He called me before too and now he called with another number. He said he was from Primerica and now something else. I just told him im not interested. He sounds really convincing for a new office opening and looking for people.
My best bet is its just like vector,sumit, fever and every other marketing group that tries to lure people in to investing  and getting nothing out....
keep out and never get in this scam...!

While a Primerica rep has yet to cross my path, I am commenting here as is my federally protected right and as permitted by this site's terms of service. You keep harping on the appearance of comments from people your office has never heard of ..... and this is something you can apparently divine in the absence of actual legal names and addresses. I will not speak of Primerica as though I have firsthand knowledge of its practices, nor would I, with or without the controversy which hangs over the firm. This will hopefully satisfy your criteria for people you, a non-site administrator, personally feel are qualified to contribute to Primerica discussion threads.

I *can* talk about experiences I've had in commissioned sales. Different names, different products, but similarities in my story and of those reporting on Primerica are striking. It starts out with big-dollar promises for the "motivated". A couple of managers with firm hand grips turn up the flattery and paint a picture of all the trophy goods you'll be buying in a few months when you've seized your dream. They don't seem at all concerned for your actual aptitude or professional background. In fact, they make this dazzling offer to anyone with a pulse and a good pair of shoes.

Then comes an intensive "training" period which is really just glorified orientation, teaching very little. They make you an "independent agent", yet enforce your dependence on the home office with yet more dubious "training" and cheerleading meetings, keeping you generally on a short leash. You're told to ignore people who question your new pursuit, because "THEY" don't understand how the "real world" works. You endure this because the product is actually very good and unique, and should halfway sell itself.

You spend a ridiculous amount of time and fuel finding leads while scoring few if any real sales. This of course is always the greenhorn seller's fault, not the fact he was sent out to the street without being taught the job. Despite your miserable performance you are given new trainees to work the field with, who just joined maybe two weeks behind you, and you're told you have to be their sherpas.

A cycle forms of browbeating and cheerleading from management, your deepening poverty from lack of sales, and a constant influx of new employees who are illiterate, or have stage fright, or who are otherwise completely wrong for the job and sabotage everyone who really wants the work. This continues until you self-destruct from exhaustion or finally wise up and leave the handcuffs of promise for some other victim. On your way out they're still trying to convert you away from a rational decision with emotional arguments. They react with rehearsed surprise, call you a "quitter", yet praise your hard work and "keep the door open".


In reviewing comments for and against your firm I can hypothesize if not conclude that all of the above disadvantages to commissioned sales at dysfunctional companies are shouldered by the Primerica reps, then turned up another ten points on the Annoy-ometer. Detractors of Primerica speaking from their own experience often have richly detailed stories, the kind which are difficult to fabricate. Often their author's voices are not shrill and come from a posture of reason and a willingness to work hard at a worthy goal.

Meanwhile, supporters of Primerica show a consistent disdain for those people, their former brothers and sisters in the labor force. From their view, anyone who parachuted away from a plane with clipped wings was obviously lazy and stupid, needs to "grow up", "smell coffee", and other bullying cliches. Then they beat their breasts and laud Mother Primerica for its annual earnings, number of office footprints, and business affiliations, like somehow that will directly help all the skilled talent going unemployed.

In short, I believe the former sales reps a lot sooner than I believe you and your shill patrol, especially given that your own response to the conflict has been more of the same juvenile sputtering and denigration, seen dozens of times before from guardians of fruadulent businesses. Maybe we skeptical types don't understand how your world or "the real world" works, but you and your kind understand even less how the internet works. Negative comments appear, in your words "numberous times", because caring and distinct and geographically separate personalities put them there simply to help others. There is no conspiracy, no star chamber for the disgruntled.


You complain repeatedly in all caps that people have beefed whom your office "DID NOT CALL". Well, plenty of commentors in this thread do claim to be call recipients, apparently not given the benefit of transparency. One is not required to be a call recipient through a single given phone number to contribute here. One *is* prompted to submit accurate reports, and sometimes good collective knowledge must come from persons without a horse in a particular race. The whole point of these caller sites is to help identify callers AND their motives for placing calls. If those motives prove innocent, the callers have little to worry about from negative remarks. Readers can in fact and should make up their own minds.

You of course discourage such independent judgment, and prefer to strip comments of their context. The person from May 2011 who you find objectionable because s/he "couldn't resist throwing in [an] opinion" said in the very next sentence s/he "had been involved with Primerica full-time for about 2.5 years." You're quick to deny affiliation with a job hunting site (per "Scammed" from 12 Sep) but have nothing to say about business practices which sound poised to destroy that woman's husband and her marriage. Perhaps you personally never set foot in Missouri or met any young man like "Punch", but surely you don't meet with each trainee yourself. Isn't that what all the manic recruitment is for?

You act as if censoring one mystery caller site will be enough to solve your problem. Multiple sites in many directions echo this conversation. You fuming reputation repairmen throw hissy fits the moment you realize you have no tight control over your message in this medium, as you enjoy in broadcast and print. The pipes here carry flow in TWO directions and content can irrigate many fields beyond its source; the sooner you embrace that fact the better your relationship will be with visitors to the virtual town square.

