yeas they are ......within 2 billing statement u will see the change...

I patiently waited for the package with my fingers crossed.. Then i filled out the forms and sent it back.. And i saw my interest rate coming down to 7% from 23%.. I don't know how they did this but i saw it in my billing statement..

I got my package today.. To be frank i wasn't expecting it.. I was about to cancel the deal because of the delay.. But i'm glad i didn't.. let's see whats coming next for me.. They told me that my interest rate will fall down to 3.9%.. Not expecting this much but hoping for the best..

Received a call this morning Apr 28/10 from a Nick Holmes (905) 595-4511 offerring the same thing if we provided credit card and security code numbers. My wife suspected this was bogus and pressed for a lot of details. In short folks, they are still out there using the Liberty International Financial Group name with an address of 15 Allstate Parkway in Markham.

Be careful with your information.

Received a call from the same outfit but from (905) 345-6789.  Same deal.  Working for Visa and Master Card to lower my interest rate.  Asked for Company name and was told Liberty Internation Financial Group, Markham, ON.  Asked him to send all information via mail.  Would do so if I "verified" some information regarding my credit card.  Nice try.To Alistair and Barbara - Nice try also.

This phone number is a complete 100% SCAM(read below what I heard from these idiots phone number):This 'Business' runs in Canada(Markham Ontario supposively but probably elsewhere)& the phone number they gave verbally is:(647) 722-2381(which he gave me).I received a phone call on Oct 14th(an Unknown Number on the screen display).This gentleman(named Jason Decosto with no accent this time)called me to lower my interest rate to 3%(no fees)for my credit cards(having a so called 'good' credit rating so I 'qualified').He also mentioned this business was associated with the company Liberty Financial(it is NOT involved at all as I contacted Libertys' web e-mail and they said it was a scam!).'Jason Decosto' asked me(briefly explaining about qualifying for a lower 3% interest rate).To apply for the discount he wanted me to give my FULL CREDIT CARD NUMBER(S) OVER THE PHONE!WHAT NERVE!I did NOT give him any vital information and hung up as I knew it was a COMPLETE SCAM!!A word to the wise everyone..if you either get an UKNOWN NUMBER or this (647) 722-2391 on your phone screen display...do NOT answer it!