the call 10 times a day EVERYONE NEEDS to call them at there name is credit exchange +1 800-545-2386 and harrass them. they spoof there number to be 600000000,4000000000,5000000000
Also they buy dept for penneys on the dollar like a million in dept for 750.00 they lie  they call your friends,neighbors anyone the can find the look at your address  and find people that live close , the employees  are paied on commision also. if you send them a penny you might as well have given it to a stranger they are blood sucking lowlifes to lie as they do . Your credit card company has all ready charged it off. check your credit  report most of the time all they bought was the dept they do not have the contract where you signed . let them sue you and go to court file your answer that you do not owe it . when they come to court they will not have the contract you signed, thy will hope you do not awnser in the claim with the court so they can get a judgment the they can attache your real property or your wages..

Please read above.

Remember, to make a recorded call legal, both parties must agree to it.
Go to this website if you have questions about recordings.
http://www.callcorder.com/phone-recording-law-america.htm

Document each call!

Update
Well they called me on Oct 17th and i just hanged up on them. After that I have not heard from them again. I was thinking they sold the debt to another company or they actually are going to sue me (I really doubted this).

Well Today I get a letter in the mail from a new Collection Agency with my cold Chase debt that Creditors Interchange bought and now Sold to Maximum Recovory Solutions (I googled and found out its another Slimball company that uses scare tactics).

Well after dealing with threats and lies and millions of phone calls to my work and cell phone and family members they gave up and sold the debt. I have learned a lot about Collection Agencys and my rights as a Debtor.

What i suggest to others if you get calls from this Scumbags.

1 Never talk to them on the Phone (Send them a Register letter to stop all phone communication and can only reach you thru mail only).

2 Most Old Credit card debts are Charged off and sold to these companys for Pennies on the dollars and you also need to send them a Validation debt letter ( google it ) to see if the debt is valid.

3 If you plan to pay these guys or can pay. Do not set up payments thru your checking account or CC they will suck your account dry if you got anything in there. Ask for all negotions in writing (faxed or mail to you) with details of amount your going to pay and that they remove the debt from your Credit Report and make payments only with Money orders.I suggest if you are planning to pay,get a hold of the original creditor and set up payments with them. IF a CA ask you to pay in full and you have the money you can talk your way down of the debt.Just say you owe 4,000 dollars and the ask for it in full,you have a pretty good chance you can get the debt down to 20%-60% of the original debt.Remember the bought the debt for a pennies on the dollar,So they will still be making a nice profit.

4 Will they Sue you? Chances are slim to none.If anyone plans to sue you it would be your original creditor.Once the Debt goes past 90-180 days with no payments its due in full and then the Creditor will take a look at how much you owe,Credit Report,Assets(Home,Cars,Good paying job)and your current debts and will make a decision to Sue.Most the Time they charge off the debt as bad debt (tax right off for all the profit the CCC make) and sell the Debt to Collection agency.Most Collections Agencys will not take the risk of paying attornys and court fees  to take you to court, and they still have to get a judge to sign off on this to get a settlement or could get dissmissed.So if they threaten to sue you its only a Scare Tactic.

Final thoughts a few years ago I had 750 plus credit score,I was proud of my credit score and always paid my bills and engoyed being responsible and recieving good APR %. Well after losing my house,job,Family illness, I realized there are more important things in life. You only live once take care of you and your family first before paying Lowlife Collections agencies like Creditors Interchange that is Getting Rich off there Scare Tactics ( they Have 5 locations but may complaints and law suits against them). And for the Original Creditor that you try to tell them your in trouble and the raise your APR from 7.9% to 29.9% and tact all kinds of BS fees calling you a high risk and are making Trillions a year.Dont feel bad they will be just fine write off your debt and sell it and ruin your Credit Report.

And for the Collections people,I know its your job to try collect debt to make any money at your work. I imagine you will be fired pretty quick if you dont collect any money or Will make Min wage a hour since your on Commission.I dont think all Collectors or Slimeballs,There are a few that just want to know whats going on with your debt and will try to set something up to pay something.Then theres Places like Creditors Interchange That Lie to you and your Family and Work, Saying there Attornys,Cops,Judges,Payroll from your work, Telling your Employer that you missed Court,Disclosing Debt Information to 3rd party which is Totaly illegal Ive heard it all from this place.I hope the Owners and the Lie Collectors that work for this company go to hell when they die.

SORRY FOR THE LONG POST VENTING

I have had my phone company block the number.  My telephone company is Comcast.  You need to put the 1 in front of the number to block that number.  There has never been anyone on the line when I have answered.

I actually have some bad debt. The funny thing is this guy Brian Hueler called about a 1099C. My husband talked to him because the guy was asking for my maiden name which I hadn't used in 5 years. He also said it was in regards to a chase "I think a visa" card that I had but was never able to pay off. My husband said NO my wife doesnt work when they asked and told him I was going through cancer testing- the guy on the phone sound elated. When my husband talked to me he said this guy was a lawyer and that I needed to call him back. I'm upset that my husband confirmed this was my place of residency because of everything I read online and how they can record calls, they won't use anything my husband said on the phone against me, will they? He then gave the number +1 877-770-6335 extension 3273. He never said his company's name.

Caller asked for the Fields.  We have had the same number for over 3 years and no one by that name has ever had it.