You might have had a more constructive response than pointing blaming fingers at the victims and making threats you can't seriously carry out, but you insist on playing the wounded bird. The fact is, you were given an olive branch here, and you slapped it away. The animosity against your firm will only grow, not shrink. Whatever happens next in your campaign of spite will be all your doing, and please don't expect your fractured logic or your toady lawyers to help.

me too just received call from this #
was unable to hear anything

Thank you for your timely response Julia Forte.  I?ve been writing to you and your team for three weeks now, and until now you hadn?t responded.  ?The users say they were contacted by Primerica; you say Primerica never contacted them and ask to take your word for it?....?Yes! As a responsible administrator I?d ask that you look at the facts, many of which were provided to you in ?!? replies.  Primerica has over 6000 offices in the United States and Canada.  When someone ?Googles? Primerica ? This forum does pop up.  There are many cases in this blog that site ?I've read through quite a few of the posts in this forum and couldn't resist throwing in my opinion...? and ?My husband got 'hired' by Primerica about two months ago through CareerBuilder.com. He has a bachelors degree in Public Relations...? These are just two examples of many that are either ?passer-bys? or disgruntled with someone else using this form to vent! NO ONE HERE has EVER used CareerBuilder, We?ve Never travelled to St.Louis (another post), and we sure as heck never met (or called) ?Punch? who clearly wrote ?I was recently referred by a friend to "Primerica" for an "opportunity." ?On your home page it is written:Reverse Phone Number LookupThis is a user supplied database of phone numbers of telemarketers, non-profit organizations, charities, political surveyors, SCAM artists, and other companies that don't leave messages, disconnect once you answer, and simply interrupt your day.If you received a strange call, unwanted SMS message, or just came across a number you don't recognize and want more information about, most likely you are not the only one. Search for this phone number to see the reports of others. If there are no reports yet, leave your comment to start a conversation.?What's clear is the public has questions about Primerica and how it operates. Could you address the questions and refute the wrongful information in a public response?? Julia ? if the ?public? has questions they can call us.  They are welcome to comment to any of our representatives directly ? IF WE?VE CALLED THEM!  If they have issues with other offices or divisions of the company they need to resolve those issues with those offices or our Home Office.  Allowing negative and abusive posts remain when they are not of our doing is completely unfair.?You will be challenging the anonymous posters? If yes, why not here?? We are only challenging the posting for which we know for certain we DID NOT CALL.  I?m not going to get into an on-line debate with people I have never called nor met.  As ?difficult? as it is for you to ?stay objective? we?re simply asking you to diligently read through the comments ? it?s clear that there are multiple comments that we obviously NEVER CALLED! In fact, about 10 days ago we tagged all the comments that were never CALLED by our office.Again, I appreciate your response.  I know as a responsible business woman it is of the upmost importance to maintain both your integrity and dignity.  Oh, and before you write ?I take it you decline my offer to explain your side of the story and prefer to blackmail...? Give me more than 50 minutes to respond ? I do work too sometimes!Ray Anchetta

I fell victim to this scam known as Primerica. It all started one day when an unknown number called my cell phone and left me a voicemail. I listened to the voicemail and couldn't even hardly make out the name of the company from which the guy said he was calling. In the voicemail, he asked if I was still looking for employment. As a recent college graduate desperate to find a job in this sluggish economy, I gladly called back and set up an interview. So I met with the guy who was to become my "field trainer" or whatever and he explained to me what I would be doing, and as a journalism major in college, I hadn't the slightest clue or interest in selling insurance, which is what I got out of the interview, but desperate to work, I agreed to a second interview, and the really weird part is that he asked me if I wanted to meet at the local office or if I wanted him to come to my house (strange). I always felt really pressured when I met with him, and I found it strange the way he always had me write down names of people who I knew. He told me that there was a $99 fee but that if I didn't have it, I could do a "scholarship" program to where I go with my field trainer on three "successful" interviews with prospective buyers/victims in my "warm market" (people close to me - friends and family) to waive the $99 fee, which is what I chose to do. So we went on several interviews to houses of people who I knew and the whole process just seemed a little strange to me. I found it weird how I wasn't participating (I would just sit at the kitchen table watching him explain all this information to my friends who were just as confused as me) and how he always left papers with everyone and asked them to fill out names of people who they knew. Even to customers who didn't or wasn't interested in the whole process, he would constantly call me and ask if I had gotten the list of names. Finally after the third client, my field trainer just stopped calling me and that's when I knew that I had been scammed. I could tell from the beginning that it was a little strange and didn't seem like a real job, but being the desperate unemployed college graduate that I am, I accepted. I feel absolutely embarrassed to have to tell my friends that it was a scam and I am constantly apologizing to them for putting them through this and for giving out their personal financial information to these crooks at Primerica. These cronies are a weird bunch as well. My field trainer told me that I needed to go to the weekly meetings which were every Tuesday night and this was during the summer and Tuesday nights were volleyball nights for me so I rarely showed up and just made excuses as to why I wasn't there. The few meetings that I went to were absolute repeats of one another. The same people got up in the same order and talked about the same old stuff - about how great Primerica was and how it's changed their lives, etc. I spent the entire time asking myself, "What am I doing here with these scammers?" To top it off, my field trainer told me that I needed to go to a regional meeting in St. Louis, which was the biggest joke and waste of time of my entire life. All of these Primerica people are the most brainwashed and ridiculous-acting people I've ever met. I thought to myself that it was just a big cult.  Their phony postings here and elsewere, along with countless fake blogs and websites are indicative of the caliber of mediocrities that this organiziation attracts, and should be a red flag to any potential recruits or customers. To anyone who comes into contact with these people, I would say hang up the phone or slam the door immediately before they lure you in before it's too late. I made no money but lost no money either - only thing I lost was some respect among my friends and a great deal of time that I could have spent looking for other jobs.

I neen worling for 3 years. I quiet last night. The company does take your money. I knwo longer could treat people the way they train us to treat. I am also working with the law guys now about this company as a insider.