dont bother ditching your landline...same crap diff. pile on cellular.

I've been getting a lot of these (all about interest rate reduction for CC or loans) for the past few weeks. They, of course, have absolutely no authority to negotiate your rates (lender and CC company only do that) .... but I guess these criminals work on the view that you can con none of the people some of the time, some of the people all of the time, and some of the people some of the time. I just block the number but the pests just switch to another number. I had a 978-570-2313 earlier today (now blocked) and voila, just now a call from (403) 255-8807. I may be filling up my call block list .. but listen up you cretins....I'm a persistent little buggger - I can keep up with all the calls you throw at me. P.S. Dave benefit of cell phone is that you can switch it off easier than running around the house after all the land line extensions. P.P.S. don't waste you time changing your phone number, they use random digit dialing and will soon hunt you down again.

Do not want to be bothered with credit calls from telemarketers or any other telemarketers

these are voice activated tele-marketers...if you pick up the phone, and say nothing (stay silent)...after about 4 seconds, the call will automatically disconnect.....if you answer with a "hello" or any voice tone, the computer connects you to the telemarketer.....so now if i don't recognize the number, i answer, but say nothing....there is no human voice at the other end, and if it was a real family emergency, the person would ask..."hello" "hello" "is anyone there".....you got to outsmart them at their game....

Contact your phone provider, many will block numbers for you.

It IS fraud.