they called me and wanted all tis info about my card and expiry dates
i told them i wanted to call someone to fund out if this was legit
could barely understand them

I have received a few more calls and he now has the gumjpsion to leave vulgar messages on my answering machine. He has called me many times now in the last 50 minutes.

These guys phoned me and sounded very dodgy.  I asked who he was calling from and he said Credit Card services, then I asked him for what bank and he proceded to tell me CIBC, TD, Scotiabank, Royal Bank, BMO, Canadian Tire, PC Financial etc... He then proceded to go on to claim that he would beable to lower my interest rates on my credit cards and told me that right now I am paying 18.9%. I said to him that this was not true, my rates were lower then that and I do not carry a balance, so I don't care. I then asked him what is the exact name of the company he is calling me from . He told me Bedford Financial Solutions. This is their website: http://bedfordfinancialsolutions.com/index.html but I can't find any phsyical business address for them there. They look like a TOTAL SCAM. I would AVOID giving them any information.

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge. It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228 My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back. I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

MCSprograms is calling again for reducing your Visa/MC rates...trying to say they are calling from Visa.  Very hard to get information out of them, to the point that they told me Bob Villa is the president of their company.  BBB has given this company a D-...should be lower, its a scam.  Out of Tacoma,WA? or Dallas, TX?  Very sketchy.

I did not pick up the phone, but why the hell am I getting calls from Ontario?