From what I'm reading, they are a "false" collection agency who see you have something falling off your credit or something extremely old, and they are calling to try to collect on it. They skip trace your family members (they called my Mother's cell phone looking for me) to look for you. Then they have previously threatened other people with "legal papers" if they don't make a payment.
Note: If you're going to be served, no one will ever warn you. They can't legally use that as a threat, and if they do that's the proof they are not a legit company. I had this happen a couple of years ago, and I almost paid to that company! I didn't, and I told them to serve me. So I waited, and waited, no one showed. They stopped calling after a while when they realized they couldn't fool me.
If they call again, be OVERLY SWEET. Like sugary sweet to them. ask them what the debt is for, THEN! CROSS REFERENCE YOUR CREDIT REPORT! CHECK YOUR STATUTE OF LIMITATIONS ON THAT DEBT! Depending on the state the debt was started in, they could be breaking the law by attempting to collect on it! If it's been longer than the statute of limitations then tell them they cannot attempt to collect any longer on it EVEN IF IT IS STILL ON THE REPORT and then hang up.
what is RCI? The same rude sounding guy calls me once a week. What do they want? This is calling my job making demands and threats. Its sound like, ins and associates They are secretely the mafia, there will be no survivors. I just got a call from the too! She sounded rude. Well, I just let it go to voicemail. I don't know this company and what they want. I've gotten numerous calls from this number and i have no idea who or what they are calling for??? The person Shanta was extremely rude! I do not know this company and she would not give me any information on the company just hung up on me. That is n o way to run a business or find out if the company has the wrong number apparently they do since I do not know who they are or what they do! I am not sure who is calling but the guy seems to be rude
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