Got a call from this number.  The caller sounded like he was East Indian, and could not make out what he was saying.  When I qustioned him, he quickly hung up.

they just called us this morning.  same story, want to reduce our interest rate...

that number keeps on calling us several times before but i dont usually answer unknown callers, i tried to answer it this morning, an Indian sound guy is on the other line, calling from CCA (Credit Consumer Association), offering lower interest rates in mastercard and visa, they will gather credit card information ,(balance, credit limit etc), but im doutbful because of funny inconsistencies in their part:1) guy 1 introduced himself as David Johnson , unusual name for an Indian2) they realize that my credit is up to the limit, they ask me if I have another credit card that still have higher credit limit availabe, (Why do they care bout my other credit card with higher credit limit available?)3) they ask me if i have debit card, and asking banking info of my debit card, funny, they are asking to lower interest rates of my credit card,is my debit card info has something to do with lower interest rates? crazy4) lastly, they ask me to pay them $600 to have a good deal in lowering the rates, WHY SHOULD I? hehehehehe,before they hang up, one guy said they will send paper works of there offer even without asking our address ITS SIMPLY A SCAMDONT WONDER IF THEY WILL YOU AGAIN USING DIFFERENT NAME, COMPANY OR EVEN PHONE NUMBER

They said because I had such great credit I won a trip to Mexico and FloridaI couldn't stick around because of an appointment, but he wanted info about my credit card That isn't going to happen

I'vehad the same call from this number on numerous occasions. I recommend calling the local city police/ fraud division.
i recommend not gbiving any information to them at all, verify the number calling you forward it to  your local police division

MCSprograms is calling again for reducing your Visa/MC rates...trying to say they are calling from Visa.  Very hard to get information out of them, to the point that they told me Bob Villa is the president of their company.  BBB has given this company a D-...should be lower, its a scam.  Out of Tacoma,WA? or Dallas, TX?  Very sketchy.