Thank you everyone for the helpful information. Its great to know people are watching out for each other. Stay safe!

Got a call from the "natale law offices - shane please give us a call back at blah blah blah in regards to file number blah blah from which you owe money yadieyadieyada" ......my name is marie.

Natale law office works typically for a debt acquisition/collection agencyThey attempt to intimidate people into paying statute barred and/or alleged debts.if they had recourse you would have been served.Send a registered letter to Natale Law office telling them not to call as per the collections act.log all calls after they receive the letter and file a complaint with consumer protection services against them.it wouldn't hurt to let them know you also intent to bill THEM for each unsolicited call.it wouldn't hurt to note you will hold them responsible for harassment if this is not conveyed to future acquisition companies.if the file with your information is sold, they will typically start harassing you all over againBeing a law firm (and i use the term loosely) they are well aware that this is harassment.I received a draft statement of claim from them regarding an alleged debt and was informed by the court that this is a prohibited practice. They are either to file a claim or not, sending out draft claims is an attempt at intimidation.

Receive  any bogus legal threats from Global Credit recently? Judy Sgro's daughter up to her old tricks!

http://www.canadian-money-advisor.ca/threadview/457.html

Deanna Natale, the erstwhile Damsel of Distress, Diva of Doom and Queen of Mean at Total Credit Recovery recently had a difference of opinion (involving injuries and lawsuits) with her old almer mater where she enjoyed many felicitous years of gouging the public through litigation and unscrupulous mortgage brokerage practices. She is now plying her trade up the road at Global Credit and Collections located in the Motorola Building at 8133 Warden Ave., Suite 400, Markham, Ont.,Tel. (905) 479-2222 or 1-+1 800-463-4929. Natale's office is just down the hall in suite 405 at (905) 413-8748. Basically, it's just a fancy boiler room operation with lots of security and carded entry. They haven't made too many friends. I wonder why.

You didn't mention whether Global had bought up your account or were just earning a commission on it from someone else. Sometimes collection agencies will buy up large amounts of old and SOL (stats barred) paper for almost nothing on the dollar, send out bluff notices and play the numbers. Surprising, the money that's lined up to buy the stuff.

Last week, I had a guy from New Brunswick send me several emails concerning exactly the same phoney statement of claim from her. Maybe she's sending them out en masse and just working the numbers.

Natale sent him one of those bogus Form 7A's (Statement of Claim in Ontario Small Claims Court) threatening legal action in her jurisdiction of Richmond Hill. (I thought it should have been Newmarket, Ont.) In any event, his line of credit was just over the 6 year mark since the date of last activity on the account - which is the limitation period in NB). Natale wanted $6,000 OR ELSE! It was even more confusing since the address of the bank where the original line of credit loan was taken out and the borrower's address were in the same New Bunswick town. That would mean that any lawsuit would have to be filed there, not in Ontario, irrespective of whether or not the debt had been bought up by Global. These bogus Form 7A's always have a blank red seal in the upper left hand corner and the word "Draft" in the top middle. In this case, I told the guy that Global was SOL because the debt was SOL.

It seems you also are just one more target of Natale's huffing and puffing. Since Natale is using bluffs and threatening lawsuits when, as a lawyer, she knows full well what the provincial laws of jurisdiction and limitation are, then people should send in a formal complaint to the Law Society of Upper Canada keeping copies of all her correspondence with her as submission evidence of professional misconduct.

That's one of the reasons why she and George Krieser at Total Credit Recovery were able to get away with their Five Star Mortgage shenanigans at Total Credit Recovery. We effectively had a collection agency garnering unsuspecting, desperate clients for an in-house mortgage company. Some collectors were getting under the table $3000 monthly bonuses for intimidating debtors to take out second mortgages at egregious rates of 10% to 18% to cover small and marginally delinquent debts without TCR's major bank clients knowing about it. In fact, it was expressly against the banks' instructions. However, they had a way of bypassing their CISCO call manager system that would allow the banks to secretly monitor their collection calls to distressed debtors. In other words, the banks didn't want TCR using their clients as a happy hunting ground for their distressed borrowers thus forcing the banks to needlessly lose interest on the accounts. Unfortunately, TCR was able to clandestinely pull this off and doubtlessly put debtors into an even bigger debt spiral. Wayne Macleod, the current VP at TCR, would call it fiction but other employees there would disagree. Even they couldn't stomach what was going on and left. So you see, unless people know what their rights are and come forward, nothing gets done. Be very, very leery when dealing with this woman - her broom has a sharp handle.

It's very doubtful or absolutely certain (depending on the province you're in and the date of the debt) that once a debt is stats barred, that it can be revived by suckering the person into making a payment and starting the limitation period **** over again as blogger Al Reynolds earlier suggested.

All CRA's (Credit Reporting Agencies) in Canada are only allowed to report a delinquency 6 years from the date of the last activity on the account (which is usually a payment or a written acknowledgement from the debtor [AND NOT THE CREDITOR]. Another Natale bluff.

STOP CALLING ME...SOME LAW OFFICE SAYING IT IS URGENT AND ASKING FOR
SOMEBODY BY THE NAME OF "JOHN ALBERT"!!  There is NO John Albert who lives here!!!  I am SOOOOOOOOOOOOOOOOOOOOOOOOOOOO FED UP WITH THOSE PEOPLE!

I have been getting these calls...they tend to make a person a little paranoid...but kudos to you Jack for all of your research.  I live in Nova Scotia, and read all of your response.  I work at a law firm and everybody should know that law offices do not try to reach their clients with a really lame automated service, asking you to call them back.  Same is true about how Jack spoke of receiving important legal documents, a Statement of Claim is served on people by law firms usually through a process server.  These idiots need to get a life and stop trying to scam people.  I almost got sucked in by another scam (one to lower your credit card interest) and felt like a complete idiot...so now I'm really ticked off at all of the annoying calls, I want to get an airhorn to blast in the phone, if it was a real person calling me, I'd be all set!