I've been getting a lot of these (all about interest rate reduction for CC or loans) for the past few weeks. They, of course, have absolutely no authority to negotiate your rates (lender and CC company only do that) .... but I guess these criminals work on the view that you can con none of the people some of the time, some of the people all of the time, and some of the people some of the time. I just block the number but the pests just switch to another number. I had a 978-570-2313 earlier today (now blocked) and voila, just now a call from (403) 255-8807. I may be filling up my call block list .. but listen up you cretins....I'm a persistent little buggger - I can keep up with all the calls you throw at me. P.S. Dave benefit of cell phone is that you can switch it off easier than running around the house after all the land line extensions. P.P.S. don't waste you time changing your phone number, they use random digit dialing and will soon hunt you down again.

Yes, these calls come on cell phones too.

F--- Lisa eh. After you click 1 or sometimes 9 you get some East Indian, usually, who barely speaks English and they will gladly take your CC info or banking info and totally eff you over. It's a scam 100%

had the dead-air sound of an auto-dial confirming its got an live line. it  hung up right after

It IS fraud.

Yes a company claiming my credit card company wants to lower my rate.... lol right.. ?No mention of name.  I wish I could find out who does this and show up at thier door.  Really why are the police not all over this  come on coppers  do something rather than pulling over people for no reason.