAIN USING DIFFERENT NAME, COMPANY OR EVEN PHONE NUMBER

Got a missed call from this number today.  Whoever it was just left a heavy breathing message!  These guys are pieces of s***.

Got a call from (905) 595-8640.  They wanted credit card info.  Would not give it.  Called our bank.  They don't do this.  It is a scam.  Don't give them any info1111111111