i got a call too, it said we have sent your something to your address. i don't know what it is. the voice was f***ed up so i couldn't really understand what he said. Scam

Hi Everyone,Here are some helpful hints in dealing with this company:If you are receiving calls from this number:1. Do not reply or acknowledge them2. Contact the following resourcesFile Complaints with:Law Society of Upper Canada- File a direct complaint againsthttp://www.lsuc.on.ca/public/a/complaints/Natale Law Firmc/o Deanna Natale1490 Denison RoadSuite 100Markham ON(905) 413-85452.Ontario Privacy CommissionerFile a complaint against:http://www.ipc.on.ca/english/Resources/IPC-Co ... Summary/?id=668Global International Inc (Global Credit and Collections)1490 Denison Street,Markham, ONL3R-9T7905-479-22223. Minister of Consumer Affairs- file a complaint Both firms for they are one and the same.http://www.sse.gov.on.ca/mcs/en/Pages/Complaint_Steps_to_File.aspx4. If the harassment is excessive, please contact a local lawyer that specializes in consumer law and they will take up your case.Reasons for complaints:Firm are conducting business practices? in breach of the Canadian collections act, as well as breaches of Canadian Privacy Law.Some of the breaches are as follows:Registration4.  (1)  No person shall carry on the business of a collection agency or act as a collector unless the person is registered by the Registrar under this Act. R.S.O. 1990, c. C.14, s. 4 (1).Name and place of business(2)  A registered collection agency shall not carry on business in a name other than the name in which it is registered or invite the public to deal at a place other than that authorized by the registration. R.S.O. 1990, c. C.14, s. 4 (2).Use of name to collect debts5.  No creditor shall deal with the debtor for payment of the debt except under the name in which the debt is lawfully owing or through a registered collection agency. R.S.O. 1990, c. C.14, s. 5.Conditions of registration(2)  A registration is subject to such terms and conditions to give effect to the purposes of this Act as are consented to by the applicant, imposed by the Tribunal or prescribed by the regulations. R.S.O. 1990, c. C.14, s. 6 (2).Notice requiring hearing(2)  A notice under subsection (1) shall state that the applicant or registrant is entitled to a hearing by the Tribunal if the applicant or registrant mails or delivers, within fifteen days after service of the notice under subsection (1), notice in writing requiring a hearing to the Registrar and the Tribunal, and the applicant or registrant may require such a hearing. R.S.O. 1990, c. C.14, s. 8 (2).Confidentiality17.  (1)  A person who obtains information in the course of exercising a power or carrying out a duty related to the administration of this Act or the regulations shall preserve secrecy with respect to the information and shall not communicate the information to any person except,Use of unregistered collection agency24.  (1)  No person shall knowingly engage or use the services of a collection agency that is not registered under this Act. R.S.O. 1990, c. C.14, s. 24 (1).Employment of unregistered collectors(2)  No collection agency shall employ a collector or appoint or authorize a collector to act on its behalf unless the collector is registered under this Act. R.S.O. 1990, c. C.14, s. 24 (2).False advertising25.  Where the Registrar believes on reasonable and probable grounds that a collection agency is making false, misleading or deceptive statements in any advertisement, circular, pamphlet or similar material, the Registrar may order the immediate cessation of the use of such material, and section 8 applies with necessary modifications to the order in the same manner as to a proposal by the Registrar to refuse registration and the order of the Registrar shall take effect immediately, but the Tribunal may grant a stay until the Registrar?s order becomes final. R.S.O. 1990, c. C.14, s. 25.Practices prohibited22.  No collection agency or collector shall,(a) collect or attempt to collect for a person for whom it acts any money in addition to the amount owing by the debtor;(b) communicate or attempt to communicate with a person for the purpose of collecting, negotiating or demanding payment of a debt by a means that enables the charges or costs of the communication to be payable by that person;(c) receive or make an agreement for the additional payment of any money by a debtor of a creditor for whom the collection agency acts, either on its own account or for the creditor and whether as a charge, cost, expense or otherwise, in consideration for any forbearance, favour, indulgence, intercession or other conduct by the collection agency;(d) deal with a debtor in a name other than that authorized by the registration; or(e) engage in any prohibited practice or employ any prohibited method in the collection of debts. R.S.O. 1990, c. C.14, s. 22; 2002, c. 18, Sched. E, s. 3 (1).

This may sound a litle odd but does anyone else dal with the Royal Bank? The reason I ask is tat my girlsfriend started receiving these calls which didn't make sense but what madeeve less sense is that I started receiving these cals as well but at her house, we hadn't moved in together yet, I had my own house. The only thing that tied me to her adress and phone number is a bank account we opened jointly a few weeks before.

You will find a lot of info about these  fraudsters at this link.



http://www.canadian-money-advisor.ca/press-release.html

From the Ontario Ministry of Consumer Affairs Web site
The Collection Agencies Act prohibits collection agencies from doing certain things.

The Ontario Ministry of Government Services consulted the collection industry to develop a standard to be followed by all collectors. Having a standard also allows the public to have a better understanding of what collection agencies can and can't do.

The regulations forbid collection agencies from:

contacting you until six days have passed from sending you written notice of the following: • the name of the creditor • the balance owing • the name of the agency and its authority to demand payment
continuing to contact you if you did not receive the notice unless a second copy of the written notice is sent to an address provided by you, and then contact may only be made six days after sending notice;
contacting you if you send a registered letter to the agency saying that you dispute the debt and suggest the matter be taken to court;
contacting you if you or your lawyer notify the agency by registered mail to communicate only with your lawyer, and you provide the lawyer's name, address and telephone number;
contacting you on Sunday, except between the hours of 1 p.m. and 5 p.m., and on a holiday;
contacting you other than by ordinary mail more than three times in a seven-day period without your consent, once the agency has actually spoken with you;
using threatening, profane, intimidating or coercive language, or using undue, excessive or unreasonable pressure;
continuing to contact you if you have told them that you are not the person they are looking for unless they take reasonable precautions to ensure you are that person;
giving false or misleading information to any person;
recommending to a creditor that a legal action be commenced against you without first sending you notice;
contacting your employer except on one occasion to obtain your employment information, unless your employer has guaranteed the debt, the call is in respect of a court order or wage assignment or if you have provided written authorization to contact your employer;
contacting your spouse, a member of your family or household, or a relative, neighbour or acquaintance except to obtain your address and telephone number unless the person contacted has guaranteed the debt or you have given permission for the person to be contacted.

I keep getting calls every other day from this phone number and they keep leaving messages for "JOHN ALBERT" and asking me or whomever JOHN ALBERT is to call them back at some Natalie Law Firm.  PLEASE STOP CALLING ME!