I'm in Ottawa. It was an automated message saying "this is Lisa calling about your credit card. There is no problem, it's just to notify you that your credit card company has now qualified you for a lower interest rate as low as 6%. Press 9 to be connected to a representative." there was no mention of which company which screamed scam so I hung up. I tried calling the number back to see if it was blocked for incoming calls or if it would connect to a company. Turns out that identical automated message qualifying people for the lower rate is also on the incoming line. It went directly to the automated message with still no acknowledgment of any company.

dont bother ditching your landline...same crap diff. pile on cellular.

Some guy with an east indian accent called to inform me that he wanted to lower my interest rate. I asked where he was calling from. Arizona, he said.  I informed him that I was on the no-call list. he hung up.

Kevin,As much as I'd like to see these companies go down and get charged by the police, I think it's unfair to blame the cops on this one.  These scammers register these phone numbers under false names and addresses so tracking them down would be next to impossible.I suppose the only other thing one might do is what someone already suggested (and I don't remember exactly who right now) and contact the provider of the telephone number (which can be found on many reverse-lookup sites, even if there is no owner information) and say that you're getting harassing/scam calls from this number.  Might not hurt to file a police report before you do this so you can give the telephone company the report number for their file.  If they get enough complaints about any given number, they can cancel it.Although, I'm sure that these scammers have a dozen numbers set up, so losing one won't be a big deal.  The problem is just SO big, where does one start?

had the dead-air sound of an auto-dial confirming its got an live line. it  hung up right after

I've been getting a lot of these (all about interest rate reduction for CC or loans) for the past few weeks. They, of course, have absolutely no authority to negotiate your rates (lender and CC company only do that) .... but I guess these criminals work on the view that you can con none of the people some of the time, some of the people all of the time, and some of the people some of the time. I just block the number but the pests just switch to another number. I had a 978-570-2313 earlier today (now blocked) and voila, just now a call from (403) 255-8807. I may be filling up my call block list .. but listen up you cretins....I'm a persistent little buggger - I can keep up with all the calls you throw at me. P.S. Dave benefit of cell phone is that you can switch it off easier than running around the house after all the land line extensions. P.P.S. don't waste you time changing your phone number, they use random digit dialing and will soon hunt you down again.