i received many calls from this company and was considering to put down my rates. they knew my balance and credit number of both my cards

the name was joel joseph and gave me the number (403) 648-9228

Same things! Got a call this morning about credit card. They would have my credit card number!!!!! Don't trust them. They said they call from Visa?????????

Joel Joseph Stop calling my number you idiots you are a fraud group.the number your calling is:(204) 326-1618

Tried to get credit card information including expiry dates.

Claimed to be a program from MasterCard to lower the interest rate

received call, every day

My mom got called this morning. Credit Card Companies don't call you to lower your interest rate, thank you Opera and any other talk show that talked about finances. My mom had her credit card to look for the customer service number and it was incorrect so my mom said she doesn't want to do this over the phone and her credit unions will do it for her when she's in person.
What buggers using that number in Ontario. Hence why I never pick up numbers out of province.