This company is a big SCAM; I wish there was a way to make this people responsible for what they are doing.

After what took forever, they finally gave me some details I insisted on,  in order to continue with the conversation. I demanded to know what their offer was; well, a lower than  6% interest rate on any visa or master card on my possession for life, at the cost of more than $400 (don't recall the exact amount).

It sounded as a scam so I said "no thank you, I am not interested in your offer and do not make any changes or charge any monies to my credit cards 'cause I do not want it! thank you, bye" and I hanged up.

Two seconds later another call, I did not answer.

Then, again, so I answered. The person (same man with an Indian accent) on the other side asked me why I hanged up on him, I said I did tell you I was not interested, so please do not call again, so he says, yes I will call again, so I got mad and first I asked for his name but he wouldn't tell me; then, I asked him to let me talk to a supervisor and he replied that he was the supervisor, so I said , "listen  you  a..h..e, DO NOT CALL me again or I will accuse you of harrasing me and I hang up.

He called again, and again, so I picked up the phone and asked him what was the name of his company to which he replied, F..K OFF and I hang up again.

Someone has to stop these people, I can see as someone who does not recognizes the scam can fall for their lines.

I tried calling the number but the call won't even go through.

That was my very bad experience with the people behind this phone number: 1-(905) 595-8640, originated in the area of Brampton/Mississauga, in Ontario, Canada.

I hope this can help someone else from falling for this scam.

A recorded voice at this number keeps calling to advise me that they can offer me a lower rate on a credit card.  Funny, that, I don't have one, gave it up for Lent.  The number is (905) 595-8640.I called the number back and reached someone in India.  They were some consolidation company that said I had a credit card with them.

Got a call from Angel Rick, he said because our account was in good standing we had won a all inclusive trip for four people to Cancun and Orlando, Florida plus they were giving us extra rewards points.  He said he had all our credit card info and when I asked what our credit card number was he did have the first four digits but said he couldn't give us the rest since this call was being recorded and the privacy act wouldn't allow him to.  When asked the whole credit card number he would not give me that info but had our address.  Then he wanted the number on the back, he said this was a branch number and not a security number.....no I didn't give it to him.   I called Visa and they put me through to the fraud squad....  So our card had to be replaced......NEVER GIVE OUT THE NUMBER ON THE BACK OF YOUR CARD.

I got a call around quarter after 4pm on March 30th, 2010, and when I answered the phone they hung up.  Upon looking the # up online, it appears other ppl. have gotten calls from this number with the same result, and when they call it back, a person with a east indian accent picks up, and says something about lowering your interest rate on something or other,

Receiving scam phone calls from these guys (905) 595-8640 (Ontario) for quite some time now. fed up with this.

They promise they can reduce my credit card debt and then they ask for credit card information. Crooks, bandits, theives...operating through Canada.

This last guy had a Filipino accent so not sure he was calling from within Canada, I doubt it.

sorry guys, i entered the wrong website to go to......the correct antifraud website is www.recol.ca