My mother received the phone call asking why she had not responded in regards to winning a sweepstakes, had no idea what they were talking about at the time, they got very hateful about it.  Yesterday she received a check from TD Financial in the sum of $3985 written on Applied Bank in Wilmington, DE.  they are asking that she pay $2985 per our state regulation for taxes.  I tried to call the number but got a recording that the person was unavailable.  The name of the claim agent on our letter is ANDREA GATES.  I contacted Applied Bank and am sending them a copy of the check and letter and am giving a copy to my mother's bank.  Maybe if we get the word out to the banks it will at least be harder for these people to prey on innocent hard working people.