I just received a letter from readers digest with a $4900 check included. The instructions read to call a representative named Sarah Fisher. She asked me to deposit the check and when it clears to call her back to pay the insurance fee. This type of scam is popular now a days. The bank clears about half the amount for the fist couple of days, so the scammer asks you to send back a certain amount. A few days later. The check bounces and the victim gets nailed with the missing money. Be very catious with these type of scenarios. Always do your research.