I got scammed and I feel so stupid! A company called Bedford Financial Solutions called and said they could lower the interest rates on my mastercard and/or visa cards to as low as 11%. I have been trying so hard to get out of debt and it sounded so good to me.They checked my account balance and told me that for a fee they could reduce my interest. First they told me there was a one-time processing fee of $595, but I was not comfotable paying that anount, so the guy told me for a percentage every month they could help me out which would add up to approx $10 a month and it would come off my card, but it would balance out in the end with my lower interest. I gave them my mastercard number and that day they charged $627 to my account. I found that out a few days later and knew something was very wrong, I called back the company immediately and cancelled with them, they told me I would receive a full refund within 5-7 days. Just cancelling difficult, they kept trying to persuade me to stay with them, I kept getting put on hold and spoke to a number of people.
I went back onto their site www.bedfordfinancialsolutions.com and it stated they are a U.S operated business and that the service is not avavilable outside of the United States. I callled them back again and spoke to several different people asking what was going on, cause I live in Canada. And it clearly stated that they do not market outside of the United States. These are the names I was given Anya Giay, Justin Elic, Jennifer Peters. Looking back everyhting seemed very shady...for example the accents didnt match with the names I was being given. The guy was east Indian or something and yet his name was Justin???  When I called in to cancel he answered "Customer Support" which seemed wierd as he didnt mention the business name at all.
the number that showed up was a local number so that is why I believed it was ligit and the website looked real too. I got a cancellation number, cause my credit card company told me to get that at least in order to dispute the charge.
It has been 3 weeks and I still have recieved my refund. I called them back yesterday and suddenly the numbers are either not in service or owned by a new company. The numbers are 1-+1 866-945-1131. The other number used was 1-(403) 648-9228
My credit card company is currently investigating my dispute and trying to get my money back for me, but I'm not too hopeful I will get it back.
I typed in that website info today and the website cannot be found. I am warning you all, don't be scammed like I was, don't give out your credit card info over the phone!!!! I can't believe this happened to me cause I am a very cautious person, what a hard lesson I learned from this!

Had a few missed calls from them where they call once and hand up.Presumeably,  calling them back will be at international or premium rates.

Some one called me and said i am calling you from royalty travel and you win a holiday trip cancun and orlando these are scams the person name is oscar smith all are buster.........

Just recieved call from (604) 756-1399, Sounds like the same scam as all of the above. Wanted all the same information, did not give out any.He sounded like Indian, asked him three times for his name and could not understand him.

It was a scam as I have had phone call frm the  605  595 8640 number, same spiel

They keep calling me at the same time every hour of every day and never answer the phone. I am sick of receiving calls from these people late at night and early morning. I am now at the point of unplugging my telephone at nights so I can sleep. DISGRACEFUL!

I just received a call from this number. The man spoke with an east Indian accent. He called me by name.
He said he was from Royal Travels. He said we had entered a contest in December and had won a trip to
Cancun Mexico, also a trip to Florida. He stated that the trip could be sold to another party. He than asked for my e-mail or fax number to send me the information. When i refused he became very loud. He said 'You have call display. You can see this is a company not some one pretending to be Mastercard or Visa.
He then hung up.