I got a call from them this morning.  They knew how many credit cards I had, the told me the first 4 and last 4 numbers of my credit cards.I told them that I thought they were a scam, and since it seemed like they knew so much about me I decided to block my cards and get new ones to be on the safe side.I talked/reported it to Mastercard and VISA and it is most def a scam! and they said it is happening more and more.be awaaare!

This company is a big SCAM; I wish there was a way to make this people responsible for what they are doing.After what took forever, they finally gave me some details I insisted on,  in order to continue with the conversation. I demanded to know what their offer was; well, a lower than  6% interest rate on any visa or master card on my possession for life, at the cost of more than $400 (don't recall the exact amount).It sounded as a scam so I said "no thank you, I am not interested in your offer and do not make any changes or charge any monies to my credit cards 'cause I do not want it! thank you, bye" and I hanged up.Two seconds later another call, I did not answer.Then, again, so I answered. The person (same man with an Indian accent) on the other side asked me why I hanged up on him, I said I did tell you I was not interested, so please do not call again, so he says, yes I will call again, so I got mad and first I asked for his name but he wouldn't tell me; then, I asked him to let me talk to a supervisor and he replied that he was the supervisor, so I said , "listen  you  a..h..e, DO NOT CALL me again or I will accuse you of harrasing me and I hang up.He called again, and again, so I picked up the phone and asked him what was the name of his company to which he replied, F..K OFF and I hang up again.Someone has to stop these people, I can see as someone who does not recognizes the scam can fall for their lines. I tried calling the number but the call won't even go through.That was my very bad experience with the people behind this phone number: 1-(905) 595-8640, originated in the area of Brampton/Mississauga, in Ontario, Canada.I hope this can help someone else from falling for this scam.

I had the same crap call from (905) 595-8640 for lower rates credit cards.

But another strange thing is that 4 days before, I had another call from 979 446-0366 saying I won a trip to Orlando for $2200.

Im pretty sure they are the same scammers.

(905) 595-8640Credit Card Consumer Advocates called on February 19, 2010FloridaThe call back number they weren't supposed to tell me is (403) 648-9228

I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge. It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228 My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back. I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

Had a call from Joe ext 264 I played with him for sometime ("absolutely free vacation I won) till the question about credit cards; Visa or MC? I told him I don't belive in credit cards and you are a scam and hanged-up